ITJTY (Intrum AB) Moat Score: 6/10 (As of Jun. 30, 2026)


ITJTY Intrum AB ITJTY
45 GF Score
Price $2.95
GF Value $5.91
Valuation Possible Value Trap
! 5 Warning Signs
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What is Intrum AB Moat Score?

Intrum AB ITJTY -1.67% 45 Moat Score is 6 as of Jun. 30, 2026. GuruFocus rates ITJTY with a GF Score™ of 45/100 and a GF Value™ of $5.91 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 566 Credit Services companies, Intrum AB ranks better than 98.94% on this metric.

Intrum AB has the Moat Score of 6, which implies that the company might have Narrow Moat - Strong narrow moat, clearly distinguishable but not wide.

Intrum AB has Narrow Moat: Intrum AB has a strong narrow moat with a leading position in credit management services. It benefits from economies of scale, brand strength, and regulatory expertise, but lacks the network effects and exclusive licenses needed for a wide moat.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Intrum AB might have Narrow Moat - Strong narrow moat, clearly distinguishable but not wide.

Intrum AB  (OTCPK:ITJTY) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Intrum AB Moat Score Related Terms

ITJTY vs V, MA, AXP: Moat Score Comparison

For the Credit Services subindustry, Intrum AB's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Intrum AB Moat Score vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Intrum AB's Moat Score distribution charts can be found below:

* The bar in red indicates where Intrum AB's Moat Score falls into.


ITJTY
45GF Score
Intrum AB ITJTY
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 6 mean?
Intrum AB (ITJTY) has a Moat Score of 6 as of Jun. 30, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Intrum AB ranks #6 out of 566 companies in the Credit Services industry, placing it in the top 1.1%.
Is Intrum AB's Moat Score too high?
Intrum AB's current Moat Score is 6. Based on the distribution chart, Intrum AB ranks #6 out of 566 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Intrum AB has a GF Score™ of 45/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Intrum AB's Moat Score compare to V and MA?
According to the Credit Services industry distribution chart, Intrum AB ranks #6 out of 566 companies for Moat Score. This places Intrum AB in the top 1% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Credit Services company?
A good Moat Score depends on the Credit Services industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Intrum AB's current Moat Score is 6. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Intrum AB stock overvalued right now?
Based on GuruFocus' analysis, Intrum AB (ITJTY) is currently considered Possible Value Trap. The stock's GF Value™ is $5.91, compared to a current price of $2.95 — trading 50.1% below its estimated fair value. The current Moat Score is 6. Intrum AB's overall GF Score™ is 45/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Intrum AB (ITJTY), the current Moat Score is 6 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Intrum AB (ITJTY) Overvalued in 2026?

Based on GuruFocus' analysis, Intrum AB stock appears to be undervalued. The current stock price of $2.95 is trading 50.1% below its estimated GF Value™ of $5.91. GuruFocus considers Intrum AB to be Possible Value Trap.

Key valuation signals for ITJTY:

  • Moat Score: 6
  • GF Value™: $5.91 vs. price of $2.95 (50.1% below fair value)
  • GF Score™: 45/100 with 5 warning signs

No single metric tells the full story. See the ITJTY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Intrum AB Business Description

Address Hesselmans Torg 14, Nacka, Stockholm, SWE, 105 24
Intrum AB is a provider of credit management and related financial services. The company operates in segments namely, servicing segment, which provides clients with comprehensive credit management across all markets; and Investing segment, where banks and other institutions are selling their non-performing loans, to focus on their core business, free up capital, improve liquidity, limit the risk of doubtful payment profiles and improve key performance indicators. The company operates in Austria, Belgium, Czech Republic, Denmark, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Netherlands, Norway, and others.
45GF Score

Get the complete analysis for ITJTY

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.95
Price
$5.91
GF Value