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Intrum ABITJTY 47 Debt-to-Equity is 3.49 as of Mar. 2026, which is 36% above its 10-year median of 2.57. GuruFocus rates ITJTY with a GF Score™ of 47/100 and a GF Value™ of $4.35 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 455 Credit Services companies, Intrum AB ranks worse than 75.16% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Intrum AB's Debt-to-Equity or its related term are showing as below:
ITJTY'
s Debt-to-Equity Range Over the Past 10 Years
Min: 1.46 Med: 2.57 Max: 4.34
Current: 3.49
During the past 13 years, the highest Debt-to-Equity Ratio of Intrum AB was 4.34. The lowest was 1.46. And the median was 2.57.
ITJTY's Debt-to-Equity is ranked worse than 75.16% of 455
companies
in the Credit Services industry
Industry Median: 1.23
vs ITJTY: 3.49
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Intrum AB Debt-to-Equity Related Terms
Intrum AB Debt-to-Equity Historical Data
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The historical data trend for Intrum AB's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Intrum AB's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Intrum AB Debt-to-Equity vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Intrum AB's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Intrum AB's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Intrum AB (ITJTY) has a Debt-to-Equity of 3.49 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Intrum AB and its competitors. This is 36% above median its historical median of 2.57. Over the past decade, Intrum AB's Debt-to-Equity has ranged from 1.46 to 4.34. According to the industry distribution chart, Intrum AB ranks #342 out of 455 companies in the Credit Services industry, placing it in the top 75.2%.
Is Intrum AB's Debt-to-Equity too high?
Intrum AB's current Debt-to-Equity of 3.49 is 36% above median its 10-year median of 2.57. Over the past 10 years, this metric has ranged from a low of 1.46 to a high of 4.34. The Credit Services industry median Debt-to-Equity is 1.23. Intrum AB's value of 3.49 is 183.7% above this industry median. Based on the distribution chart, Intrum AB ranks #342 out of 455 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Intrum AB has a GF Score™ of 47/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Intrum AB's Debt-to-Equity compare to V and MA?
According to the Credit Services industry distribution chart, Intrum AB ranks #342 out of 455 companies for Debt-to-Equity. This places Intrum AB in the lower half of its industry. The industry median Debt-to-Equity is 1.23. Intrum AB's value of 3.49 is 183.7% above this benchmark. Historically, Intrum AB's own Debt-to-Equity has ranged from 1.46 to 4.34 over the past decade. While the company's 10-year median is 2.57 vs. the industry median of 1.23, Intrum AB has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Credit Services company?
The median Debt-to-Equity among Credit Services companies is 1.23, based on 455 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Intrum AB's current Debt-to-Equity of 3.49 is 183.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Intrum AB and its competitors. For the Credit Services industry, the median Debt-to-Equity is 1.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Intrum AB's current Debt-to-Equity is 3.49, which is 36% above median its own 10-year median of 2.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Intrum AB stock overvalued right now?
Based on GuruFocus' analysis, Intrum AB (ITJTY) is currently considered Possible Value Trap. The stock's GF Value™ is $4.35, compared to a current price of $0.24 — trading 94.4% below its estimated fair value. The current Debt-to-Equity is 3.49, which is 36% above median its 10-year median of 2.57 and 183.7% above the Credit Services industry median of 1.23. Intrum AB's overall GF Score™ is 47/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Intrum AB (ITJTY), the current Debt-to-Equity is 3.49 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Intrum AB (ITJTY) Overvalued in 2026?
Based on GuruFocus' analysis, Intrum AB stock appears to be undervalued.
The current stock price of $0.24 is trading 94.4% below its estimated GF Value™ of $4.35.
GuruFocus considers Intrum AB to be Possible Value Trap.
Key valuation signals for ITJTY:
Debt-to-Equity: 3.49 (36% above median its 10-year median of 2.57)
GF Value™: $4.35 vs. price of $0.24 (94.4% below fair value)
Industry Position: 183.7% above the Credit Services median (#342 of 455)
No single metric tells the full story. See the ITJTY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Intrum AB is a provider of credit management and related financial services. The company operates in segments namely, servicing segment, which provides clients with comprehensive credit management across all markets; and Investing segment, where banks and other institutions are selling their non-performing loans, to focus on their core business, free up capital, improve liquidity, limit the risk of doubtful payment profiles and improve key performance indicators. The company operates in Austria, Belgium, Czech Republic, Denmark, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Netherlands, Norway, and others.
47GF Score
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