Lea Bank ABOSTO:LEA 5 Net Margin % is 16.64% as of Mar. 2026, which is 5% below its 10-year median of 17.51. GuruFocus rates OSTO:LEA with a GF Score™ of 5/100. The stock has 4 warning signs investors should review. Among 1,527 Banks companies, Lea Bank AB ranks worse than 75.38% on this metric.
Net margin is calculated as Net Income divided by its Revenue. Lea Bank AB's Net Income for the
three
months ended in Mar. 2026 was kr31.4 Mil. Lea Bank AB's Revenue for the
three
months ended in Mar. 2026 was kr188.5 Mil. Therefore, Lea Bank AB's net margin for the quarter that ended in Mar. 2026 was 16.64%.
The historical rank and industry rank for Lea Bank AB's Net Margin % or its related term are showing as below:
OSTO:LEA'
s Net Margin % Range Over the Past 10 Years
Min: -4485.71 Med: 17.51 Max: 26.88
Current: 17.86
OSTO:LEA's Net Margin % is ranked worse than 75.38% of 1527
companies
in the Banks industry
Industry Median: 26.95
vs OSTO:LEA: 17.86
Lea Bank AB (OSTO:LEA) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Lea Bank AB Net Margin % Related Terms
Lea Bank AB Net Margin % Historical Data
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The historical data trend for Lea Bank AB's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Lea Bank AB's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lea Bank AB Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Lea Bank AB's Net Margin % distribution charts can be found below:
* The bar in red indicates where Lea Bank AB's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Lea Bank AB (OSTO:LEA) has a Net Margin % of 16.64% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Lea Bank AB and its competitors. This is near median its historical median of 17.51. According to the industry distribution chart, Lea Bank AB ranks #1151 out of 1527 companies in the Banks industry, placing it in the top 75.4%.
Is Lea Bank AB's Net Margin % too high?
Lea Bank AB's current Net Margin % of 16.64% is near median its 10-year median of 17.51. The Banks industry median Net Margin % is 26.95. Lea Bank AB's value of 16.64% is 38.3% below this industry median. Based on the distribution chart, Lea Bank AB ranks #1151 out of 1527 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Lea Bank AB has a GF Score™ of 5/100, reflecting its overall financial health beyond just this single metric.
How does Lea Bank AB's Net Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Lea Bank AB ranks #1151 out of 1527 companies for Net Margin %. This places Lea Bank AB in the lower half of its industry. The industry median Net Margin % is 26.95. Lea Bank AB's value of 16.64% is 38.3% below this benchmark. While the company's 10-year median is 17.51 vs. the industry median of 26.95, Lea Bank AB has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lea Bank AB's current Net Margin % of 16.64% is 38.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Lea Bank AB and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lea Bank AB's current Net Margin % is 16.64%, which is near median its own 10-year median of 17.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lea Bank AB stock overvalued right now?
Lea Bank AB (OSTO:LEA) has a current Net Margin % of 16.64%. The current Net Margin % is 16.64%, which is near median its 10-year median of 17.51 and 38.3% below the Banks industry median of 26.95. Lea Bank AB's overall GF Score™ is 5/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Lea Bank AB (OSTO:LEA), the current Net Margin % is 16.64% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Lea Bank AB is a digital niche bank. The bank offers unsecured loans and deposit products to the consumer market. The bank has lending operations in Sweden, Norway, Finland, and Spain, and offers deposit products in Sweden, Norway, Finland, Germany, Spain, Austria, and France.
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