ITJTY (Intrum AB) Operating Income: $435 Mil (TTM As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ITJTY Intrum AB ITJTY
47 GF Score
Price $1.85
GF Value $4.34
Valuation Possible Value Trap
! 5 Warning Signs
View Full Analysis

What is Intrum AB Operating Income?

Intrum AB ITJTY 47 Operating Income is $435 Mil as of Mar. 2026. GuruFocus rates ITJTY with a GF Score™ of 47/100 and a GF Value™ of $4.34 (Possible Value Trap). The stock has 5 warning signs investors should review.

Intrum AB's Operating Income for the three months ended in Mar. 2026 was $118 Mil. Its Operating Income for the trailing twelve months (TTM) ended in Mar. 2026 was $435 Mil.

Operating Margin % is calculated as Operating Income divided by its Revenue. Intrum AB's Operating Income for the three months ended in Mar. 2026 was $118 Mil. Intrum AB's Revenue for the three months ended in Mar. 2026 was $374 Mil. Therefore, Intrum AB's Operating Margin % for the quarter that ended in Mar. 2026 was 31.61%.

Warning Sign:

Intrum AB operating margin has been in a 5-year decline. The average rate of decline per year is -17.8%.

Intrum AB's 5-Year average Growth Rate for Operating Margin % was -17.80% per year.

Operating Income or EBIT is linked to Return on Capital for both regular definition and Joel Greenblatt's definition. Intrum AB's annualized ROC % for the quarter that ended in Mar. 2026 was 7.11%. Intrum AB's annualized ROC (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was 827.23%.


Intrum AB  (OTCPK:ITJTY) Operating Income Explanation

1. Operating Income or EBIT is linked to Return on Capital for both regular definition and Joel Greenblatt's definition.

Intrum AB's annualized ROC % for the quarter that ended in Mar. 2026 is calculated as:

ROC % (Q: Mar. 2026 )
=NOPAT/Average Invested Capital
=Operating Income * ( 1 - Tax Rate % )/( (Invested Capital (Q: Dec. 2025 ) + Invested Capital (Q: Mar. 2026 ))/ count )
=472.676 * ( 1 - 0% )/( (6614.731 + 6682.372)/ 2 )
=472.676/6648.5515
=7.11 %

where

Invested Capital(Q: Dec. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=7044.493 - 276.86 - ( 249.206 - max(0, 837.252 - 990.154+249.206))
=6614.731

Invested Capital(Q: Mar. 2026 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=7607.328 - 650.732 - ( 365.453 - max(0, 856.266 - 1130.49+365.453))
=6682.372

Note: The Operating Income data used here is four times the quarterly (Mar. 2026) data.

2. Joel Greenblatt's definition of Return on Capital:

Intrum AB's annualized ROC (Joel Greenblatt) % for the quarter that ended in Mar. 2026 is calculated as:

ROC (Joel Greenblatt) %(Q: Mar. 2026 )
=EBIT/Average of (Net fixed Assets + Net Working Capital)
=EBIT/Average of (Property, Plant and Equipment+Net Working Capital)
     Q: Dec. 2025  Q: Mar. 2026
=EBIT/( ( (Property, Plant and Equipment + Net Working Capital) + (Property, Plant and Equipment + Net Working Capital) )/ count )
=640.964/( ( (78.227 + max(-295.799, 0)) + (76.74 + max(-575.816, 0)) )/ 2 )
=640.964/( ( 78.227 + 76.74 )/ 2 )
=640.964/77.4835
=827.23 %

where Working Capital is:

Working Capital(Q: Dec. 2025 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(185.398 + 19.584 + 288.911) - (276.86 + 0 + 512.832)
=-295.799

Working Capital(Q: Mar. 2026 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(0 + 52.376 + 181.064) - (650.732 + 0 + 158.524)
=-575.816

When net working capital is negative, 0 is used.

Note: The EBIT data used here is four times the quarterly (Mar. 2026) EBIT data.

3. Operating Income is also linked to Operating Margin %:

Intrum AB's Operating Margin % for the quarter that ended in Mar. 2026 is calculated as:

Operating Margin %=Operating Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=118.169/373.825
=31.61 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

4. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Operating Income growth rate using Operating Income per share data.


