SKWD (Skyward Specialty Insurance Group) Moat Score: 4/10 (As of Jun. 28, 2026)


SKWD Skyward Specialty Insurance Group Inc SKWD
81 GF Score
Price $59.06
GF Value $58.62
Valuation Fairly Valued
! 2 Warning Signs
View Full Analysis

What is Skyward Specialty Insurance Group Moat Score?

Skyward Specialty Insurance Group SKWD +6.73% 81 Moat Score is 4 as of Jun. 28, 2026. GuruFocus rates SKWD with a GF Score™ of 81/100 and a GF Value™ of $58.62 (Fairly Valued). The stock has 2 warning signs investors should review. Among 601 Insurance companies, Skyward Specialty Insurance Group ranks better than 79.7% on this metric.

Skyward Specialty Insurance Group has the Moat Score of 4, which implies that the company might have Narrow Moat - Discernible but modest moat.

Skyward Specialty Insurance Group has Narrow Moat: Skyward Specialty Insurance Group Inc has a modest moat due to its niche focus in specialty insurance markets. It benefits from some customer loyalty and regulatory barriers, but faces competition from larger insurers with broader offerings.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Skyward Specialty Insurance Group might have Narrow Moat - Discernible but modest moat.

Skyward Specialty Insurance Group  (NAS:SKWD) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Skyward Specialty Insurance Group Moat Score Related Terms

SKWD vs HMN, HCI, STC: Moat Score Comparison

For the Insurance - Property & Casualty subindustry, Skyward Specialty Insurance Group's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Skyward Specialty Insurance Group Moat Score vs Insurance Industry

For the Insurance industry and Financial Services sector, Skyward Specialty Insurance Group's Moat Score distribution charts can be found below:

* The bar in red indicates where Skyward Specialty Insurance Group's Moat Score falls into.


SKWD
81GF Score
Skyward Specialty Insurance Group Inc SKWD
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 4 mean?
Skyward Specialty Insurance Group (SKWD) has a Moat Score of 4 as of Jun. 28, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Skyward Specialty Insurance Group ranks #122 out of 601 companies in the Insurance industry, placing it in the top 20.3%.
Is Skyward Specialty Insurance Group's Moat Score too high?
Skyward Specialty Insurance Group's current Moat Score is 4. Based on the distribution chart, Skyward Specialty Insurance Group ranks #122 out of 601 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Skyward Specialty Insurance Group has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Skyward Specialty Insurance Group's Moat Score compare to HMN and HCI?
According to the Insurance industry distribution chart, Skyward Specialty Insurance Group ranks #122 out of 601 companies for Moat Score. This places Skyward Specialty Insurance Group in the top 20% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for an Insurance company?
A good Moat Score depends on the Insurance industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Skyward Specialty Insurance Group's current Moat Score is 4. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Skyward Specialty Insurance Group stock overvalued right now?
Based on GuruFocus' analysis, Skyward Specialty Insurance Group (SKWD) is currently considered Fairly Valued. The stock's GF Value™ is $58.62, compared to a current price of $59.06 — trading 0.8% above its estimated fair value. The current Moat Score is 4. Skyward Specialty Insurance Group's overall GF Score™ is 81/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Skyward Specialty Insurance Group (SKWD), the current Moat Score is 4 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Skyward Specialty Insurance Group (SKWD) Overvalued in 2026?

Based on GuruFocus' analysis, Skyward Specialty Insurance Group stock appears to be overvalued. The current stock price of $59.06 is trading 0.8% above its estimated GF Value™ of $58.62. GuruFocus considers Skyward Specialty Insurance Group to be Fairly Valued.

Key valuation signals for SKWD:

  • Moat Score: 4
  • GF Value™: $58.62 vs. price of $59.06 (0.8% above fair value)
  • GF Score™: 81/100 with 2 warning signs

No single metric tells the full story. See the SKWD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Skyward Specialty Insurance Group Business Description

Address 800 Gessner Road, Suite 600, Houston, TX, USA, 77024-4284
Skyward Specialty Insurance Group Inc is a specialty insurance company that offers a suite of specialized insurance solutions across specialty property and casualty markets on a non-admitted and admitted basis. Its portfolio of insurance offerings covers a wide variety of risks, including general liability, commercial auto, group accident and health, property, agriculture, credit, surety, and workers' compensation, among others. Geographically, the group mainly operates in the United States.
81GF Score

Get the complete analysis for SKWD

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$59.06
Price
$58.62
GF Value