Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Danske Andelskassers Bank AS's Debt-to-Equity or its related term are showing as below:
OCSE:DAB'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.01 Med: 0.11 Max: 0.23
Current: 0.23
During the past 13 years, the highest Debt-to-Equity Ratio of Danske Andelskassers Bank AS was 0.23. The lowest was 0.01. And the median was 0.11.
OCSE:DAB's Debt-to-Equity is ranked better than 75.19% of 1419
companies
in the Banks industry
Industry Median: 0.58
vs OCSE:DAB: 0.23
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Danske Andelskassers Bank AS Debt-to-Equity Related Terms
Danske Andelskassers Bank AS Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Danske Andelskassers Bank AS Debt-to-Equity Competitor Comparison
For the Banks - Regional subindustry, Danske Andelskassers Bank AS's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Danske Andelskassers Bank AS Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Danske Andelskassers Bank AS's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Danske Andelskassers Bank AS's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Danske Andelskassers Bank AS (OCSE:DAB) has a Debt-to-Equity of 0.23 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Danske Andelskassers Bank AS and its competitors. This is 109% above median its historical median of 0.11. Over the past decade, Danske Andelskassers Bank AS's Debt-to-Equity has ranged from 0.01 to 0.23. According to the industry distribution chart, Danske Andelskassers Bank AS ranks #352 out of 1419 companies in the Banks industry, placing it in the top 24.8%.
Is Danske Andelskassers Bank AS's Debt-to-Equity too high?
Danske Andelskassers Bank AS's current Debt-to-Equity of 0.23 is 109% above median its 10-year median of 0.11. Over the past 10 years, this metric has ranged from a low of 0.01 to a high of 0.23. The Banks industry median Debt-to-Equity is 0.58. Danske Andelskassers Bank AS's value of 0.23 is 60.3% below this industry median. Based on the distribution chart, Danske Andelskassers Bank AS ranks #352 out of 1419 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Danske Andelskassers Bank AS has a GF Score™ of 41/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Danske Andelskassers Bank AS's Debt-to-Equity compare to competitors?
According to the Banks industry distribution chart, Danske Andelskassers Bank AS ranks #352 out of 1419 companies for Debt-to-Equity. This places Danske Andelskassers Bank AS in the top 25% of its industry — outperforming the majority of peers. The industry median Debt-to-Equity is 0.58. Danske Andelskassers Bank AS's value of 0.23 is 60.3% below this benchmark. Historically, Danske Andelskassers Bank AS's own Debt-to-Equity has ranged from 0.01 to 0.23 over the past decade. While the company's 10-year median is 0.11 vs. the industry median of 0.58, Danske Andelskassers Bank AS has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,419 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Danske Andelskassers Bank AS's current Debt-to-Equity of 0.23 is 60.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Danske Andelskassers Bank AS and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Danske Andelskassers Bank AS's current Debt-to-Equity is 0.23, which is 109% above median its own 10-year median of 0.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Danske Andelskassers Bank AS stock overvalued right now?
Based on GuruFocus' analysis, Danske Andelskassers Bank AS (OCSE:DAB) is currently considered Modestly Overvalued. The stock's GF Value™ is kr12.53, compared to a current price of kr15.75 — trading 25.7% above its estimated fair value. The current Debt-to-Equity is 0.23, which is 109% above median its 10-year median of 0.11 and 60.3% below the Banks industry median of 0.58. Danske Andelskassers Bank AS's overall GF Score™ is 41/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Danske Andelskassers Bank AS (OCSE:DAB), the current Debt-to-Equity is 0.23 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Danske Andelskassers Bank AS (OCSE:DAB) Overvalued in 2026?
Based on GuruFocus' analysis, Danske Andelskassers Bank AS stock appears to be overvalued.
The current stock price of kr15.75 is trading 25.7% above its estimated GF Value™ of kr12.53.
GuruFocus considers Danske Andelskassers Bank AS to be Modestly Overvalued.
Key valuation signals for OCSE:DAB:
Debt-to-Equity: 0.23 (109% above median its 10-year median of 0.11)
GF Value™: kr12.53 vs. price of kr15.75 (25.7% above fair value)
Industry Position: 60.3% below the Banks median (#352 of 1419)
No single metric tells the full story. See the OCSE:DAB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Danske Andelskassers Bank AS operates as a regional bank which provides various banking products and services to private, small and medium-sized business, and institutional customers in Denmark. It offers deposit products such as checking, savings and term certificate accounts, credit cards, Mortgages, loans, pensions, self-service facilities, insurance, mobile banking, Net banking, ATMs, debt management and investment advice.
41GF Score
Get the complete analysis for OCSE:DAB
Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
OCSE:DAB has been successfully added to your 