Be Aware

Compared with a company's EBITDA margin, Operating Margin can be manipulated by adjusting the rate of depreciation, depletion and amortization (DDA).

If a company is facing competition, its Operating Margin may decline. Often the Operating Margin declines well before the company's revenue or even profit decline. Therefore, Operating Margin is a very important indicator of whether the company is facing problems.

For instance, by 2012, Nokia (NOK)'s problems were well known and its stock had lost more than 90% of its market value since 2007. But Nokia's Operating Margin had already been in decline since 2002, although its earnings per share were still rising. Investors who paid attention to Operating Margin would have avoided this huge loss. The same can be said for Research-in-Motion (RIMM).

Therefore, Operating Margin is a very important screening filter for GuruFocus. GuruFocus's Buffett-Munger screener requires that the profit margin is either consistent or expanding. The Model Portfolio of the Buffett-Munger screener has outperformed the market every year since inception in 2009.


Intrum AB Operating Income Related Terms


Intrum AB Operating Income Historical Data

* Premium members only.

The historical data trend for Intrum AB's Operating Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Intrum AB Operating Income Chart

Intrum AB Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Operating Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 680.23 499.33 236.02 145.38 349.92

Intrum AB Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Operating Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 65.23 93.11 69.46 153.87 118.17
ITJTY
47GF Score
Intrum AB ITJTY
Operating Income is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Intrum AB Operating Income Calculation

Operating Income, is the profit a company earned through operations. All expenses, including cash expenses such as cost of goods sold (COGS), research & development, wages, and non-cash expenses, such as depreciation, depletion and amortization, have been deducted from the sales.

Operating Income for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $435 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Operating Income →
What does a Operating Income of $435 Mil mean?
Intrum AB (ITJTY) has a Operating Income of $435 Mil as of Mar. 2026. Operating Income equals sales less all operating expenses. It is linked to EBIT. View historical data on Intrum AB and its competitors.
Is Intrum AB's Operating Income too high?
Intrum AB's current Operating Income is $435 Mil. Overall, Intrum AB has a GF Score™ of 47/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Intrum AB's Operating Income compare to V and MA?
Intrum AB's Operating Income of $435 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Operating Income for a Credit Services company?
A good Operating Income depends on the Credit Services industry context. However, Operating Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Operating Income mean?
A high Operating Income can signal that a stock is expensive relative to its fundamentals. Operating Income equals sales less all operating expenses. It is linked to EBIT. View historical data on Intrum AB and its competitors. Intrum AB's current Operating Income is $435 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Intrum AB stock overvalued right now?
Based on GuruFocus' analysis, Intrum AB (ITJTY) is currently considered Possible Value Trap. The stock's GF Value™ is $4.34, compared to a current price of $1.85 — trading 57.4% below its estimated fair value. The current Operating Income is $435 Mil. Intrum AB's overall GF Score™ is 47/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Operating Income calculated?
Operating Income is calculated from a company's financial statements. For Intrum AB (ITJTY), the current Operating Income is $435 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Intrum AB (ITJTY) Overvalued in 2026?

Based on GuruFocus' analysis, Intrum AB stock appears to be undervalued. The current stock price of $1.85 is trading 57.4% below its estimated GF Value™ of $4.34. GuruFocus considers Intrum AB to be Possible Value Trap.

Key valuation signals for ITJTY:

  • Operating Income: $435 Mil
  • GF Value™: $4.34 vs. price of $1.85 (57.4% below fair value)
  • GF Score™: 47/100 with 5 warning signs

No single metric tells the full story. See the ITJTY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Intrum AB Business Description

Address Hesselmans Torg 14, Nacka, Stockholm, SWE, 105 24
Intrum AB is a provider of credit management and related financial services. The company operates in segments namely, servicing segment, which provides clients with comprehensive credit management across all markets; and Investing segment, where banks and other institutions are selling their non-performing loans, to focus on their core business, free up capital, improve liquidity, limit the risk of doubtful payment profiles and improve key performance indicators. The company operates in Austria, Belgium, Czech Republic, Denmark, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Netherlands, Norway, and others.
47GF Score

Get the complete analysis for ITJTY

Operating Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.85
Price
$4.34
GF Value