Oscar Health (MEX:OSCR) Financial Strength: 7 (As of Jun. 2026) — 17% Above Median

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MEX:OSCR Oscar Health Inc MEX:OSCR
59 GF Score
Price MXN557.04
GF Value MXN413.54
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Oscar Health Financial Strength?

Oscar Health MEX:OSCR +1.65% 59 Financial Strength is 7 as of Jun. 2026, which is 17% above its 10-year median of 6.00. GuruFocus rates MEX:OSCR with a GF Score™ of 59/100 and a GF Value™ of MXN413.54 (Significantly Overvalued). The stock has 4 warning signs investors should review.

Oscar Health has the Financial Strength Rank of 7.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.

A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Oscar Health's Interest Coverage for the quarter that ended in Jun. 2026 was 82.34. Oscar Health's debt to revenue ratio for the quarter that ended in Jun. 2026 was 0.02. Altman Z-Score does not apply to banks and insurance companies.

Oscar Health  (MEX:OSCR) Financial Strength Explanation

The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Oscar Health has the Financial Strength Rank of 7.

Oscar Health Financial Strength Related Terms

MEX:OSCR
59GF Score
Oscar Health Inc MEX:OSCR
Financial Strength is just one metric. See GF Score™, valuation, warning signs, and more.
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Oscar Health Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

Oscar Health's Interest Expense for the months ended in Jun. 2026 was MXN-82 Mil. Its Operating Income for the months ended in Jun. 2026 was MXN0 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was MXN7,531 Mil.

Oscar Health's Interest Coverage for the quarter that ended in Jun. 2026 is

The higher the ratio, the stronger the company's financial strength is.

2. Debt to revenue ratio. The lower, the better.

Oscar Health's Debt to Revenue Ratio for the quarter that ended in Jun. 2026 is

Debt to Revenue Ratio=Total Debt (Q: Jun. 2026 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(0 + 7531.494) / 340619.836
=0.02

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

Altman Z-Score does not apply to banks and insurance companies.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Financial Strength →
What does a Financial Strength of 7 mean?
Oscar Health (MEX:OSCR) has a Financial Strength of 7 as of Jun. 2026. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Oscar Health and its competitors. This is 17% above median its historical median of 6.00. Over the past decade, Oscar Health's Financial Strength has ranged from 5.00 to 7.00.
Is Oscar Health's Financial Strength too high?
Oscar Health's current Financial Strength of 7 is 17% above median its 10-year median of 6.00. Over the past 10 years, this metric has ranged from a low of 5.00 to a high of 7.00. Overall, Oscar Health has a GF Score™ of 59/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Oscar Health's Financial Strength compare to MOH and ALHC?
Oscar Health's Financial Strength of 7 can be compared against companies in the Healthcare Plans industry. Historically, Oscar Health's own Financial Strength has ranged from 5.00 to 7.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for a Healthcare Plans company?
A good Financial Strength depends on the Healthcare Plans industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Oscar Health and its competitors. Oscar Health's current Financial Strength is 7, which is 17% above median its own 10-year median of 6.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oscar Health stock overvalued right now?
Based on GuruFocus' analysis, Oscar Health (MEX:OSCR) is currently considered Significantly Overvalued. The stock's GF Value™ is MXN413.54, compared to a current price of MXN557.04 — trading 34.7% above its estimated fair value. The current Financial Strength is 7, which is 17% above median its 10-year median of 6.00. Oscar Health's overall GF Score™ is 59/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For Oscar Health (MEX:OSCR), the current Financial Strength is 7 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Oscar Health (MEX:OSCR) Overvalued in 2026?

Based on GuruFocus' analysis, Oscar Health stock appears to be overvalued. The current stock price of MXN557.04 is trading 34.7% above its estimated GF Value™ of MXN413.54. GuruFocus considers Oscar Health to be Significantly Overvalued.

Key valuation signals for MEX:OSCR:

  • Financial Strength: 7 (17% above median its 10-year median of 6.00)
  • GF Value™: MXN413.54 vs. price of MXN557.04 (34.7% above fair value)
  • GF Score™: 59/100 with 4 warning signs

No single metric tells the full story. See the MEX:OSCR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Oscar Health Business Description

Address 75 Varick Street, 5th Floor, New York, NY, USA, 10013
Oscar Health Inc is a healthcare technology company built around a full stack technology platform and a relentless focus on serving its members. It offers Individual & Family plans and health technology solutions that power the healthcare industry. Oscar operates as one segment to sell insurance to individuals, families and employees through the federal and state-run healthcare exchanges formed in conjunction with the Patient Protection and Affordable Care Act (ACA) and leverages its technology platform to provide services via its Oscar offering.
59GF Score

Get the complete analysis for MEX:OSCR

Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN557.04
Price
MXN413.54
GF Value