Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Lea Bank ABOSTO:LEA -0.65%5 Debt-to-Equity is 0.10 as of Jun. 2026, which is 43% above its 10-year median of 0.07. GuruFocus rates OSTO:LEA with a GF Score™ of 5/100. The stock has 4 warning signs investors should review. Among 1,419 Banks companies, Lea Bank AB ranks better than 90.49% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Lea Bank AB's Debt-to-Equity or its related term are showing as below:
OSTO:LEA'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.06 Med: 0.07 Max: 0.1
Current: 0.09
During the past 4 years, the highest Debt-to-Equity Ratio of Lea Bank AB was 0.10. The lowest was 0.06. And the median was 0.07.
OSTO:LEA's Debt-to-Equity is ranked better than 90.49% of 1419
companies
in the Banks industry
Industry Median: 0.58
vs OSTO:LEA: 0.09
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Lea Bank AB Debt-to-Equity Related Terms
Lea Bank AB Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Lea Bank AB's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Lea Bank AB's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lea Bank AB Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Lea Bank AB's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Lea Bank AB's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Lea Bank AB (OSTO:LEA) has a Debt-to-Equity of 0.10 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Lea Bank AB and its competitors. This is 43% above median its historical median of 0.07. Over the past decade, Lea Bank AB's Debt-to-Equity has ranged from 0.06 to 0.10. According to the industry distribution chart, Lea Bank AB ranks #135 out of 1419 companies in the Banks industry, placing it in the top 9.5%.
Is Lea Bank AB's Debt-to-Equity too high?
Lea Bank AB's current Debt-to-Equity of 0.10 is 43% above median its 10-year median of 0.07. Over the past 10 years, this metric has ranged from a low of 0.06 to a high of 0.10. The Banks industry median Debt-to-Equity is 0.58. Lea Bank AB's value of 0.10 is 82.8% below this industry median. Based on the distribution chart, Lea Bank AB ranks #135 out of 1419 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Lea Bank AB has a GF Score™ of 5/100, reflecting its overall financial health beyond just this single metric.
How does Lea Bank AB's Debt-to-Equity compare to PNC and USB?
According to the Banks industry distribution chart, Lea Bank AB ranks #135 out of 1419 companies for Debt-to-Equity. This places Lea Bank AB in the top 10% of its industry — outperforming the majority of peers. The industry median Debt-to-Equity is 0.58. Lea Bank AB's value of 0.10 is 82.8% below this benchmark. Historically, Lea Bank AB's own Debt-to-Equity has ranged from 0.06 to 0.10 over the past decade. While the company's 10-year median is 0.07 vs. the industry median of 0.58, Lea Bank AB has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,419 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lea Bank AB's current Debt-to-Equity of 0.10 is 82.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Lea Bank AB and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lea Bank AB's current Debt-to-Equity is 0.10, which is 43% above median its own 10-year median of 0.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lea Bank AB stock overvalued right now?
Lea Bank AB (OSTO:LEA) has a current Debt-to-Equity of 0.10. The current Debt-to-Equity is 0.10, which is 43% above median its 10-year median of 0.07 and 82.8% below the Banks industry median of 0.58. Lea Bank AB's overall GF Score™ is 5/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Lea Bank AB (OSTO:LEA), the current Debt-to-Equity is 0.10 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Lea Bank AB is a digital niche bank. The bank offers unsecured loans and deposit products to the consumer market. The bank has lending operations in Sweden, Norway, Finland, and Spain, and offers deposit products in Sweden, Norway, Finland, Germany, Spain, Austria, and France.
5GF Score
Get the complete analysis for OSTO:LEA
Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
OSTO:LEA has been successfully added to your 
