ITJTY (Intrum AB) Scaled Net Operating Assets: 0.89 (As of Mar. 2026)


ITJTY Intrum AB ITJTY
49 GF Score
Price $2.95
GF Value $5.91
Valuation Possible Value Trap
! 5 Warning Signs
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What is Intrum AB Scaled Net Operating Assets?

Intrum AB ITJTY -1.67% 49 Scaled Net Operating Assets is 0.89 as of Mar. 2026. GuruFocus rates ITJTY with a GF Score™ of 49/100 and a GF Value™ of $5.91 (Possible Value Trap). The stock has 5 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Intrum AB's operating assets for the quarter that ended in Mar. 2026 was $7,242 Mil. Intrum AB's operating liabilities for the quarter that ended in Mar. 2026 was $982 Mil. Intrum AB's Total Assets for the quarter that ended in Dec. 2025 was $7,044 Mil. Therefore, Intrum AB's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.89.


Intrum AB Scaled Net Operating Assets Historical Data

* Premium members only.

The historical data trend for Intrum AB's Scaled Net Operating Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Intrum AB Scaled Net Operating Assets Chart

Intrum AB Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Scaled Net Operating Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.84 0.74 0.86 0.67 0.83

Intrum AB Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Scaled Net Operating Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.84 0.86 0.79 0.75 0.89

ITJTY vs V, MA, AXP: Scaled Net Operating Assets Comparison

For the Credit Services subindustry, Intrum AB's Scaled Net Operating Assets, along with its competitors' market caps and Scaled Net Operating Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Intrum AB Scaled Net Operating Assets vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Intrum AB's Scaled Net Operating Assets distribution charts can be found below:

* The bar in red indicates where Intrum AB's Scaled Net Operating Assets falls into.


ITJTY
49GF Score
Intrum AB ITJTY
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Intrum AB Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Intrum AB's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(6795.287-936.999)/7058.625
=0.83

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Cash, Cash Equivalents, Marketable Securities
=7044.493 - 249.206
=6795.287

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=5670.092 - 4685.533 - 47.56
=936.999

Intrum AB's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(7241.875-982.162)/7044.493
=0.89

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Cash, Cash Equivalents, Marketable Securities
=7607.328 - 365.453
=7241.875

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=5997.939 - 4968.767 - 47.01
=982.162

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.89 mean?
Intrum AB (ITJTY) has a Scaled Net Operating Assets of 0.89 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Intrum AB and its competitors.
Is Intrum AB's Scaled Net Operating Assets too high?
Intrum AB's current Scaled Net Operating Assets is 0.89. Overall, Intrum AB has a GF Score™ of 49/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Intrum AB's Scaled Net Operating Assets compare to V and MA?
Intrum AB's Scaled Net Operating Assets of 0.89 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Credit Services company?
A good Scaled Net Operating Assets depends on the Credit Services industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Intrum AB and its competitors. Intrum AB's current Scaled Net Operating Assets is 0.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Intrum AB stock overvalued right now?
Based on GuruFocus' analysis, Intrum AB (ITJTY) is currently considered Possible Value Trap. The stock's GF Value™ is $5.91, compared to a current price of $2.95 — trading 50.1% below its estimated fair value. The current Scaled Net Operating Assets is 0.89. Intrum AB's overall GF Score™ is 49/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Intrum AB (ITJTY), the current Scaled Net Operating Assets is 0.89 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Intrum AB (ITJTY) Overvalued in 2026?

Based on GuruFocus' analysis, Intrum AB stock appears to be undervalued. The current stock price of $2.95 is trading 50.1% below its estimated GF Value™ of $5.91. GuruFocus considers Intrum AB to be Possible Value Trap.

Key valuation signals for ITJTY:

  • Scaled Net Operating Assets: 0.89
  • GF Value™: $5.91 vs. price of $2.95 (50.1% below fair value)
  • GF Score™: 49/100 with 5 warning signs

No single metric tells the full story. See the ITJTY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Intrum AB Business Description

Address Hesselmans Torg 14, Nacka, Stockholm, SWE, 105 24
Intrum AB is a provider of credit management and related financial services. The company operates in segments namely, servicing segment, which provides clients with comprehensive credit management across all markets; and Investing segment, where banks and other institutions are selling their non-performing loans, to focus on their core business, free up capital, improve liquidity, limit the risk of doubtful payment profiles and improve key performance indicators. The company operates in Austria, Belgium, Czech Republic, Denmark, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Netherlands, Norway, and others.
49GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.95
Price
$5.91
GF Value