Aptus Value Housing Finance India (NSE:APTUS) Scaled Net Operating Assets: N/A (As of Mar. 2026)


NSE:APTUS Aptus Value Housing Finance India Ltd NSE:APTUS
76 GF Score
Price ₹286.90
GF Value ₹474.11
Valuation Possible Value Trap
! 2 Warning Signs
View Full Analysis

What is Aptus Value Housing Finance India Scaled Net Operating Assets?

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Aptus Value Housing Finance India's operating assets for the quarter that ended in Mar. 2026 was ₹124,569 Mil. Aptus Value Housing Finance India's operating liabilities for the quarter that ended in Mar. 2026 was ₹839 Mil. Aptus Value Housing Finance India's Total Assets for the quarter that ended in Dec. 2025 was ₹0 Mil. Therefore, Aptus Value Housing Finance India's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was N/A.

NSE:APTUS
76GF Score
Aptus Value Housing Finance India Ltd NSE:APTUS
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Aptus Value Housing Finance India Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Aptus Value Housing Finance India's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(A: Mar. 2026 )
=(Operating Assets (A: Mar. 2026 )-Operating Liabilities (A: Mar. 2026 ))/Total Assets (A: Mar. 2025 )
=(124569.178-838.50200000001)/112434.082
=1.10

where

Operating Assets(A: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=130476.573 - 5907.395
=124569.178

Operating Liabilities(A: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=79876.19 - 79037.688 - 0
=838.50200000001

Aptus Value Housing Finance India's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(124569.178-838.50200000001)/0
=N/A

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=130476.573 - 5907.395
=124569.178

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=79876.19 - 79037.688 - 0
=838.50200000001

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is Aptus Value Housing Finance India (NSE:APTUS) Overvalued in 2026?

Based on GuruFocus' analysis, Aptus Value Housing Finance India stock appears to be undervalued. The current stock price of ₹286.90 is trading 39.5% below its estimated GF Value™ of ₹474.11. GuruFocus considers Aptus Value Housing Finance India to be Possible Value Trap.

Key valuation signals for NSE:APTUS:

  • Scaled Net Operating Assets: N/A
  • GF Value™: ₹474.11 vs. price of ₹286.90 (39.5% below fair value)
  • GF Score™: 76/100 with 2 warning signs

No single metric tells the full story. See the NSE:APTUS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Aptus Value Housing Finance India Business Description

Other Exchanges 543335:India
Address No. 205, Poonamallee High Road, No. 8B, Doshi Towers, 8th Floor, Kilpauk, Chennai, TN, IND, 600010
Aptus Value Housing Finance India Ltd is a retail-focused housing finance company that predominantly serves low and middle-income customers in the rural and semi-urban markets of India. The company offers home loans to retail customers to purchase homes, construct residential properties, house improvement and extension, loans against property, and business loans. It undertakes all types of lending activities such as sourcing, underwriting, valuation, and legal assessment of collateral, credit assessment, and collection. The company's only segment is providing long-term housing finance, loans against property, and refinance loans. Geographically, it derives revenue from India.
76GF Score

Get the complete analysis for NSE:APTUS

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹286.90
Price
₹474.11
GF Value