Danske Andelskassers Bank AS (OCSE:DAB) LT-Debt-to-Total-Asset: 0.04 (As of Mar. 2026)

What is Danske Andelskassers Bank AS LT-Debt-to-Total-Asset?

Danske Andelskassers Bank AS OCSE:DAB +0.92% 41 LT-Debt-to-Total-Asset is 0.04 as of Mar. 2026. GuruFocus rates OCSE:DAB with a GF Score™ of 41/100 and a GF Value™ of kr12.45 (Significantly Overvalued). The stock has 6 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Danske Andelskassers Bank AS's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.04.

Danske Andelskassers Bank AS's long-term debt to total assets ratio increased from Mar. 2025 (0.03) to Mar. 2026 (0.04). It may suggest that Danske Andelskassers Bank AS is progressively becoming more dependent on debt to grow their business.

Danske Andelskassers Bank AS (OCSE:DAB) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Danske Andelskassers Bank AS LT-Debt-to-Total-Asset Related Terms

Danske Andelskassers Bank AS LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Danske Andelskassers Bank AS's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Danske Andelskassers Bank AS LT-Debt-to-Total-Asset Chart

Danske Andelskassers Bank AS Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

LT-Debt-to-Total-Asset

Get a 7-Day Free Trial

0.02

0.03

0.02

0.03

0.04

Danske Andelskassers Bank AS Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.03	0.03	0.03	0.04	0.04

41GF Score

Danske Andelskassers Bank AS OCSE:DAB

LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.

View Full Analysis

Danske Andelskassers Bank AS LT-Debt-to-Total-Asset Calculation

Danske Andelskassers Bank AS's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	687.598	/	18736.735
	=	0.04

Danske Andelskassers Bank AS's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	684.03	/	18689.196
	=	0.04

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.04 mean?

Danske Andelskassers Bank AS (OCSE:DAB) has a LT-Debt-to-Total-Asset of 0.04 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Danske Andelskassers Bank AS and its competitors.

Is Danske Andelskassers Bank AS's LT-Debt-to-Total-Asset too high?

Danske Andelskassers Bank AS's current LT-Debt-to-Total-Asset is 0.04. Overall, Danske Andelskassers Bank AS has a GF Score™ of 41/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.

How does Danske Andelskassers Bank AS's LT-Debt-to-Total-Asset compare to competitors?

Danske Andelskassers Bank AS's LT-Debt-to-Total-Asset of 0.04 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Banks company?

A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Danske Andelskassers Bank AS and its competitors. Danske Andelskassers Bank AS's current LT-Debt-to-Total-Asset is 0.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Danske Andelskassers Bank AS stock overvalued right now?

Based on GuruFocus' analysis, Danske Andelskassers Bank AS (OCSE:DAB) is currently considered Significantly Overvalued. The stock's GF Value™ is kr12.45, compared to a current price of kr16.45 — trading 32.1% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.04. Danske Andelskassers Bank AS's overall GF Score™ is 41/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Danske Andelskassers Bank AS (OCSE:DAB), the current LT-Debt-to-Total-Asset is 0.04 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Danske Andelskassers Bank AS (OCSE:DAB) Overvalued in 2026?

Based on GuruFocus' analysis, Danske Andelskassers Bank AS stock appears to be overvalued. The current stock price of kr16.45 is trading 32.1% above its estimated GF Value™ of kr12.45. GuruFocus considers Danske Andelskassers Bank AS to be Significantly Overvalued.

Key valuation signals for OCSE:DAB:

LT-Debt-to-Total-Asset: 0.04
GF Value™: kr12.45 vs. price of kr16.45 (32.1% above fair value)
GF Score™: 41/100 with 6 warning signs

No single metric tells the full story. See the OCSE:DAB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Danske Andelskassers Bank AS Business Description

Industry Financial Services Banks

Comparable Companies OCSE:SKJE OCSE:LASP OCSE:DJUR OCSE:FOBANK OCSE:GRLA OCSE:SJF OCSE:FYNBK OCSE:KRE OCSE:LOLB OCSE:MNBA SGX:D05 SHSE:600036 MIL:UCG XPAR:BNP NSE:HDFCBANK MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK NSE:SBIN

Other Exchanges 0P5C:UK

Address Baneskellet 1, Hammershoj, Tjele, DNK, 8830

Website http://www.andelskassen.dk

Danske Andelskassers Bank AS operates as a regional bank which provides various banking products and services to private, small and medium-sized business, and institutional customers in Denmark. It offers deposit products such as checking, savings and term certificate accounts, credit cards, Mortgages, loans, pensions, self-service facilities, insurance, mobile banking, Net banking, ATMs, debt management and investment advice.

41GF Score

Get the complete analysis for OCSE:DAB

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr16.45

Price

kr12.45

GF Value

View OCSE:DAB Analysis

See LT-Debt-to-Total-Asset data for all stocks →