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Lea Bank ABOSTO:LEA -1.40%5 PB Ratio is 0.86 as of Jul. 15, 2026, which is 7% below its 10-year median of 0.92. GuruFocus rates OSTO:LEA with a GF Score™ of 5/100. The stock has 4 warning signs investors should review. Among 1,517 Banks companies, Lea Bank AB ranks better than 71.19% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-15), Lea Bank AB's share price is kr12.70. Lea Bank AB's Book Value per Share for the quarter that ended in Mar. 2026 was kr14.84. Hence, Lea Bank AB's PB Ratio of today is 0.86.
Good Sign:
Lea Bank AB stock PB Ratio (=0.87) is close to 1-year low of 0.83.
The historical rank and industry rank for Lea Bank AB's PB Ratio or its related term are showing as below:
OSTO:LEA'
s PB Ratio Range Over the Past 10 Years
Min: 0.73 Med: 0.92 Max: 1.13
Current: 0.85
During the past 4 years, Lea Bank AB's highest PB Ratio was 1.13. The lowest was 0.73. And the median was 0.92.
OSTO:LEA's PB Ratio is ranked better than 71.19% of 1517
companies
in the Banks industry
Industry Median: 1.11
vs OSTO:LEA: 0.85
During the past 12 months, Lea Bank AB's average Book Value Per Share Growth Rate was -3.00% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was -2.70% per year.
During the past 4 years, the highest 3-Year average Book Value Per Share Growth Rate of Lea Bank AB was -2.70% per year. The lowest was -2.70% per year. And the median was -2.70% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Lea Bank AB PB Ratio Related Terms
Lea Bank AB PB Ratio Historical Data
* Premium members only.
The historical data trend for Lea Bank AB's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Lea Bank AB's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lea Bank AB PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Lea Bank AB's PB Ratio distribution charts can be found below:
* The bar in red indicates where Lea Bank AB's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
Lea Bank AB's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Lea Bank AB (OSTO:LEA) has a PB Ratio of 0.86 as of Jul. 15, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Lea Bank AB and its competitors. This is near median its historical median of 0.92. Over the past decade, Lea Bank AB's PB Ratio has ranged from 0.73 to 1.13. According to the industry distribution chart, Lea Bank AB ranks #437 out of 1517 companies in the Banks industry, placing it in the top 28.8%.
Is Lea Bank AB's PB Ratio too high?
Lea Bank AB's current PB Ratio of 0.86 is near median its 10-year median of 0.92. Over the past 10 years, this metric has ranged from a low of 0.73 to a high of 1.13. The Banks industry median PB Ratio is 1.11. Lea Bank AB's value of 0.86 is 22.5% below this industry median. Based on the distribution chart, Lea Bank AB ranks #437 out of 1517 companies in the Banks industry, which is above the industry midpoint. Overall, Lea Bank AB has a GF Score™ of 5/100, reflecting its overall financial health beyond just this single metric.
How does Lea Bank AB's PB Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Lea Bank AB ranks #437 out of 1517 companies for PB Ratio. This puts Lea Bank AB in the upper half of its industry. The industry median PB Ratio is 1.11. Lea Bank AB's value of 0.86 is 22.5% below this benchmark. Historically, Lea Bank AB's own PB Ratio has ranged from 0.73 to 1.13 over the past decade. While the company's 10-year median is 0.92 vs. the industry median of 1.11, Lea Bank AB has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.11, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lea Bank AB's current PB Ratio of 0.86 is 22.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Lea Bank AB and its competitors. For the Banks industry, the median PB Ratio is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lea Bank AB's current PB Ratio is 0.86, which is near median its own 10-year median of 0.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lea Bank AB stock overvalued right now?
Lea Bank AB (OSTO:LEA) has a current PB Ratio of 0.86. The current PB Ratio is 0.86, which is near median its 10-year median of 0.92 and 22.5% below the Banks industry median of 1.11. Lea Bank AB's overall GF Score™ is 5/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Lea Bank AB (OSTO:LEA), the current PB Ratio is 0.86 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Lea Bank AB is a digital niche bank. The bank offers unsecured loans and deposit products to the consumer market. The bank has lending operations in Sweden, Norway, Finland, and Spain, and offers deposit products in Sweden, Norway, Finland, Germany, Spain, Austria, and France.
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