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Richard Sloan from the University of Michigan was first to document what is referred to as the "accrual anomaly". His 1996 paper found that shares of companies with small or negative accruals vastly outperform (+10%) those of companies with large ones.
Oscar Health's Sloan Ratio for the quarter that ended in Jun. 2026 was -5.22%.
As of Jun. 2026, Oscar Health has a Sloan Ratio of -5.22%, indicating the company is in the safe zone and there is no funny business with accruals.
A former University of Michigan researcher, Richard Sloan's 1996 paper found that shares of companies with small or negative accruals vastly outperform (+10%) those of companies with large ones. In fact, for the 40-year period between 1962 and 2001, buying the lowest accrual companies and shorting the highest accrual companies resulted in an average annual compounded return of 18%, more than double the S&P 500's 7.4% annual return over the same period.
If the Sloan Ratio is between -10% and 10%, the company is in the safe zone and there is no funny business with accruals.
If the Sloan Ratio is less than between -25% and -10% on the negative side, and between 10% and 25% on the positive side, this is a warning stage of accrual build up.
If the Sloan Ratio is less than -25% or greater than 25%, and this ratio is consistent over several quarters or even years, be careful. Earnings are highly likely to be made up of accruals.
As of Jun. 2026, Oscar Health has a Sloan Ratio of -5.22%, indicating the company is in the safe zone and there is no funny business with accruals.
Oscar Health Sloan Ratio % Related Terms
Oscar Health Sloan Ratio % Historical Data
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The historical data trend for Oscar Health's Sloan Ratio % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MEX:OSCR vs MOH, ALHC, PGNY: Sloan Ratio % Comparison
For the Healthcare Plans subindustry, Oscar Health's Sloan Ratio %, along with its competitors' market caps and Sloan Ratio % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Oscar Health Sloan Ratio % vs Healthcare Plans Industry
For the Healthcare Plans industry and Healthcare sector, Oscar Health's Sloan Ratio % distribution charts can be found below:
* The bar in red indicates where Oscar Health's Sloan Ratio % falls into.
Earnings contain a lot of non cash earnings which is called accruals. The Sloan ratio is a way to identify firms with low non-cash or accrual-derived earnings relative to their cash flow.
Oscar Health's Sloan Ratio for the fiscal year that ended in Dec. 2025 is calculated as
Oscar Health's Net Income for the trailing twelve months (TTM) ended in Jun. 2026 was -2521.41 (Sep. 2025 ) + -6349.008 (Dec. 2025 ) + 12244.131 (Mar. 2026 ) + 6313.188 (Jun. 2026 ) = MXN9,687 Mil.
Oscar Health's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was -17695.879 (Sep. 2025 ) + 12098.084 (Dec. 2025 ) + 47227.281 (Mar. 2026 ) + 36509.328 (Jun. 2026 ) = MXN78,139 Mil.
Oscar Health's Cash Flow from Investing for the trailing twelve months (TTM) ended in Jun. 2026 was 2753.116 (Sep. 2025 ) + -876.986 (Dec. 2025 ) + -10643.855 (Mar. 2026 ) + -49461.145 (Jun. 2026 ) = MXN-58,229 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Oscar Health (MEX:OSCR) has a Sloan Ratio % of -5.22% as of Jun. 2026. Sloan ratio measures earnings quality based on the amount of accruals. View historical data on Oscar Health and its competitors.
Is Oscar Health's Sloan Ratio % too high?
Oscar Health's current Sloan Ratio % is -5.22%. Overall, Oscar Health has a GF Score™ of 49/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Oscar Health's Sloan Ratio % compare to MOH and ALHC?
Oscar Health's Sloan Ratio % of -5.22% can be compared against companies in the Healthcare Plans industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Sloan Ratio % for a Healthcare Plans company?
A good Sloan Ratio % depends on the Healthcare Plans industry context. However, Sloan Ratio % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Sloan Ratio % mean?
A high Sloan Ratio % can signal that a stock is expensive relative to its fundamentals. Sloan ratio measures earnings quality based on the amount of accruals. View historical data on Oscar Health and its competitors. Oscar Health's current Sloan Ratio % is -5.22%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oscar Health stock overvalued right now?
Based on GuruFocus' analysis, Oscar Health (MEX:OSCR) is currently considered Modestly Overvalued. The stock's GF Value™ is MXN408.83, compared to a current price of MXN494.01 — trading 20.8% above its estimated fair value. The current Sloan Ratio % is -5.22%. Oscar Health's overall GF Score™ is 49/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Sloan Ratio % calculated?
Sloan Ratio % is calculated from a company's financial statements. For Oscar Health (MEX:OSCR), the current Sloan Ratio % is -5.22% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Oscar Health (MEX:OSCR) Overvalued in 2026?
Based on GuruFocus' analysis, Oscar Health stock appears to be overvalued.
The current stock price of MXN494.01 is trading 20.8% above its estimated GF Value™ of MXN408.83.
GuruFocus considers Oscar Health to be Modestly Overvalued.
Key valuation signals for MEX:OSCR:
Sloan Ratio %: -5.22%
GF Value™: MXN408.83 vs. price of MXN494.01 (20.8% above fair value)
No single metric tells the full story. See the MEX:OSCR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Oscar Health Inc is a healthcare technology company built around a full stack technology platform and a relentless focus on serving its members. It offers Individual & Family plans and health technology solutions that power the healthcare industry. Oscar operates as one segment to sell insurance to individuals, families and employees through the federal and state-run healthcare exchanges formed in conjunction with the Patient Protection and Affordable Care Act (ACA) and leverages its technology platform to provide services via its Oscar offering.
49GF Score
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