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3-Year Return on Invested Incremental Capital (3-Year ROIIC %) measures the change in earnings as a percentage of change in investment over 3-year.
Oscar Health's 3-Year ROIIC % for the quarter that ended in Dec. 2025 was -82.89%. High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
The industry rank for Oscar Health's 3-Year ROIIC % or its related term are showing as below:
MEX:OSCR's 3-Year ROIIC % is ranked worse than 83.33% of 18
companies
in the Healthcare Plans industry
Industry Median: -11.815
vs MEX:OSCR: -82.89
Oscar Health (MEX:OSCR) 3-Year ROIIC % Explanation
Return on Incremental Invested Capital (ROIIC) is an extension of Return on Investment Capital (ROIC). ROIC % tells investors how efficiently that profitability is earned per dollar of company capital. ROIIC narrows the focus even further and shows how profitable each additional unit of capital investment could be. ROIIC % is a more powerful metric than ROIC because it measures how much money the company can generate going forward on future capital investments.
High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
Be Aware
It's important to keep in mind that when tracking ROIIC, the metric is better suited to forecasting the trend of future returns rather than measuring current return on investment.
Oscar Health 3-Year ROIIC % Related Terms
Oscar Health 3-Year ROIIC % Historical Data
* Premium members only.
The historical data trend for Oscar Health's 3-Year ROIIC % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MEX:OSCR vs MOH, ALHC, CLOV: 3-Year ROIIC % Comparison
For the Healthcare Plans subindustry, Oscar Health's 3-Year ROIIC %, along with its competitors' market caps and 3-Year ROIIC % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Oscar Health 3-Year ROIIC % vs Healthcare Plans Industry
For the Healthcare Plans industry and Healthcare sector, Oscar Health's 3-Year ROIIC % distribution charts can be found below:
* The bar in red indicates where Oscar Health's 3-Year ROIIC % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Annual data of NOPAT and Invested Capital was used to calculate 3-Year ROIIC %.
*** Please be aware that the ROIIC (Return on Invested Capital) calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.
Oscar Health (MEX:OSCR) has a 3-Year ROIIC % of -82.89 as of Dec. 2025. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on Oscar Health and its competitors. According to the industry distribution chart, Oscar Health ranks #15 out of 18 companies in the Healthcare Plans industry, placing it in the top 83.3%.
Is Oscar Health's 3-Year ROIIC % too high?
Oscar Health's current 3-Year ROIIC % is -82.89. Based on the distribution chart, Oscar Health ranks #15 out of 18 companies in the Healthcare Plans industry, which is in the bottom quartile relative to peers. Overall, Oscar Health has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Oscar Health's 3-Year ROIIC % compare to MOH and ALHC?
According to the Healthcare Plans industry distribution chart, Oscar Health ranks #15 out of 18 companies for 3-Year ROIIC %. This places Oscar Health in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year ROIIC % for a Healthcare Plans company?
A good 3-Year ROIIC % depends on the Healthcare Plans industry context. However, 3-Year ROIIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year ROIIC % mean?
A high 3-Year ROIIC % can signal that a stock is expensive relative to its fundamentals. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on Oscar Health and its competitors. Oscar Health's current 3-Year ROIIC % is -82.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oscar Health stock overvalued right now?
Based on GuruFocus' analysis, Oscar Health (MEX:OSCR) is currently considered Significantly Overvalued. The stock's GF Value™ is MXN373.65, compared to a current price of MXN536.00 — trading 43.4% above its estimated fair value. The current 3-Year ROIIC % is -82.89. Oscar Health's overall GF Score™ is 53/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year ROIIC % calculated?
3-Year ROIIC % is calculated from a company's financial statements. For Oscar Health (MEX:OSCR), the current 3-Year ROIIC % is -82.89 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Oscar Health (MEX:OSCR) Overvalued in 2026?
Based on GuruFocus' analysis, Oscar Health stock appears to be overvalued.
The current stock price of MXN536.00 is trading 43.4% above its estimated GF Value™ of MXN373.65.
GuruFocus considers Oscar Health to be Significantly Overvalued.
Key valuation signals for MEX:OSCR:
3-Year ROIIC %: -82.89
GF Value™: MXN373.65 vs. price of MXN536.00 (43.4% above fair value)
No single metric tells the full story. See the MEX:OSCR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Oscar Health Inc is a healthcare technology company built around a full stack technology platform and a relentless focus on serving its members. It offers Individual & Family plans and health technology solutions that power the healthcare industry. Oscar operates as one segment to sell insurance to individuals, families and employees through the federal and state-run healthcare exchanges formed in conjunction with the Patient Protection and Affordable Care Act (ACA) and leverages its technology platform to provide services via its Oscar offering.
53GF Score
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3-Year ROIIC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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