Lea Bank AB (OSTO:LEA) PE Ratio (TTM): 10.82 (As of Jul. 10, 2026) — 40% Below Median


OSTO:LEA Lea Bank AB OSTO:LEA
5 GF Score
Price kr12.98
! 4 Warning Signs
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What is Lea Bank AB PE Ratio (TTM)?

Lea Bank AB OSTO:LEA -0.76% 5 PE Ratio (TTM) is 10.82 as of Jul. 10, 2026, which is 40% below its 10-year median of 18.00. GuruFocus rates OSTO:LEA with a GF Score™ of 5/100. The stock has 4 warning signs investors should review. Among 1,445 Banks companies, Lea Bank AB ranks better than 57.37% on this metric.

The PE Ratio (TTM), or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). As of today (2026-07-10), Lea Bank AB's share price is kr12.98. Lea Bank AB's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was kr1.20. Therefore, Lea Bank AB's PE Ratio (TTM) for today is 10.82.

Good Sign:

Lea Bank AB stock PE Ratio (=10.32) is close to 2-year low of 10.22.


The historical rank and industry rank for Lea Bank AB's PE Ratio (TTM) or its related term are showing as below:

OSTO:LEA' s PE Ratio (TTM) Range Over the Past 10 Years
Min: 10.22   Med: 18   Max: 97.83
Current: 10.82


During the past 4 years, the highest PE Ratio (TTM) of Lea Bank AB was 97.83. The lowest was 10.22. And the median was 18.00.


OSTO:LEA's PE Ratio (TTM) is ranked better than
57.37% of 1445 companies
in the Banks industry
Industry Median: 11.77 vs OSTO:LEA: 10.82

Lea Bank AB's Earnings per Share (Diluted) for the three months ended in Mar. 2026 was kr0.30. Its Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was kr1.20.

As of today (2026-07-10), Lea Bank AB's share price is kr12.98. Lea Bank AB's EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was kr1.20. Therefore, Lea Bank AB's PE Ratio without NRI for today is 10.82.

During the past 4 years, Lea Bank AB's highest PE Ratio without NRI was 97.83. The lowest was 10.22. And the median was 18.00.

Lea Bank AB's EPS without NRI for the three months ended in Mar. 2026 was kr0.30. Its EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was kr1.20.

During the past 12 months, Lea Bank AB's average EPS without NRI Growth Rate was 149.50% per year. During the past 3 years, the average EPS without NRI Growth Rate was -11.40% per year.

During the past 4 years, Lea Bank AB's highest 3-Year average EPS without NRI Growth Rate was -11.40% per year. The lowest was -11.40% per year. And the median was -11.40% per year.

Lea Bank AB's EPS (Basic) for the three months ended in Mar. 2026 was kr0.32. Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was kr1.31.


Lea Bank AB  (OSTO:LEA) PE Ratio (TTM) Explanation

The PE Ratio (TTM) can be viewed as the number of years it takes for the company to earn back the price you pay for the stock. For example, if a company earns $2 a share per year, and the stock is traded at $30, the PE Ratio (TTM) is 15. Therefore it takes 15 years for the company to earn back the $30 you paid for its stock, assuming the earnings stays constant over the next 15 years.

In real business, earnings never stay constant. If a company can grow its earnings, it takes fewer years for the company to earn back the price you pay for the stock. If a company's earnings decline it takes more years. As a shareholder, you want the company to earn back the price you pay as soon as possible. Therefore, lower P/E stocks are more attractive than higher P/E stocks so long as the PE Ratio (TTM) is positive. Also for stocks with the same PE Ratio (TTM), the one with faster growth business is more attractive.

If a company loses money, the PE Ratio (TTM) becomes meaningless.

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the PE Ratio (TTM) divided by the growth ratio. He thinks a company with a PE Ratio (TTM) equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a PE Ratio (TTM) of 20, instead of a company growing 10% a year with a PE Ratio (TTM) of 10.

Because the PE Ratio (TTM) measures how long it takes to earn back the price you pay, the PE Ratio (TTM) can be applied to the stocks across different industries. That is why it is the one of the most important and widely used indicators for the valuation of stocks.

Similar to the PE Ratio without NRI or PS Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PE Ratio (TTM) measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

Investors need to be aware that the PE Ratio (TTM) can be misleading a lot of times, especially when the underlying business is cyclical and unpredictable. As Peter Lynch pointed out, cyclical businesses have higher profit margins at the peaks of the business cycles. Their earnings are high and PE Ratio (TTM)s are artificially low. It is usually a bad idea to buy a cyclical business when the PE Ratio (TTM) is low. A better ratio to identify the time to buy a cyclical businesses is the PS Ratio .

PE Ratio (TTM) can also be affected by non-recurring-items such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio (TTM).


Lea Bank AB PE Ratio (TTM) Related Terms


Lea Bank AB PE Ratio (TTM) Historical Data

* Premium members only.

The historical data trend for Lea Bank AB's PE Ratio (TTM) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lea Bank AB PE Ratio (TTM) Chart

Lea Bank AB Annual Data
Trend Dec22 Dec23 Dec24 Dec25
PE Ratio (TTM)
N/A N/A N/A 14.50

Lea Bank AB Quarterly Data
Dec22 Dec23 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PE Ratio (TTM) Get a 7-Day Free Trial Premium Member Only 89.44 26.22 15.58 14.50 12.25

OSTO:LEA vs PNC, USB: PE Ratio (TTM) Comparison

For the Banks - Regional subindustry, Lea Bank AB's PE Ratio (TTM), along with its competitors' market caps and PE Ratio (TTM) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Lea Bank AB PE Ratio (TTM) vs Banks Industry

For the Banks industry and Financial Services sector, Lea Bank AB's PE Ratio (TTM) distribution charts can be found below:

* The bar in red indicates where Lea Bank AB's PE Ratio (TTM) falls into.


