The historical rank and industry rank for Aptus Value Housing Finance India's Net Margin % or its related term are showing as below:
NSE:APTUS'
s Net Margin % Range Over the Past 10 Years
Min: 50.47 Med: 59.07 Max: 62.32
Current: 59.04
NSE:APTUS's Net Margin % is ranked better than 97.38% of 1527
companies
in the Banks industry
Industry Median: 26.95
vs NSE:APTUS: 59.04
Aptus Value Housing Finance India (NSE:APTUS) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Aptus Value Housing Finance India Net Margin % Related Terms
Aptus Value Housing Finance India Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Aptus Value Housing Finance India Net Margin % Chart
NSE:APTUS vs RKT, FNMA, PFSI: Net Margin % Comparison
For the Mortgage Finance subindustry, Aptus Value Housing Finance India's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Aptus Value Housing Finance India Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Aptus Value Housing Finance India's Net Margin % distribution charts can be found below:
* The bar in red indicates where Aptus Value Housing Finance India's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Aptus Value Housing Finance India (NSE:APTUS) has a Net Margin % of 60.32% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Aptus Value Housing Finance India and its competitors. This is near median its historical median of 59.07. Over the past decade, Aptus Value Housing Finance India's Net Margin % has ranged from 50.47 to 62.32. According to the industry distribution chart, Aptus Value Housing Finance India ranks #40 out of 1527 companies in the Banks industry, placing it in the top 2.6%.
Is Aptus Value Housing Finance India's Net Margin % too high?
Aptus Value Housing Finance India's current Net Margin % of 60.32% is near median its 10-year median of 59.07. Over the past 10 years, this metric has ranged from a low of 50.47 to a high of 62.32. The Banks industry median Net Margin % is 26.95. Aptus Value Housing Finance India's value of 60.32% is 123.8% above this industry median. Based on the distribution chart, Aptus Value Housing Finance India ranks #40 out of 1527 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Aptus Value Housing Finance India has a GF Score™ of 71/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Aptus Value Housing Finance India's Net Margin % compare to RKT and FNMA?
According to the Banks industry distribution chart, Aptus Value Housing Finance India ranks #40 out of 1527 companies for Net Margin %. This places Aptus Value Housing Finance India in the top 3% of its industry — outperforming the majority of peers. The industry median Net Margin % is 26.95. Aptus Value Housing Finance India's value of 60.32% is 123.8% above this benchmark. Historically, Aptus Value Housing Finance India's own Net Margin % has ranged from 50.47 to 62.32 over the past decade. While the company's 10-year median is 59.07 vs. the industry median of 26.95, Aptus Value Housing Finance India has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Aptus Value Housing Finance India's current Net Margin % of 60.32% is 123.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Aptus Value Housing Finance India and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Aptus Value Housing Finance India's current Net Margin % is 60.32%, which is near median its own 10-year median of 59.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aptus Value Housing Finance India stock overvalued right now?
Based on GuruFocus' analysis, Aptus Value Housing Finance India (NSE:APTUS) is currently considered Possible Value Trap. The stock's GF Value™ is ₹472.82, compared to a current price of ₹265.10 — trading 43.9% below its estimated fair value. The current Net Margin % is 60.32%, which is near median its 10-year median of 59.07 and 123.8% above the Banks industry median of 26.95. Aptus Value Housing Finance India's overall GF Score™ is 71/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Aptus Value Housing Finance India (NSE:APTUS), the current Net Margin % is 60.32% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Aptus Value Housing Finance India (NSE:APTUS) Overvalued in 2026?
Based on GuruFocus' analysis, Aptus Value Housing Finance India stock appears to be undervalued.
The current stock price of ₹265.10 is trading 43.9% below its estimated GF Value™ of ₹472.82.
GuruFocus considers Aptus Value Housing Finance India to be Possible Value Trap.
Key valuation signals for NSE:APTUS:
Net Margin %: 60.32% (near median its 10-year median of 59.07)
GF Value™: ₹472.82 vs. price of ₹265.10 (43.9% below fair value)
Industry Position: 123.8% above the Banks median (#40 of 1527)
No single metric tells the full story. See the NSE:APTUS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Aptus Value Housing Finance India Business Description
Aptus Value Housing Finance India Ltd is a retail-focused housing finance company that predominantly serves low and middle-income customers in the rural and semi-urban markets of India. The company offers home loans to retail customers to purchase homes, construct residential properties, house improvement and extension, loans against property, and business loans. It undertakes all types of lending activities such as sourcing, underwriting, valuation, and legal assessment of collateral, credit assessment, and collection. The company's only segment is providing long-term housing finance, loans against property, and refinance loans. Geographically, it derives revenue from India.
71GF Score
Get the complete analysis for NSE:APTUS
Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
NSE:APTUS has been successfully added to your 
