Katilimevim Tasarruf Finansman AS (IST:KTLEV) Return-on-Tangible-Equity: 105.32% (As of Mar. 2026) — 26% Above Median


IST:KTLEV Katilimevim Tasarruf Finansman AS IST:KTLEV
34 GF Score
Price ₺183.70
! 6 Warning Signs
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What is Katilimevim Tasarruf Finansman AS Return-on-Tangible-Equity?

Katilimevim Tasarruf Finansman AS IST:KTLEV -1.97% 34 Return-on-Tangible-Equity is 105.32% as of Mar. 2026, which is 26% above its 10-year median of 83.77. GuruFocus rates IST:KTLEV with a GF Score™ of 34/100. The stock has 6 warning signs investors should review. Among 522 Credit Services companies, Katilimevim Tasarruf Finansman AS ranks better than 96.93% on this metric.

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Katilimevim Tasarruf Finansman AS's annualized net income for the quarter that ended in Mar. 2026 was ₺13,446 Mil. Katilimevim Tasarruf Finansman AS's average shareholder tangible equity for the quarter that ended in Mar. 2026 was ₺12,767 Mil. Therefore, Katilimevim Tasarruf Finansman AS's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 105.32%.

The historical rank and industry rank for Katilimevim Tasarruf Finansman AS's Return-on-Tangible-Equity or its related term are showing as below:

IST:KTLEV' s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 3.29   Med: 83.77   Max: 128.39
Current: 128.17

During the past 6 years, Katilimevim Tasarruf Finansman AS's highest Return-on-Tangible-Equity was 128.39%. The lowest was 3.29%. And the median was 83.77%.

IST:KTLEV's Return-on-Tangible-Equity is ranked better than
96.93% of 522 companies
in the Credit Services industry
Industry Median: 7.055 vs IST:KTLEV: 128.17

Katilimevim Tasarruf Finansman AS  (IST:KTLEV) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


Katilimevim Tasarruf Finansman AS Return-on-Tangible-Equity Related Terms


Katilimevim Tasarruf Finansman AS Return-on-Tangible-Equity Historical Data

* Premium members only.

The historical data trend for Katilimevim Tasarruf Finansman AS's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Katilimevim Tasarruf Finansman AS Return-on-Tangible-Equity Chart

Katilimevim Tasarruf Finansman AS Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Equity
Get a 7-Day Free Trial 34.13 60.18 107.36 124.76 128.39

Katilimevim Tasarruf Finansman AS Quarterly Data
Dec20 Dec21 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 144.80 149.84 151.06 141.53 105.32

IST:KTLEV vs V, MA, AXP: Return-on-Tangible-Equity Comparison

For the Credit Services subindustry, Katilimevim Tasarruf Finansman AS's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Katilimevim Tasarruf Finansman AS Return-on-Tangible-Equity vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Katilimevim Tasarruf Finansman AS's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where Katilimevim Tasarruf Finansman AS's Return-on-Tangible-Equity falls into.


IST:KTLEV
34GF Score
Katilimevim Tasarruf Finansman AS IST:KTLEV
Return-on-Tangible-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
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Katilimevim Tasarruf Finansman AS Return-on-Tangible-Equity Calculation

Katilimevim Tasarruf Finansman AS's annualized Return-on-Tangible-Equity for the fiscal year that ended in Dec. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=8620.5/( (2338.054+11090.472 )/ 2 )
=8620.5/6714.263
=128.39 %

Katilimevim Tasarruf Finansman AS's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=13445.648/( (11090.472+14443.61)/ 2 )
=13445.648/12767.041
=105.32 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2026) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.

What does a Return-on-Tangible-Equity of 105.32% mean?
Katilimevim Tasarruf Finansman AS (IST:KTLEV) has a Return-on-Tangible-Equity of 105.32% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Katilimevim Tasarruf Finansman AS and its competitors. This is 26% above median its historical median of 83.77. Over the past decade, Katilimevim Tasarruf Finansman AS's Return-on-Tangible-Equity has ranged from 3.29 to 128.39. According to the industry distribution chart, Katilimevim Tasarruf Finansman AS ranks #16 out of 522 companies in the Credit Services industry, placing it in the top 3.1%.
Is Katilimevim Tasarruf Finansman AS's Return-on-Tangible-Equity too high?
Katilimevim Tasarruf Finansman AS's current Return-on-Tangible-Equity of 105.32% is 26% above median its 10-year median of 83.77. Over the past 10 years, this metric has ranged from a low of 3.29 to a high of 128.39. The Credit Services industry median Return-on-Tangible-Equity is 7.06. Katilimevim Tasarruf Finansman AS's value of 105.32% is 1392.8% above this industry median. Based on the distribution chart, Katilimevim Tasarruf Finansman AS ranks #16 out of 522 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Katilimevim Tasarruf Finansman AS has a GF Score™ of 34/100, reflecting its overall financial health beyond just this single metric.
How does Katilimevim Tasarruf Finansman AS's Return-on-Tangible-Equity compare to V and MA?
According to the Credit Services industry distribution chart, Katilimevim Tasarruf Finansman AS ranks #16 out of 522 companies for Return-on-Tangible-Equity. This places Katilimevim Tasarruf Finansman AS in the top 3% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Equity is 7.06. Katilimevim Tasarruf Finansman AS's value of 105.32% is 1392.8% above this benchmark. Historically, Katilimevim Tasarruf Finansman AS's own Return-on-Tangible-Equity has ranged from 3.29 to 128.39 over the past decade. While the company's 10-year median is 83.77 vs. the industry median of 7.06, Katilimevim Tasarruf Finansman AS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Credit Services company?
The median Return-on-Tangible-Equity among Credit Services companies is 7.06, based on 522 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Katilimevim Tasarruf Finansman AS's current Return-on-Tangible-Equity of 105.32% is 1392.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Katilimevim Tasarruf Finansman AS and its competitors. For the Credit Services industry, the median Return-on-Tangible-Equity is 7.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Katilimevim Tasarruf Finansman AS's current Return-on-Tangible-Equity is 105.32%, which is 26% above median its own 10-year median of 83.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Katilimevim Tasarruf Finansman AS stock overvalued right now?
Katilimevim Tasarruf Finansman AS (IST:KTLEV) has a current Return-on-Tangible-Equity of 105.32%. The current Return-on-Tangible-Equity is 105.32%, which is 26% above median its 10-year median of 83.77 and 1392.8% above the Credit Services industry median of 7.06. Katilimevim Tasarruf Finansman AS's overall GF Score™ is 34/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Katilimevim Tasarruf Finansman AS (IST:KTLEV), the current Return-on-Tangible-Equity is 105.32% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Katilimevim Tasarruf Finansman AS Business Description

Address Kale Street No: 21, Umraniye, Istanbul, TUR
Katilimevim Tasarruf Finansman AS provides financing to customers and manages the collected savings, according to the principles of interest-free financing for acquiring a house, roofed workplace, or vehicle, provided that the predetermined conditions are fulfilled within the scope of a contract. The Group classifies its activities under two main headings: Savings Financing and Shopping Mall Operations.
34GF Score

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Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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