Aptus Value Housing Finance India (NSE:APTUS) ROC (Joel Greenblatt) %: % (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSE:APTUS Aptus Value Housing Finance India Ltd NSE:APTUS
76 GF Score
Price ₹306.85
GF Value ₹477.54
Valuation Significantly Undervalued
! 2 Warning Signs
View Full Analysis

What is Aptus Value Housing Finance India ROC (Joel Greenblatt) %?

Aptus Value Housing Finance India NSE:APTUS +2.30% 76 ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus rates NSE:APTUS with a GF Score™ of 76/100 and a GF Value™ of ₹477.54 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 46 Banks companies, Aptus Value Housing Finance India ranks worse than 2173910.87% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

NSE:APTUS
76GF Score
Aptus Value Housing Finance India Ltd NSE:APTUS
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
What does a ROC (Joel Greenblatt) % of % mean?
Aptus Value Housing Finance India (NSE:APTUS) has a ROC (Joel Greenblatt) % of % as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Aptus Value Housing Finance India and its competitors. According to the industry distribution chart, Aptus Value Housing Finance India ranks #999999 out of 46 companies in the Banks industry.
Is Aptus Value Housing Finance India's ROC (Joel Greenblatt) % too high?
Aptus Value Housing Finance India's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, Aptus Value Housing Finance India ranks #999999 out of 46 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Aptus Value Housing Finance India has a GF Score™ of 76/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Aptus Value Housing Finance India's ROC (Joel Greenblatt) % compare to RKT and FNMA?
According to the Banks industry distribution chart, Aptus Value Housing Finance India ranks #999999 out of 46 companies for ROC (Joel Greenblatt) %. This places Aptus Value Housing Finance India in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 63.39. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 63.39, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Aptus Value Housing Finance India and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 63.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Aptus Value Housing Finance India's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aptus Value Housing Finance India stock overvalued right now?
Based on GuruFocus' analysis, Aptus Value Housing Finance India (NSE:APTUS) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹477.54, compared to a current price of ₹306.85 — trading 35.7% below its estimated fair value. The current ROC (Joel Greenblatt) % is %. Aptus Value Housing Finance India's overall GF Score™ is 76/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Aptus Value Housing Finance India (NSE:APTUS), the current ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Aptus Value Housing Finance India (NSE:APTUS) Overvalued in 2026?

Based on GuruFocus' analysis, Aptus Value Housing Finance India stock appears to be undervalued. The current stock price of ₹306.85 is trading 35.7% below its estimated GF Value™ of ₹477.54. GuruFocus considers Aptus Value Housing Finance India to be Significantly Undervalued.

Key valuation signals for NSE:APTUS:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: ₹477.54 vs. price of ₹306.85 (35.7% below fair value)
  • GF Score™: 76/100 with 2 warning signs

No single metric tells the full story. See the NSE:APTUS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Aptus Value Housing Finance India Business Description

Other Exchanges 543335:India
Address No. 205, Poonamallee High Road, No. 8B, Doshi Towers, 8th Floor, Kilpauk, Chennai, TN, IND, 600010
Aptus Value Housing Finance India Ltd is a retail-focused housing finance company that predominantly serves low and middle-income customers in the rural and semi-urban markets of India. The company offers home loans to retail customers to purchase homes, construct residential properties, house improvement and extension, loans against property, and business loans. It undertakes all types of lending activities such as sourcing, underwriting, valuation, and legal assessment of collateral, credit assessment, and collection. The company's only segment is providing long-term housing finance, loans against property, and refinance loans. Geographically, it derives revenue from India.
76GF Score

Get the complete analysis for NSE:APTUS

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹306.85
Price
₹477.54
GF Value