OSTO:LEA
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Lea Bank AB OSTO:LEA
PE Ratio (TTM) is just one metric. See GF Score™, valuation, warning signs, and more.
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Lea Bank AB PE Ratio (TTM) Calculation

The PE Ratio (TTM), or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). It is the most widely used ratio in the valuation of stocks.

Lea Bank AB's PE Ratio (TTM) for today is calculated as

PE Ratio (TTM)=Share Price/Earnings per Share (Diluted) (TTM)
=12.98/1.200
=10.82

Lea Bank AB's Share Price of today is kr12.98.
Lea Bank AB's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was kr1.20.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PE Ratio (TTM)=Market Cap /Net Income

There are at least three kinds of PE Ratio (TTM)s used by different investors. They are Trailing Twelve Month PE Ratio (TTM) or PE Ratio (TTM) (TTM), Forward PE Ratio, or PE Ratio without NRI. A new PE Ratio (TTM) based on inflation-adjusted normalized PE Ratio (TTM) is called Shiller PE Ratio, after Yale professor Robert Shiller.

In the calculation of PE Ratio (TTM), the earnings per share used are the earnings per share over the past 12 months. For Forward PE Ratio, the earnings are the expected earnings for the next twelve months. In the case of PE Ratio without NRI, the reported earnings less the non-recurring items are used.

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. Since it looks at the average over the last 10 years, Shiller PE Ratio is also called PE10.

Frequently Asked Questions Learn more about PE Ratio (TTM) →
What does a PE Ratio (TTM) of 10.82 mean?
Lea Bank AB (OSTO:LEA) has a PE Ratio (TTM) of 10.82 as of Jul. 10, 2026. Trailing 12-month P/E ratio is the ratio of share price to a company's trailing 12-month earnings per share. View historical data on Lea Bank AB and its competitors. This is 40% below median its historical median of 18.00. Over the past decade, Lea Bank AB's PE Ratio (TTM) has ranged from 10.22 to 97.83. According to the industry distribution chart, Lea Bank AB ranks #616 out of 1445 companies in the Banks industry, placing it in the top 42.6%.
Is Lea Bank AB's PE Ratio (TTM) too high?
Lea Bank AB's current PE Ratio (TTM) of 10.82 is 40% below median its 10-year median of 18.00. Over the past 10 years, this metric has ranged from a low of 10.22 to a high of 97.83. The Banks industry median PE Ratio (TTM) is 11.77. Lea Bank AB's value of 10.82 is 8.1% below this industry median. Based on the distribution chart, Lea Bank AB ranks #616 out of 1445 companies in the Banks industry, which is above the industry midpoint. Overall, Lea Bank AB has a GF Score™ of 5/100, reflecting its overall financial health beyond just this single metric.
How does Lea Bank AB's PE Ratio (TTM) compare to PNC and USB?
According to the Banks industry distribution chart, Lea Bank AB ranks #616 out of 1445 companies for PE Ratio (TTM). This puts Lea Bank AB in the upper half of its industry. The industry median PE Ratio (TTM) is 11.77. Lea Bank AB's value of 10.82 is 8.1% below this benchmark. Historically, Lea Bank AB's own PE Ratio (TTM) has ranged from 10.22 to 97.83 over the past decade. While the company's 10-year median is 18.00 vs. the industry median of 11.77, Lea Bank AB has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PE Ratio (TTM) for a Banks company?
The median PE Ratio (TTM) among Banks companies is 11.77, based on 1,445 companies in the industry. Companies in the top quartile (top 25%) have a PE Ratio (TTM) significantly above this median, while those in the bottom quartile fall well below. However, PE Ratio (TTM) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lea Bank AB's current PE Ratio (TTM) of 10.82 is 8.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PE Ratio (TTM) mean?
A high PE Ratio (TTM) can signal that a stock is expensive relative to its fundamentals. Trailing 12-month P/E ratio is the ratio of share price to a company's trailing 12-month earnings per share. View historical data on Lea Bank AB and its competitors. For the Banks industry, the median PE Ratio (TTM) is 11.77 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lea Bank AB's current PE Ratio (TTM) is 10.82, which is 40% below median its own 10-year median of 18.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lea Bank AB stock overvalued right now?
Lea Bank AB (OSTO:LEA) has a current PE Ratio (TTM) of 10.82. The current PE Ratio (TTM) is 10.82, which is 40% below median its 10-year median of 18.00 and 8.1% below the Banks industry median of 11.77. Lea Bank AB's overall GF Score™ is 5/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PE Ratio (TTM) calculated?
PE Ratio (TTM) is calculated from a company's financial statements. For Lea Bank AB (OSTO:LEA), the current PE Ratio (TTM) is 10.82 as of Jul. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Lea Bank AB Business Description

Address Polhemsplatsen 5, Gothenburg, SWE, 411 11
Lea Bank AB is a digital niche bank. The bank offers unsecured loans and deposit products to the consumer market. The bank has lending operations in Sweden, Norway, Finland, and Spain, and offers deposit products in Sweden, Norway, Finland, Germany, Spain, Austria, and France.
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kr12.98
Price