Aptus Value Housing Finance India (NSE:APTUS) Debt-to-Equity: N/A (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSE:APTUS Aptus Value Housing Finance India Ltd NSE:APTUS
73 GF Score
Price ₹257.00
GF Value ₹458.72
Valuation Significantly Undervalued
! 2 Warning Signs
View Full Analysis

What is Aptus Value Housing Finance India Debt-to-Equity?

Aptus Value Housing Finance India's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was ₹0 Mil. Aptus Value Housing Finance India's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was ₹0 Mil. Aptus Value Housing Finance India's Total Stockholders Equity for the quarter that ended in Jun. 2026 was ₹0 Mil.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Aptus Value Housing Finance India's Debt-to-Equity or its related term are showing as below:

NSE:APTUS' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.89   Med: 1.27   Max: 2.3
Current: 1.56

During the past 8 years, the highest Debt-to-Equity Ratio of Aptus Value Housing Finance India was 2.30. The lowest was 0.89. And the median was 1.27.

NSE:APTUS's Debt-to-Equity is ranked worse than
79.07% of 1419 companies
in the Banks industry
Industry Median: 0.58 vs NSE:APTUS: 1.56

Aptus Value Housing Finance India  (NSE:APTUS) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.

Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.

Aptus Value Housing Finance India Debt-to-Equity Related Terms

Aptus Value Housing Finance India Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for Aptus Value Housing Finance India's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Aptus Value Housing Finance India Debt-to-Equity Chart

Aptus Value Housing Finance India Annual Data
Trend Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Debt-to-Equity
Get a 7-Day Free Trial 0.94 1.14 1.38 1.59 1.56

Aptus Value Housing Finance India Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only N/A 1.57 N/A 1.56 N/A

NSE:APTUS vs RKT, FNMA, PFSI: Debt-to-Equity Comparison

For the Mortgage Finance subindustry, Aptus Value Housing Finance India's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Aptus Value Housing Finance India Debt-to-Equity vs Banks Industry

For the Banks industry and Financial Services sector, Aptus Value Housing Finance India's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Aptus Value Housing Finance India's Debt-to-Equity falls into.


NSE:APTUS
73GF Score
Aptus Value Housing Finance India Ltd NSE:APTUS
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Aptus Value Housing Finance India Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Aptus Value Housing Finance India's Debt to Equity Ratio for the fiscal year that ended in Mar. 2026 is calculated as

Debt to Equity=Total Debt / Total Stockholders Equity
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Stockholders Equity
=(0 + 79037.686) / 50600.383
=1.56

Aptus Value Housing Finance India's Debt to Equity Ratio for the quarter that ended in Jun. 2026 is calculated as

Debt to Equity=Total Debt / Total Stockholders Equity
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Stockholders Equity
=(0 + 0) / 0
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is Aptus Value Housing Finance India (NSE:APTUS) Overvalued in 2026?

Based on GuruFocus' analysis, Aptus Value Housing Finance India stock appears to be undervalued. The current stock price of ₹257.00 is trading 44% below its estimated GF Value™ of ₹458.72. GuruFocus considers Aptus Value Housing Finance India to be Significantly Undervalued.

Key valuation signals for NSE:APTUS:

  • Debt-to-Equity: N/A
  • GF Value™: ₹458.72 vs. price of ₹257.00 (44% below fair value)
  • GF Score™: 73/100 with 2 warning signs

No single metric tells the full story. See the NSE:APTUS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Aptus Value Housing Finance India Business Description

Other Exchanges 543335:India
Address No. 205, Poonamallee High Road, No. 8B, Doshi Towers, 8th Floor, Kilpauk, Chennai, TN, IND, 600010
Aptus Value Housing Finance India Ltd is a retail-focused housing finance company that predominantly serves low and middle-income customers in the rural and semi-urban markets of India. The company offers home loans to retail customers to purchase homes, construct residential properties, house improvement and extension, loans against property, and business loans. It undertakes all types of lending activities such as sourcing, underwriting, valuation, and legal assessment of collateral, credit assessment, and collection. The company's only segment is providing long-term housing finance, loans against property, and refinance loans. Geographically, it derives revenue from India.
73GF Score

Get the complete analysis for NSE:APTUS

Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹257.00
Price
₹458.72
GF Value