Danske Andelskassers Bank AS (OCSE:DAB) Net Margin %: 11.42% (As of Mar. 2026) — 59% Below Median


OCSE:DAB Danske Andelskassers Bank AS OCSE:DAB
34 GF Score
Price kr16.35
GF Value kr12.43
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Danske Andelskassers Bank AS Net Margin %?

Danske Andelskassers Bank AS OCSE:DAB -1.80% 34 Net Margin % is 11.42% as of Mar. 2026, which is 59% below its 10-year median of 27.66. GuruFocus rates OCSE:DAB with a GF Score™ of 34/100 and a GF Value™ of kr12.43 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,526 Banks companies, Danske Andelskassers Bank AS ranks worse than 50.59% on this metric.

Net margin is calculated as Net Income divided by its Revenue. Danske Andelskassers Bank AS's Net Income for the three months ended in Mar. 2026 was kr22.9 Mil. Danske Andelskassers Bank AS's Revenue for the three months ended in Mar. 2026 was kr200.8 Mil. Therefore, Danske Andelskassers Bank AS's net margin for the quarter that ended in Mar. 2026 was 11.42%.

The historical rank and industry rank for Danske Andelskassers Bank AS's Net Margin % or its related term are showing as below:

OCSE:DAB' s Net Margin % Range Over the Past 10 Years
Min: 6.69   Med: 27.66   Max: 42.4
Current: 26.71


OCSE:DAB's Net Margin % is ranked worse than
50.59% of 1526 companies
in the Banks industry
Industry Median: 26.97 vs OCSE:DAB: 26.71

Danske Andelskassers Bank AS  (OCSE:DAB) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Danske Andelskassers Bank AS Net Margin % Related Terms


Danske Andelskassers Bank AS Net Margin % Historical Data

* Premium members only.

The historical data trend for Danske Andelskassers Bank AS's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Danske Andelskassers Bank AS Net Margin % Chart

Danske Andelskassers Bank AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 29.82 25.49 34.18 32.06 32.08

Danske Andelskassers Bank AS Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 29.62 30.69 37.56 26.37 11.42

Danske Andelskassers Bank AS Net Margin % Competitor Comparison

For the Banks - Regional subindustry, Danske Andelskassers Bank AS's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Danske Andelskassers Bank AS Net Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Danske Andelskassers Bank AS's Net Margin % distribution charts can be found below:

* The bar in red indicates where Danske Andelskassers Bank AS's Net Margin % falls into.


OCSE:DAB
34GF Score
Danske Andelskassers Bank AS OCSE:DAB
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Danske Andelskassers Bank AS Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Danske Andelskassers Bank AS's Net Margin for the fiscal year that ended in Dec. 2025 is calculated as

Net Margin=Net Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=273.681/853.247
=32.08 %

Danske Andelskassers Bank AS's Net Margin for the quarter that ended in Mar. 2026 is calculated as

Net Margin=Net Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=22.933/200.802
=11.42 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 11.42% mean?
Danske Andelskassers Bank AS (OCSE:DAB) has a Net Margin % of 11.42% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Danske Andelskassers Bank AS and its competitors. This is 59% below median its historical median of 27.66. Over the past decade, Danske Andelskassers Bank AS's Net Margin % has ranged from 6.69 to 42.40. According to the industry distribution chart, Danske Andelskassers Bank AS ranks #772 out of 1526 companies in the Banks industry, placing it in the top 50.6%.
Is Danske Andelskassers Bank AS's Net Margin % too high?
Danske Andelskassers Bank AS's current Net Margin % of 11.42% is 59% below median its 10-year median of 27.66. Over the past 10 years, this metric has ranged from a low of 6.69 to a high of 42.40. The Banks industry median Net Margin % is 26.97. Danske Andelskassers Bank AS's value of 11.42% is 57.7% below this industry median. Based on the distribution chart, Danske Andelskassers Bank AS ranks #772 out of 1526 companies in the Banks industry, which is below the industry midpoint. Overall, Danske Andelskassers Bank AS has a GF Score™ of 34/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Danske Andelskassers Bank AS's Net Margin % compare to competitors?
According to the Banks industry distribution chart, Danske Andelskassers Bank AS ranks #772 out of 1526 companies for Net Margin %. This places Danske Andelskassers Bank AS in the lower half of its industry. The industry median Net Margin % is 26.97. Danske Andelskassers Bank AS's value of 11.42% is 57.7% below this benchmark. Historically, Danske Andelskassers Bank AS's own Net Margin % has ranged from 6.69 to 42.40 over the past decade. While the company's 10-year median is 27.66 vs. the industry median of 26.97, Danske Andelskassers Bank AS has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.97, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Danske Andelskassers Bank AS's current Net Margin % of 11.42% is 57.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Danske Andelskassers Bank AS and its competitors. For the Banks industry, the median Net Margin % is 26.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Danske Andelskassers Bank AS's current Net Margin % is 11.42%, which is 59% below median its own 10-year median of 27.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Danske Andelskassers Bank AS stock overvalued right now?
Based on GuruFocus' analysis, Danske Andelskassers Bank AS (OCSE:DAB) is currently considered Significantly Overvalued. The stock's GF Value™ is kr12.43, compared to a current price of kr16.35 — trading 31.5% above its estimated fair value. The current Net Margin % is 11.42%, which is 59% below median its 10-year median of 27.66 and 57.7% below the Banks industry median of 26.97. Danske Andelskassers Bank AS's overall GF Score™ is 34/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Danske Andelskassers Bank AS (OCSE:DAB), the current Net Margin % is 11.42% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Danske Andelskassers Bank AS (OCSE:DAB) Overvalued in 2026?

Based on GuruFocus' analysis, Danske Andelskassers Bank AS stock appears to be overvalued. The current stock price of kr16.35 is trading 31.5% above its estimated GF Value™ of kr12.43. GuruFocus considers Danske Andelskassers Bank AS to be Significantly Overvalued.

Key valuation signals for OCSE:DAB:

  • Net Margin %: 11.42% (59% below median its 10-year median of 27.66)
  • GF Value™: kr12.43 vs. price of kr16.35 (31.5% above fair value)
  • GF Score™: 34/100 with 7 warning signs
  • Industry Position: 57.7% below the Banks median (#772 of 1526)

No single metric tells the full story. See the OCSE:DAB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Danske Andelskassers Bank AS Business Description

Other Exchanges 0P5C:UK
Address Baneskellet 1, Hammershoj, Tjele, DNK, 8830
Danske Andelskassers Bank AS operates as a regional bank which provides various banking products and services to private, small and medium-sized business, and institutional customers in Denmark. It offers deposit products such as checking, savings and term certificate accounts, credit cards, Mortgages, loans, pensions, self-service facilities, insurance, mobile banking, Net banking, ATMs, debt management and investment advice.
34GF Score

Get the complete analysis for OCSE:DAB

Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr16.35
Price
kr12.43
GF Value