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12-1 Month Momentum % is the total return of the stock from 12-month ago to 1-month ago. As of today (2026-09-13), Aptus Value Housing Finance India's 12-1 Month Momentum % is -24.06%.
Aptus Value Housing Finance India (NSE:APTUS) 12-1 Month Momentum % Explanation
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 12-1 Month Momentum % measures the total return to a stock over the past twelve months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
Aptus Value Housing Finance India 12-1 Month Momentum % Related Terms
NSE:APTUS vs RKT, FNMA, PFSI: 12-1 Month Momentum % Comparison
For the Mortgage Finance subindustry, Aptus Value Housing Finance India's 12-1 Month Momentum %, along with its competitors' market caps and 12-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Aptus Value Housing Finance India 12-1 Month Momentum % vs Banks Industry
For the Banks industry and Financial Services sector, Aptus Value Housing Finance India's 12-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where Aptus Value Housing Finance India's 12-1 Month Momentum % falls into.
Aptus Value Housing Finance India (NSE:APTUS) 12-1 Month Momentum % Calculation
12-1 Month Momentum % is calculated as following:
12-1 Month Momentum %
=
( Price 1-month ago
/
Price 12-month ago
- 1 )
*
100 %
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a 12-1 Month Momentum % of -24.06% mean?
Aptus Value Housing Finance India (NSE:APTUS) has a 12-1 Month Momentum % of -24.06% as of Sep. 13, 2026. 12-1 Month Momentum measures the total return of the stock from 12-month ago to 1-month ago. View historical data on Aptus Value Housing Finance India and its competitors. According to the industry distribution chart, Aptus Value Housing Finance India ranks #1496 out of 1589 companies in the Banks industry, placing it in the top 94.1%.
Is Aptus Value Housing Finance India's 12-1 Month Momentum % too high?
Aptus Value Housing Finance India's current 12-1 Month Momentum % is -24.06%. Based on the distribution chart, Aptus Value Housing Finance India ranks #1496 out of 1589 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Aptus Value Housing Finance India has a GF Score™ of 68/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Aptus Value Housing Finance India's 12-1 Month Momentum % compare to RKT and FNMA?
According to the Banks industry distribution chart, Aptus Value Housing Finance India ranks #1496 out of 1589 companies for 12-1 Month Momentum %. This places Aptus Value Housing Finance India in the lower half of its industry. The industry median 12-1 Month Momentum % is 18.41. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 12-1 Month Momentum % for a Banks company?
The median 12-1 Month Momentum % among Banks companies is 18.41, based on 1,589 companies in the industry. Companies in the top quartile (top 25%) have a 12-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 12-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 12-1 Month Momentum % mean?
A high 12-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 12-1 Month Momentum measures the total return of the stock from 12-month ago to 1-month ago. View historical data on Aptus Value Housing Finance India and its competitors. For the Banks industry, the median 12-1 Month Momentum % is 18.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Aptus Value Housing Finance India's current 12-1 Month Momentum % is -24.06%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aptus Value Housing Finance India stock overvalued right now?
Based on GuruFocus' analysis, Aptus Value Housing Finance India (NSE:APTUS) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹464.25, compared to a current price of ₹249.11 — trading 46.3% below its estimated fair value. The current 12-1 Month Momentum % is -24.06%. Aptus Value Housing Finance India's overall GF Score™ is 68/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 12-1 Month Momentum % calculated?
12-1 Month Momentum % is calculated from a company's financial statements. For Aptus Value Housing Finance India (NSE:APTUS), the current 12-1 Month Momentum % is -24.06% as of Sep. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Aptus Value Housing Finance India (NSE:APTUS) Overvalued in 2026?
Based on GuruFocus' analysis, Aptus Value Housing Finance India stock appears to be undervalued.
The current stock price of ₹249.11 is trading 46.3% below its estimated GF Value™ of ₹464.25.
GuruFocus considers Aptus Value Housing Finance India to be Significantly Undervalued.
Key valuation signals for NSE:APTUS:
12-1 Month Momentum %: -24.06%
GF Value™: ₹464.25 vs. price of ₹249.11 (46.3% below fair value)
No single metric tells the full story. See the NSE:APTUS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Aptus Value Housing Finance India Ltd is a retail-focused housing finance company that predominantly serves low and middle-income customers in the rural and semi-urban markets of India. The company offers home loans to retail customers to purchase homes, construct residential properties, house improvement and extension, loans against property, and business loans. It undertakes all types of lending activities such as sourcing, underwriting, valuation, and legal assessment of collateral, credit assessment, and collection. The company's only segment is providing long-term housing finance, loans against property, and refinance loans. Geographically, it derives revenue from India.
68GF Score
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12-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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