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Oscar HealthMEX:OSCR +4.00%49 Debt-to-Equity is 0.21 as of Jun. 2026, which is 25% below its 10-year median of 0.28. GuruFocus rates MEX:OSCR with a GF Score™ of 49/100 and a GF Value™ of MXN394.91 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 14 Healthcare Plans companies, Oscar Health ranks better than 78.57% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Oscar Health's Debt-to-Equity or its related term are showing as below:
MEX:OSCR'
s Debt-to-Equity Range Over the Past 10 Years
Min: -0.11 Med: 0.28 Max: 0.67
Current: 0.21
During the past 7 years, the highest Debt-to-Equity Ratio of Oscar Health was 0.67. The lowest was -0.11. And the median was 0.28.
MEX:OSCR's Debt-to-Equity is ranked better than 78.57% of 14
companies
in the Healthcare Plans industry
Industry Median: 0.725
vs MEX:OSCR: 0.21
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Oscar Health Debt-to-Equity Related Terms
Oscar Health Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Oscar Health's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MEX:OSCR vs MOH, ALHC, PGNY: Debt-to-Equity Comparison
For the Healthcare Plans subindustry, Oscar Health's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Oscar Health Debt-to-Equity vs Healthcare Plans Industry
For the Healthcare Plans industry and Healthcare sector, Oscar Health's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Oscar Health's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Oscar Health (MEX:OSCR) has a Debt-to-Equity of 0.21 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Oscar Health and its competitors. This is 25% below median its historical median of 0.28. According to the industry distribution chart, Oscar Health ranks #3 out of 14 companies in the Healthcare Plans industry, placing it in the top 21.4%.
Is Oscar Health's Debt-to-Equity too high?
Oscar Health's current Debt-to-Equity of 0.21 is 25% below median its 10-year median of 0.28. The Healthcare Plans industry median Debt-to-Equity is 0.73. Oscar Health's value of 0.21 is 71% below this industry median. Based on the distribution chart, Oscar Health ranks #3 out of 14 companies in the Healthcare Plans industry, which is in the top quartile — a strong position relative to peers. Overall, Oscar Health has a GF Score™ of 49/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Oscar Health's Debt-to-Equity compare to MOH and ALHC?
According to the Healthcare Plans industry distribution chart, Oscar Health ranks #3 out of 14 companies for Debt-to-Equity. This places Oscar Health in the top 21% of its industry — outperforming the majority of peers. The industry median Debt-to-Equity is 0.73. Oscar Health's value of 0.21 is 71% below this benchmark. While the company's 10-year median is 0.28 vs. the industry median of 0.73, Oscar Health has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Healthcare Plans company?
The median Debt-to-Equity among Healthcare Plans companies is 0.73, based on 14 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Oscar Health's current Debt-to-Equity of 0.21 is 71% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Oscar Health and its competitors. For the Healthcare Plans industry, the median Debt-to-Equity is 0.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Oscar Health's current Debt-to-Equity is 0.21, which is 25% below median its own 10-year median of 0.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oscar Health stock overvalued right now?
Based on GuruFocus' analysis, Oscar Health (MEX:OSCR) is currently considered Modestly Overvalued. The stock's GF Value™ is MXN394.91, compared to a current price of MXN494.01 — trading 25.1% above its estimated fair value. The current Debt-to-Equity is 0.21, which is 25% below median its 10-year median of 0.28 and 71% below the Healthcare Plans industry median of 0.73. Oscar Health's overall GF Score™ is 49/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Oscar Health (MEX:OSCR), the current Debt-to-Equity is 0.21 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Oscar Health (MEX:OSCR) Overvalued in 2026?
Based on GuruFocus' analysis, Oscar Health stock appears to be overvalued.
The current stock price of MXN494.01 is trading 25.1% above its estimated GF Value™ of MXN394.91.
GuruFocus considers Oscar Health to be Modestly Overvalued.
Key valuation signals for MEX:OSCR:
Debt-to-Equity: 0.21 (25% below median its 10-year median of 0.28)
GF Value™: MXN394.91 vs. price of MXN494.01 (25.1% above fair value)
Industry Position: 71% below the Healthcare Plans median (#3 of 14)
No single metric tells the full story. See the MEX:OSCR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Oscar Health Inc is a healthcare technology company built around a full stack technology platform and a relentless focus on serving its members. It offers Individual & Family plans and health technology solutions that power the healthcare industry. Oscar operates as one segment to sell insurance to individuals, families and employees through the federal and state-run healthcare exchanges formed in conjunction with the Patient Protection and Affordable Care Act (ACA) and leverages its technology platform to provide services via its Oscar offering.
49GF Score
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