Danske Andelskassers Bank AS (OCSE:DAB) Scaled Net Operating Assets: 0.12 (As of Mar. 2026)


OCSE:DAB Danske Andelskassers Bank AS OCSE:DAB
45 GF Score
Price kr16.20
GF Value kr12.43
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Danske Andelskassers Bank AS Scaled Net Operating Assets?

Danske Andelskassers Bank AS OCSE:DAB -0.31% 45 Scaled Net Operating Assets is 0.12 as of Mar. 2026. GuruFocus rates OCSE:DAB with a GF Score™ of 45/100 and a GF Value™ of kr12.43 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Danske Andelskassers Bank AS's operating assets for the quarter that ended in Mar. 2026 was kr17,361.6 Mil. Danske Andelskassers Bank AS's operating liabilities for the quarter that ended in Mar. 2026 was kr15,045.1 Mil. Danske Andelskassers Bank AS's Total Assets for the quarter that ended in Dec. 2025 was kr18,736.7 Mil. Therefore, Danske Andelskassers Bank AS's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.12.

OCSE:DAB
45GF Score
Danske Andelskassers Bank AS OCSE:DAB
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Danske Andelskassers Bank AS Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Danske Andelskassers Bank AS's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(17677.349-15108.838)/17330.023
=0.15

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=18736.735 - 1059.386
=17677.349

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=15796.436 - 687.598 - 0
=15108.838

Danske Andelskassers Bank AS's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(17361.644-15045.088)/18736.735
=0.12

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=18689.196 - 1327.552
=17361.644

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=15729.118 - 684.03 - 0
=15045.088

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.12 mean?
Danske Andelskassers Bank AS (OCSE:DAB) has a Scaled Net Operating Assets of 0.12 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Danske Andelskassers Bank AS and its competitors.
Is Danske Andelskassers Bank AS's Scaled Net Operating Assets too high?
Danske Andelskassers Bank AS's current Scaled Net Operating Assets is 0.12. Overall, Danske Andelskassers Bank AS has a GF Score™ of 45/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Danske Andelskassers Bank AS's Scaled Net Operating Assets compare to competitors?
Danske Andelskassers Bank AS's Scaled Net Operating Assets of 0.12 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Danske Andelskassers Bank AS and its competitors. Danske Andelskassers Bank AS's current Scaled Net Operating Assets is 0.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Danske Andelskassers Bank AS stock overvalued right now?
Based on GuruFocus' analysis, Danske Andelskassers Bank AS (OCSE:DAB) is currently considered Modestly Overvalued. The stock's GF Value™ is kr12.43, compared to a current price of kr16.20 — trading 30.3% above its estimated fair value. The current Scaled Net Operating Assets is 0.12. Danske Andelskassers Bank AS's overall GF Score™ is 45/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Danske Andelskassers Bank AS (OCSE:DAB), the current Scaled Net Operating Assets is 0.12 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Danske Andelskassers Bank AS (OCSE:DAB) Overvalued in 2026?

Based on GuruFocus' analysis, Danske Andelskassers Bank AS stock appears to be overvalued. The current stock price of kr16.20 is trading 30.3% above its estimated GF Value™ of kr12.43. GuruFocus considers Danske Andelskassers Bank AS to be Modestly Overvalued.

Key valuation signals for OCSE:DAB:

  • Scaled Net Operating Assets: 0.12
  • GF Value™: kr12.43 vs. price of kr16.20 (30.3% above fair value)
  • GF Score™: 45/100 with 6 warning signs

No single metric tells the full story. See the OCSE:DAB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Danske Andelskassers Bank AS Business Description

Other Exchanges 0P5C:UK
Address Baneskellet 1, Hammershoj, Tjele, DNK, 8830
Danske Andelskassers Bank AS operates as a regional bank which provides various banking products and services to private, small and medium-sized business, and institutional customers in Denmark. It offers deposit products such as checking, savings and term certificate accounts, credit cards, Mortgages, loans, pensions, self-service facilities, insurance, mobile banking, Net banking, ATMs, debt management and investment advice.
45GF Score

Get the complete analysis for OCSE:DAB

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr16.20
Price
kr12.43
GF Value