Katilimevim Tasarruf Finansman ASIST:KTLEV +0.82%39 ROA % is 25.82% as of Mar. 2026, which is 50% above its 10-year median of 17.20. GuruFocus rates IST:KTLEV with a GF Score™ of 39/100. The stock has 6 warning signs investors should review. Among 545 Credit Services companies, Katilimevim Tasarruf Finansman AS ranks better than 99.08% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Katilimevim Tasarruf Finansman AS's annualizedNet Income for the quarter that ended in Mar. 2026 was ₺13,446 Mil.
Katilimevim Tasarruf Finansman AS's average Total Assets over the quarter that ended in Mar. 2026 was ₺52,068 Mil. Therefore, Katilimevim Tasarruf Finansman AS's annualized ROA % for the quarter that ended in Mar. 2026 was 25.82%.
IST:KTLEV'
s ROA % Range Over the Past 10 Years
Min: 0.49 Med: 17.2 Max: 33.81
Current: 29.81
During the past 6 years, Katilimevim Tasarruf Finansman AS's highest ROA % was 33.81%. The lowest was 0.49%. And the median was 17.20%.
IST:KTLEV's ROA % is ranked better than 99.08% of 545
companies
in the Credit Services industry
Industry Median: 1.92
vs IST:KTLEV: 29.81
Katilimevim Tasarruf Finansman AS (IST:KTLEV) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
Katilimevim Tasarruf Finansman AS ROA % Related Terms
Katilimevim Tasarruf Finansman AS ROA % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Katilimevim Tasarruf Finansman AS's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Katilimevim Tasarruf Finansman AS ROA % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Katilimevim Tasarruf Finansman AS's ROA % distribution charts can be found below:
* The bar in red indicates where Katilimevim Tasarruf Finansman AS's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
ROA % is displayed in the 30-year financial page.
Katilimevim Tasarruf Finansman AS (IST:KTLEV) has a ROA % of 25.82% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Katilimevim Tasarruf Finansman AS and its competitors. This is 50% above median its historical median of 17.20. Over the past decade, Katilimevim Tasarruf Finansman AS's ROA % has ranged from 0.49 to 33.81. According to the industry distribution chart, Katilimevim Tasarruf Finansman AS ranks #5 out of 545 companies in the Credit Services industry, placing it in the top 0.90000000000001%.
Is Katilimevim Tasarruf Finansman AS's ROA % too high?
Katilimevim Tasarruf Finansman AS's current ROA % of 25.82% is 50% above median its 10-year median of 17.20. Over the past 10 years, this metric has ranged from a low of 0.49 to a high of 33.81. The Credit Services industry median ROA % is 1.92. Katilimevim Tasarruf Finansman AS's value of 25.82% is 1244.8% above this industry median. Based on the distribution chart, Katilimevim Tasarruf Finansman AS ranks #5 out of 545 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Katilimevim Tasarruf Finansman AS has a GF Score™ of 39/100, reflecting its overall financial health beyond just this single metric.
How does Katilimevim Tasarruf Finansman AS's ROA % compare to V and MA?
According to the Credit Services industry distribution chart, Katilimevim Tasarruf Finansman AS ranks #5 out of 545 companies for ROA %. This places Katilimevim Tasarruf Finansman AS in the top 1% of its industry — outperforming the majority of peers. The industry median ROA % is 1.92. Katilimevim Tasarruf Finansman AS's value of 25.82% is 1244.8% above this benchmark. Historically, Katilimevim Tasarruf Finansman AS's own ROA % has ranged from 0.49 to 33.81 over the past decade. While the company's 10-year median is 17.20 vs. the industry median of 1.92, Katilimevim Tasarruf Finansman AS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Credit Services company?
The median ROA % among Credit Services companies is 1.92, based on 545 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Katilimevim Tasarruf Finansman AS's current ROA % of 25.82% is 1244.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Katilimevim Tasarruf Finansman AS and its competitors. For the Credit Services industry, the median ROA % is 1.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Katilimevim Tasarruf Finansman AS's current ROA % is 25.82%, which is 50% above median its own 10-year median of 17.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Katilimevim Tasarruf Finansman AS stock overvalued right now?
Katilimevim Tasarruf Finansman AS (IST:KTLEV) has a current ROA % of 25.82%. The current ROA % is 25.82%, which is 50% above median its 10-year median of 17.20 and 1244.8% above the Credit Services industry median of 1.92. Katilimevim Tasarruf Finansman AS's overall GF Score™ is 39/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Katilimevim Tasarruf Finansman AS (IST:KTLEV), the current ROA % is 25.82% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Katilimevim Tasarruf Finansman AS Business Description
Katilimevim Tasarruf Finansman AS provides financing to customers and manages the collected savings, according to the principles of interest-free financing for acquiring a house, roofed workplace, or vehicle, provided that the predetermined conditions are fulfilled within the scope of a contract. The Group classifies its activities under two main headings: Savings Financing and Shopping Mall Operations.
39GF Score
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