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A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Skyward Specialty Insurance Group's Debt-to-Equity or its related term are showing as below:
SKWD'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.12 Med: 0.2 Max: 0.42
Current: 0.4
During the past 6 years, the highest Debt-to-Equity Ratio of Skyward Specialty Insurance Group was 0.42. The lowest was 0.12. And the median was 0.20.
SKWD's Debt-to-Equity is ranked worse than 73.15% of 406
companies
in the Insurance industry
Industry Median: 0.2
vs SKWD: 0.40
Skyward Specialty Insurance Group (NAS:SKWD) Debt-to-Equity Explanation
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Skyward Specialty Insurance Group Debt-to-Equity Related Terms
Skyward Specialty Insurance Group Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Skyward Specialty Insurance Group Debt-to-Equity Chart
For the Insurance - Property & Casualty subindustry, Skyward Specialty Insurance Group's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Skyward Specialty Insurance Group Debt-to-Equity vs Insurance Industry
For the Insurance industry and Financial Services sector, Skyward Specialty Insurance Group's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Skyward Specialty Insurance Group's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Skyward Specialty Insurance Group (SKWD) has a Debt-to-Equity of 0.40 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Skyward Specialty Insurance Group and its competitors. This is 100% above median its historical median of 0.20. Over the past decade, Skyward Specialty Insurance Group's Debt-to-Equity has ranged from 0.12 to 0.42. According to the industry distribution chart, Skyward Specialty Insurance Group ranks #297 out of 406 companies in the Insurance industry, placing it in the top 73.2%.
Is Skyward Specialty Insurance Group's Debt-to-Equity too high?
Skyward Specialty Insurance Group's current Debt-to-Equity of 0.40 is 100% above median its 10-year median of 0.20. Over the past 10 years, this metric has ranged from a low of 0.12 to a high of 0.42. The Insurance industry median Debt-to-Equity is 0.20. Skyward Specialty Insurance Group's value of 0.40 is 100% above this industry median. Based on the distribution chart, Skyward Specialty Insurance Group ranks #297 out of 406 companies in the Insurance industry, which is below the industry midpoint. Overall, Skyward Specialty Insurance Group has a GF Score™ of 83/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Skyward Specialty Insurance Group's Debt-to-Equity compare to SLDE and HCI?
According to the Insurance industry distribution chart, Skyward Specialty Insurance Group ranks #297 out of 406 companies for Debt-to-Equity. This places Skyward Specialty Insurance Group in the lower half of its industry. The industry median Debt-to-Equity is 0.20. Skyward Specialty Insurance Group's value of 0.40 is 100% above this benchmark. Historically, Skyward Specialty Insurance Group's own Debt-to-Equity has ranged from 0.12 to 0.42 over the past decade. While the company's 10-year median is 0.20 vs. the industry median of 0.20, Skyward Specialty Insurance Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for an Insurance company?
The median Debt-to-Equity among Insurance companies is 0.20, based on 406 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Skyward Specialty Insurance Group's current Debt-to-Equity of 0.40 is 100% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Skyward Specialty Insurance Group and its competitors. For the Insurance industry, the median Debt-to-Equity is 0.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Skyward Specialty Insurance Group's current Debt-to-Equity is 0.40, which is 100% above median its own 10-year median of 0.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Skyward Specialty Insurance Group stock overvalued right now?
Based on GuruFocus' analysis, Skyward Specialty Insurance Group (SKWD) is currently considered Fairly Valued. The stock's GF Value™ is $59.78, compared to a current price of $59.90 — trading 0.2% above its estimated fair value. The current Debt-to-Equity is 0.40, which is 100% above median its 10-year median of 0.20 and 100% above the Insurance industry median of 0.20. Skyward Specialty Insurance Group's overall GF Score™ is 83/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Skyward Specialty Insurance Group (SKWD), the current Debt-to-Equity is 0.40 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Skyward Specialty Insurance Group (SKWD) Overvalued in 2026?
Based on GuruFocus' analysis, Skyward Specialty Insurance Group stock appears to be overvalued.
The current stock price of $59.90 is trading 0.2% above its estimated GF Value™ of $59.78.
GuruFocus considers Skyward Specialty Insurance Group to be Fairly Valued.
Key valuation signals for SKWD:
Debt-to-Equity: 0.40 (100% above median its 10-year median of 0.20)
GF Value™: $59.78 vs. price of $59.90 (0.2% above fair value)
Industry Position: 100% above the Insurance median (#297 of 406)
No single metric tells the full story. See the SKWD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Skyward Specialty Insurance Group Business Description
Skyward Specialty Insurance Group Inc is a specialty insurance company that offers a suite of specialized insurance solutions across specialty property and casualty markets on a non-admitted and admitted basis. Its portfolio of insurance offerings covers a wide variety of risks, including general liability, commercial auto, group accident and health, property, agriculture, credit, surety, and workers' compensation, among others. Geographically, the group mainly operates in the United States.
83GF Score
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