Equitas Small Finance Bank (NSE:EQUITASBNK) Debt-to-Equity : 0.35 (As of Mar. 2025)

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What is Equitas Small Finance Bank Debt-to-Equity?

Equitas Small Finance Bank's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2025 was ₹0 Mil. Equitas Small Finance Bank's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2025 was ₹21,370 Mil. Equitas Small Finance Bank's Total Stockholders Equity for the quarter that ended in Mar. 2025 was ₹60,725 Mil. Equitas Small Finance Bank's debt to equity for the quarter that ended in Mar. 2025 was 0.35.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Equitas Small Finance Bank's Debt-to-Equity or its related term are showing as below:

NSE:EQUITASBNK' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.3 Med: 0.92 Max: 2.15
Current: 0.35

During the past 8 years, the highest Debt-to-Equity Ratio of Equitas Small Finance Bank was 2.15. The lowest was 0.30. And the median was 0.92.

NSE:EQUITASBNK's Debt-to-Equity is ranked better than
65.01% of 1486 companies
in the Banks industry
Industry Median: 0.59 vs NSE:EQUITASBNK: 0.35

Equitas Small Finance Bank Debt-to-Equity Historical Data

The historical data trend for Equitas Small Finance Bank's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Equitas Small Finance Bank Debt-to-Equity Chart

Equitas Small Finance Bank Annual Data

Trend

Mar18

Mar19

Mar20

Mar21

Mar22

Mar23

Mar24

Mar25

Debt-to-Equity

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1.22

0.62

0.58

0.30

0.35

Equitas Small Finance Bank Quarterly Data
	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Dec24	Mar25
Debt-to-Equity	Get a 7-Day Free Trial															N/A	0.30	N/A	N/A	0.35

Competitive Comparison of Equitas Small Finance Bank's Debt-to-Equity

For the Banks - Regional subindustry, Equitas Small Finance Bank's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Equitas Small Finance Bank's Debt-to-Equity Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Equitas Small Finance Bank's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Equitas Small Finance Bank's Debt-to-Equity falls into.

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Equitas Small Finance Bank Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Equitas Small Finance Bank's Debt to Equity Ratio for the fiscal year that ended in Mar. 2025 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(0	+	21369.9)	/	60725.203
	=	0.35

Equitas Small Finance Bank's Debt to Equity Ratio for the quarter that ended in Mar. 2025 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(0	+	21369.9)	/	60725.203
	=	0.35

Equitas Small Finance Bank (NSE:EQUITASBNK) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.

Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.

Equitas Small Finance Bank Debt-to-Equity Related Terms

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Equitas Small Finance Bank Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Equitas Small Finance Bank Ltd (NSE:EQUITASBNK) » Definitions » Debt-to-Equity

Traded in Other Exchanges

543243:India

Address

No. 769, Mount Road, 4th Floor, Phase II, Spencer Plaza, Anna Salai, Chennai, TN, IND, 600 002

Website

https://www.equitasbank.com

Equitas Small Finance Bank Ltd is a small finance bank. It offers banking products and services to customers. The firm's financial products and services include the provision of small business loans comprising LAPs, housing loans, and agriculture loans to micro-entrepreneurs, microfinance, used and new commercial vehicle loans, Micro and Small Enterprises loans and others. Its segments include Treasury; Corporate / Wholesale Banking; Retail Banking; and Other Banking Business. The company generates a majority of its revenue from the retail banking segment.

Equitas Small Finance Bank Headlines

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