Aptus Value Housing Finance India (NSE:APTUS) LT-Debt-to-Total-Asset: 0.61 (As of Mar. 2026)


NSE:APTUS Aptus Value Housing Finance India Ltd NSE:APTUS
79 GF Score
Price ₹285.50
GF Value ₹474.37
Valuation Possible Value Trap
! 2 Warning Signs
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What is Aptus Value Housing Finance India LT-Debt-to-Total-Asset?

Aptus Value Housing Finance India NSE:APTUS -0.82% 79 LT-Debt-to-Total-Asset is 0.61 as of Mar. 2026. GuruFocus rates NSE:APTUS with a GF Score™ of 79/100 and a GF Value™ of ₹474.37 (Possible Value Trap). The stock has 2 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Aptus Value Housing Finance India's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.61.

Aptus Value Housing Finance India's long-term debt to total assets ratio declined from Mar. 2025 (0.61) to Mar. 2026 (0.61). It may suggest that Aptus Value Housing Finance India is progressively becoming less dependent on debt to grow their business.

Aptus Value Housing Finance India  (NSE:APTUS) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Aptus Value Housing Finance India LT-Debt-to-Total-Asset Related Terms

Aptus Value Housing Finance India LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Aptus Value Housing Finance India's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Aptus Value Housing Finance India LT-Debt-to-Total-Asset Chart

Aptus Value Housing Finance India Annual Data
Trend Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial 0.48 0.53 0.58 0.61 0.61

Aptus Value Housing Finance India Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.61 0.00 0.61 0.00 0.61
NSE:APTUS
79GF Score
Aptus Value Housing Finance India Ltd NSE:APTUS
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Aptus Value Housing Finance India LT-Debt-to-Total-Asset Calculation

Aptus Value Housing Finance India's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (A: Mar. 2026 )=Long-Term Debt & Capital Lease Obligation (A: Mar. 2026 )/Total Assets (A: Mar. 2026 )
=79037.688/130476.573
=0.61

Aptus Value Housing Finance India's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )=Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )/Total Assets (Q: Mar. 2026 )
=79037.688/130476.573
=0.61

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.61 mean?
Aptus Value Housing Finance India (NSE:APTUS) has a LT-Debt-to-Total-Asset of 0.61 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Aptus Value Housing Finance India and its competitors.
Is Aptus Value Housing Finance India's LT-Debt-to-Total-Asset too high?
Aptus Value Housing Finance India's current LT-Debt-to-Total-Asset is 0.61. Overall, Aptus Value Housing Finance India has a GF Score™ of 79/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Aptus Value Housing Finance India's LT-Debt-to-Total-Asset compare to RKT and FNMA?
Aptus Value Housing Finance India's LT-Debt-to-Total-Asset of 0.61 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Banks company?
A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Aptus Value Housing Finance India and its competitors. Aptus Value Housing Finance India's current LT-Debt-to-Total-Asset is 0.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aptus Value Housing Finance India stock overvalued right now?
Based on GuruFocus' analysis, Aptus Value Housing Finance India (NSE:APTUS) is currently considered Possible Value Trap. The stock's GF Value™ is ₹474.37, compared to a current price of ₹285.50 — trading 39.8% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.61. Aptus Value Housing Finance India's overall GF Score™ is 79/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Aptus Value Housing Finance India (NSE:APTUS), the current LT-Debt-to-Total-Asset is 0.61 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Aptus Value Housing Finance India (NSE:APTUS) Overvalued in 2026?

Based on GuruFocus' analysis, Aptus Value Housing Finance India stock appears to be undervalued. The current stock price of ₹285.50 is trading 39.8% below its estimated GF Value™ of ₹474.37. GuruFocus considers Aptus Value Housing Finance India to be Possible Value Trap.

Key valuation signals for NSE:APTUS:

  • LT-Debt-to-Total-Asset: 0.61
  • GF Value™: ₹474.37 vs. price of ₹285.50 (39.8% below fair value)
  • GF Score™: 79/100 with 2 warning signs

No single metric tells the full story. See the NSE:APTUS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Aptus Value Housing Finance India Business Description

Other Exchanges 543335:India
Address No. 205, Poonamallee High Road, No. 8B, Doshi Towers, 8th Floor, Kilpauk, Chennai, TN, IND, 600010
Aptus Value Housing Finance India Ltd is a retail-focused housing finance company that predominantly serves low and middle-income customers in the rural and semi-urban markets of India. The company offers home loans to retail customers to purchase homes, construct residential properties, house improvement and extension, loans against property, and business loans. It undertakes all types of lending activities such as sourcing, underwriting, valuation, and legal assessment of collateral, credit assessment, and collection. The company's only segment is providing long-term housing finance, loans against property, and refinance loans. Geographically, it derives revenue from India.
79GF Score

Get the complete analysis for NSE:APTUS

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹285.50
Price
₹474.37
GF Value