SKWD (Skyward Specialty Insurance Group) LT-Debt-to-Total-Asset: 0.07 (As of Mar. 2026)

What is Skyward Specialty Insurance Group LT-Debt-to-Total-Asset?

Skyward Specialty Insurance Group SKWD +1.91% 81 LT-Debt-to-Total-Asset is 0.07 as of Mar. 2026. GuruFocus rates SKWD with a GF Score™ of 81/100 and a GF Value™ of $58.62 (Fairly Valued). The stock has 2 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Skyward Specialty Insurance Group's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.07.

Skyward Specialty Insurance Group's long-term debt to total assets ratio increased from Mar. 2025 (0.02) to Mar. 2026 (0.07). It may suggest that Skyward Specialty Insurance Group is progressively becoming more dependent on debt to grow their business.

Skyward Specialty Insurance Group (NAS:SKWD) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Skyward Specialty Insurance Group LT-Debt-to-Total-Asset Related Terms

Skyward Specialty Insurance Group LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Skyward Specialty Insurance Group's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Skyward Specialty Insurance Group LT-Debt-to-Total-Asset Chart

Skyward Specialty Insurance Group Annual Data

Trend

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

LT-Debt-to-Total-Asset

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0.06

0.05

0.03

Skyward Specialty Insurance Group Quarterly Data
	Dec20	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.02	0.02	0.02	0.03	0.07

81GF Score

Skyward Specialty Insurance Group Inc SKWD

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Skyward Specialty Insurance Group LT-Debt-to-Total-Asset Calculation

Skyward Specialty Insurance Group's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	119.98	/	4791.852
	=	0.03

Skyward Specialty Insurance Group's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	485.995	/	6547.477
	=	0.07

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.07 mean?

Skyward Specialty Insurance Group (SKWD) has a LT-Debt-to-Total-Asset of 0.07 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Skyward Specialty Insurance Group and its competitors.

Is Skyward Specialty Insurance Group's LT-Debt-to-Total-Asset too high?

Skyward Specialty Insurance Group's current LT-Debt-to-Total-Asset is 0.07. Overall, Skyward Specialty Insurance Group has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.

How does Skyward Specialty Insurance Group's LT-Debt-to-Total-Asset compare to HCI and SLDE?

Skyward Specialty Insurance Group's LT-Debt-to-Total-Asset of 0.07 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for an Insurance company?

A good LT-Debt-to-Total-Asset depends on the Insurance industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Skyward Specialty Insurance Group and its competitors. Skyward Specialty Insurance Group's current LT-Debt-to-Total-Asset is 0.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Skyward Specialty Insurance Group stock overvalued right now?

Based on GuruFocus' analysis, Skyward Specialty Insurance Group (SKWD) is currently considered Fairly Valued. The stock's GF Value™ is $58.62, compared to a current price of $60.20 — trading 2.7% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.07. Skyward Specialty Insurance Group's overall GF Score™ is 81/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Skyward Specialty Insurance Group (SKWD), the current LT-Debt-to-Total-Asset is 0.07 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Skyward Specialty Insurance Group (SKWD) Overvalued in 2026?

Based on GuruFocus' analysis, Skyward Specialty Insurance Group stock appears to be overvalued. The current stock price of $60.20 is trading 2.7% above its estimated GF Value™ of $58.62. GuruFocus considers Skyward Specialty Insurance Group to be Fairly Valued.

Key valuation signals for SKWD:

LT-Debt-to-Total-Asset: 0.07
GF Value™: $58.62 vs. price of $60.20 (2.7% above fair value)
GF Score™: 81/100 with 2 warning signs

No single metric tells the full story. See the SKWD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Skyward Specialty Insurance Group Business Description

Industry Financial Services Insurance

Comparable Companies HCI SLDE STC HMN KMPR PRCH PLMR UFCS PRA HGTY CB PGR TSE:8766 TRV ALL HKSE:01339 HKSE:02328 TSE:8725 TSX:IFC TSX:FFH

Address 800 Gessner Road, Suite 600, Houston, TX, USA, 77024-4284

Website https://www.skywardinsurance.com

Skyward Specialty Insurance Group Inc is a specialty insurance company that offers a suite of specialized insurance solutions across specialty property and casualty markets on a non-admitted and admitted basis. Its portfolio of insurance offerings covers a wide variety of risks, including general liability, commercial auto, group accident and health, property, agriculture, credit, surety, and workers' compensation, among others. Geographically, the group mainly operates in the United States.

81GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$60.20

Price

$58.62

GF Value

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