Lea Bank ABOSTO:LEA +1.30%5 Pretax Margin % is 21.43% as of Mar. 2026, which is 6% below its 10-year median of 22.73. GuruFocus rates OSTO:LEA with a GF Score™ of 5/100. The stock has 4 warning signs investors should review. Among 1,530 Banks companies, Lea Bank AB ranks worse than 76.47% on this metric.
Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Lea Bank AB's Pre-Tax Income for the
three
months ended in Mar. 2026 was kr40.4 Mil. Lea Bank AB's Revenue for the
three
months ended in Mar. 2026 was kr188.5 Mil. Therefore, Lea Bank AB's pretax margin for the quarter that ended in Mar. 2026 was 21.43%.
The historical rank and industry rank for Lea Bank AB's Pretax Margin % or its related term are showing as below:
OSTO:LEA'
s Pretax Margin % Range Over the Past 10 Years
Min: -5697.4 Med: 22.73 Max: 35.63
Current: 22.75
OSTO:LEA's Pretax Margin % is ranked worse than 76.47% of 1530
companies
in the Banks industry
Industry Median: 34.715
vs OSTO:LEA: 22.75
Lea Bank AB (OSTO:LEA) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Lea Bank AB Pretax Margin % Related Terms
Lea Bank AB Pretax Margin % Historical Data
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The historical data trend for Lea Bank AB's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Lea Bank AB's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lea Bank AB Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Lea Bank AB's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Lea Bank AB's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Lea Bank AB (OSTO:LEA) has a Pretax Margin % of 21.43% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Lea Bank AB and its competitors. This is near median its historical median of 22.73. According to the industry distribution chart, Lea Bank AB ranks #1170 out of 1530 companies in the Banks industry, placing it in the top 76.5%.
Is Lea Bank AB's Pretax Margin % too high?
Lea Bank AB's current Pretax Margin % of 21.43% is near median its 10-year median of 22.73. The Banks industry median Pretax Margin % is 34.72. Lea Bank AB's value of 21.43% is 38.3% below this industry median. Based on the distribution chart, Lea Bank AB ranks #1170 out of 1530 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Lea Bank AB has a GF Score™ of 5/100, reflecting its overall financial health beyond just this single metric.
How does Lea Bank AB's Pretax Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Lea Bank AB ranks #1170 out of 1530 companies for Pretax Margin %. This places Lea Bank AB in the lower half of its industry. The industry median Pretax Margin % is 34.72. Lea Bank AB's value of 21.43% is 38.3% below this benchmark. While the company's 10-year median is 22.73 vs. the industry median of 34.72, Lea Bank AB has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.72, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lea Bank AB's current Pretax Margin % of 21.43% is 38.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Lea Bank AB and its competitors. For the Banks industry, the median Pretax Margin % is 34.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lea Bank AB's current Pretax Margin % is 21.43%, which is near median its own 10-year median of 22.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lea Bank AB stock overvalued right now?
Lea Bank AB (OSTO:LEA) has a current Pretax Margin % of 21.43%. The current Pretax Margin % is 21.43%, which is near median its 10-year median of 22.73 and 38.3% below the Banks industry median of 34.72. Lea Bank AB's overall GF Score™ is 5/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Lea Bank AB (OSTO:LEA), the current Pretax Margin % is 21.43% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Lea Bank AB is a digital niche bank. The bank offers unsecured loans and deposit products to the consumer market. The bank has lending operations in Sweden, Norway, Finland, and Spain, and offers deposit products in Sweden, Norway, Finland, Germany, Spain, Austria, and France.
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