Oscar Health (MEX:OSCR) GF Value Rank: 5 (As of Jul. 27, 2026) — 29% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MEX:OSCR Oscar Health Inc MEX:OSCR
56 GF Score
Price MXN497.89
GF Value MXN380.85
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Oscar Health GF Value Rank?

Oscar Health MEX:OSCR -1.99% 56 GF Value Rank is 5 as of Jul. 27, 2026, which is 29% below its 10-year median of 7.00. GuruFocus rates MEX:OSCR with a GF Score™ of 56/100 and a GF Value™ of MXN380.85 (Significantly Overvalued). The stock has 2 warning signs investors should review.

Oscar Health has the GF Value Rank of 5.

GF Value Rank evaluates the exclusive GuruFocus valuation and performance of a stock, rated on a scale from 1 to 10. It is determined by the price-to-GF-Value (P/GF Value) ratio, a proprietary metric calculated based on historical multiples along with an adjustment factor based on a company's past returns and growth and future estimates of the business' performance.

GuruFocus found that for valuation, we cannot simply give stocks a better GF Value rank simply because they have a lower P/GF Value ratio. Backtesting shows that over the long term, the two worst-performing groups are the most expensive group (with the highest P/GF Value ratio) and the least expensive group (with the lowest P/GF Value ratio).

We can understand why the most expensive group underperforms. We were initially puzzled by the underperformance of the least expensive group, but we realized there is a reason why some stocks are super cheap. If they look too undervalued, it is often because the businesses behind them are poor quality. The market realized this and gave them low valuations. In a way, the market is efficient.

After multiple backtesting analyses, we granted the stocks in third-cheapest percentile the highest GF Value rank, as they have performed the best over a full market cycle. Stock performance is actually not as sensitive to valuation as it is to growth and profitability. On average, the companies in the 20%-50% valuation groups have similar performances. Therefore, we should avoid the most expensive and the least expensive stocks. We can be more tolerant of valuation.

A higher score indicates a stock with a relatively low valuation and substantial potential for outperformance. Conversely, a lower score often reflects stocks that are either highly overvalued or deeply undervalued, both of which tend to underperform.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.


Oscar Health GF Value Rank Related Terms


MEX:OSCR vs MOH, ALHC, PGNY: GF Value Rank Comparison

For the Healthcare Plans subindustry, Oscar Health's GF Value Rank, along with its competitors' market caps and GF Value Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Oscar Health GF Value Rank vs Healthcare Plans Industry

For the Healthcare Plans industry and Healthcare sector, Oscar Health's GF Value Rank distribution charts can be found below:

* The bar in red indicates where Oscar Health's GF Value Rank falls into.


MEX:OSCR
56GF Score
Oscar Health Inc MEX:OSCR
GF Value Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Value Rank →
What does a GF Value Rank of 5 mean?
Oscar Health (MEX:OSCR) has a GF Value Rank of 5 as of Jul. 27, 2026. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on Oscar Health and its competitors. This is 29% below median its historical median of 7.00. Over the past decade, Oscar Health's GF Value Rank has ranged from 3.00 to 10.00.
Is Oscar Health's GF Value Rank too high?
Oscar Health's current GF Value Rank of 5 is 29% below median its 10-year median of 7.00. Over the past 10 years, this metric has ranged from a low of 3.00 to a high of 10.00. Overall, Oscar Health has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Oscar Health's GF Value Rank compare to MOH and ALHC?
Oscar Health's GF Value Rank of 5 can be compared against companies in the Healthcare Plans industry. Historically, Oscar Health's own GF Value Rank has ranged from 3.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Value Rank for a Healthcare Plans company?
A good GF Value Rank depends on the Healthcare Plans industry context. However, GF Value Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Value Rank mean?
A high GF Value Rank can signal that a stock is expensive relative to its fundamentals. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on Oscar Health and its competitors. Oscar Health's current GF Value Rank is 5, which is 29% below median its own 10-year median of 7.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oscar Health stock overvalued right now?
Based on GuruFocus' analysis, Oscar Health (MEX:OSCR) is currently considered Significantly Overvalued. The stock's GF Value™ is MXN380.85, compared to a current price of MXN497.89 — trading 30.7% above its estimated fair value. The current GF Value Rank is 5, which is 29% below median its 10-year median of 7.00. Oscar Health's overall GF Score™ is 56/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Value Rank calculated?
GF Value Rank is calculated from a company's financial statements. For Oscar Health (MEX:OSCR), the current GF Value Rank is 5 as of Jul. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Oscar Health (MEX:OSCR) Overvalued in 2026?

Based on GuruFocus' analysis, Oscar Health stock appears to be overvalued. The current stock price of MXN497.89 is trading 30.7% above its estimated GF Value™ of MXN380.85. GuruFocus considers Oscar Health to be Significantly Overvalued.

Key valuation signals for MEX:OSCR:

  • GF Value Rank: 5 (29% below median its 10-year median of 7.00)
  • GF Value™: MXN380.85 vs. price of MXN497.89 (30.7% above fair value)
  • GF Score™: 56/100 with 2 warning signs

No single metric tells the full story. See the MEX:OSCR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Oscar Health Business Description

Address 75 Varick Street, 5th Floor, New York, NY, USA, 10013
Oscar Health Inc is a healthcare technology company built around a full stack technology platform and a relentless focus on serving its members. It offers Individual & Family plans and health technology solutions that power the healthcare industry. Oscar operates as one segment to sell insurance to individuals, families and employees through the federal and state-run healthcare exchanges formed in conjunction with the Patient Protection and Affordable Care Act (ACA) and leverages its technology platform to provide services via its Oscar offering.
56GF Score

Get the complete analysis for MEX:OSCR

GF Value Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN497.89
Price
MXN380.85
GF Value