Danske Andelskassers Bank AS (OCSE:DAB) PB Ratio: 1.26 (As of Jul. 11, 2026) — 50% Above Median


OCSE:DAB Danske Andelskassers Bank AS OCSE:DAB
47 GF Score
Price kr16.70
GF Value kr12.46
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Danske Andelskassers Bank AS PB Ratio?

Danske Andelskassers Bank AS OCSE:DAB 47 PB Ratio is 1.26 as of Jul. 11, 2026, which is 50% above its 10-year median of 0.84. GuruFocus rates OCSE:DAB with a GF Score™ of 47/100 and a GF Value™ of kr12.46 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,515 Banks companies, Danske Andelskassers Bank AS ranks worse than 63.04% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-11), Danske Andelskassers Bank AS's share price is kr16.70. Danske Andelskassers Bank AS's Book Value per Share for the quarter that ended in Mar. 2026 was kr13.28. Hence, Danske Andelskassers Bank AS's PB Ratio of today is 1.26.

The historical rank and industry rank for Danske Andelskassers Bank AS's PB Ratio or its related term are showing as below:

OCSE:DAB' s PB Ratio Range Over the Past 10 Years
Min: 0.25   Med: 0.84   Max: 1.52
Current: 1.26

During the past 13 years, Danske Andelskassers Bank AS's highest PB Ratio was 1.52. The lowest was 0.25. And the median was 0.84.

OCSE:DAB's PB Ratio is ranked worse than
63.04% of 1515 companies
in the Banks industry
Industry Median: 1.1 vs OCSE:DAB: 1.26

During the past 12 months, Danske Andelskassers Bank AS's average Book Value Per Share Growth Rate was -4.20% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 3.10% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 4.40% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 3.70% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Danske Andelskassers Bank AS was 6.20% per year. The lowest was -16.20% per year. And the median was 2.75% per year.

Back to Basics: PB Ratio


Danske Andelskassers Bank AS  (OCSE:DAB) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Danske Andelskassers Bank AS PB Ratio Related Terms


Danske Andelskassers Bank AS PB Ratio Historical Data

* Premium members only.

The historical data trend for Danske Andelskassers Bank AS's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Danske Andelskassers Bank AS PB Ratio Chart

Danske Andelskassers Bank AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.90 0.84 0.82 1.05 1.44

Danske Andelskassers Bank AS Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.07 1.02 1.06 1.44 1.25

Danske Andelskassers Bank AS PB Ratio Competitor Comparison

For the Banks - Regional subindustry, Danske Andelskassers Bank AS's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Danske Andelskassers Bank AS PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Danske Andelskassers Bank AS's PB Ratio distribution charts can be found below:

* The bar in red indicates where Danske Andelskassers Bank AS's PB Ratio falls into.


OCSE:DAB
47GF Score
Danske Andelskassers Bank AS OCSE:DAB
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Danske Andelskassers Bank AS PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Danske Andelskassers Bank AS's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2026)
=16.70/13.281
=1.26

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 1.26 mean?
Danske Andelskassers Bank AS (OCSE:DAB) has a PB Ratio of 1.26 as of Jul. 11, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Danske Andelskassers Bank AS and its competitors. This is 50% above median its historical median of 0.84. Over the past decade, Danske Andelskassers Bank AS's PB Ratio has ranged from 0.25 to 1.52. According to the industry distribution chart, Danske Andelskassers Bank AS ranks #955 out of 1515 companies in the Banks industry, placing it in the top 63%.
Is Danske Andelskassers Bank AS's PB Ratio too high?
Danske Andelskassers Bank AS's current PB Ratio of 1.26 is 50% above median its 10-year median of 0.84. Over the past 10 years, this metric has ranged from a low of 0.25 to a high of 1.52. The Banks industry median PB Ratio is 1.10. Danske Andelskassers Bank AS's value of 1.26 is 14.5% above this industry median. Based on the distribution chart, Danske Andelskassers Bank AS ranks #955 out of 1515 companies in the Banks industry, which is below the industry midpoint. Overall, Danske Andelskassers Bank AS has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Danske Andelskassers Bank AS's PB Ratio compare to competitors?
According to the Banks industry distribution chart, Danske Andelskassers Bank AS ranks #955 out of 1515 companies for PB Ratio. This places Danske Andelskassers Bank AS in the lower half of its industry. The industry median PB Ratio is 1.10. Danske Andelskassers Bank AS's value of 1.26 is 14.5% above this benchmark. Historically, Danske Andelskassers Bank AS's own PB Ratio has ranged from 0.25 to 1.52 over the past decade. While the company's 10-year median is 0.84 vs. the industry median of 1.10, Danske Andelskassers Bank AS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.10, based on 1,515 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Danske Andelskassers Bank AS's current PB Ratio of 1.26 is 14.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Danske Andelskassers Bank AS and its competitors. For the Banks industry, the median PB Ratio is 1.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Danske Andelskassers Bank AS's current PB Ratio is 1.26, which is 50% above median its own 10-year median of 0.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Danske Andelskassers Bank AS stock overvalued right now?
Based on GuruFocus' analysis, Danske Andelskassers Bank AS (OCSE:DAB) is currently considered Significantly Overvalued. The stock's GF Value™ is kr12.46, compared to a current price of kr16.70 — trading 34% above its estimated fair value. The current PB Ratio is 1.26, which is 50% above median its 10-year median of 0.84 and 14.5% above the Banks industry median of 1.10. Danske Andelskassers Bank AS's overall GF Score™ is 47/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Danske Andelskassers Bank AS (OCSE:DAB), the current PB Ratio is 1.26 as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Danske Andelskassers Bank AS (OCSE:DAB) Overvalued in 2026?

Based on GuruFocus' analysis, Danske Andelskassers Bank AS stock appears to be overvalued. The current stock price of kr16.70 is trading 34% above its estimated GF Value™ of kr12.46. GuruFocus considers Danske Andelskassers Bank AS to be Significantly Overvalued.

Key valuation signals for OCSE:DAB:

  • PB Ratio: 1.26 (50% above median its 10-year median of 0.84)
  • GF Value™: kr12.46 vs. price of kr16.70 (34% above fair value)
  • GF Score™: 47/100 with 6 warning signs
  • Industry Position: 14.5% above the Banks median (#955 of 1515)

No single metric tells the full story. See the OCSE:DAB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Danske Andelskassers Bank AS Business Description

Other Exchanges 0P5C:UK
Address Baneskellet 1, Hammershoj, Tjele, DNK, 8830
Danske Andelskassers Bank AS operates as a regional bank which provides various banking products and services to private, small and medium-sized business, and institutional customers in Denmark. It offers deposit products such as checking, savings and term certificate accounts, credit cards, Mortgages, loans, pensions, self-service facilities, insurance, mobile banking, Net banking, ATMs, debt management and investment advice.
47GF Score

Get the complete analysis for OCSE:DAB

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr16.70
Price
kr12.46
GF Value