The historical rank and industry rank for Skyward Specialty Insurance Group's Pretax Margin % or its related term are showing as below:
SKWD'
s Pretax Margin % Range Over the Past 10 Years
Min: -21.11 Med: 10.66 Max: 15.25
Current: 14.51
SKWD's Pretax Margin % is ranked better than 57.88% of 501
companies
in the Insurance industry
Industry Median: 12.04
vs SKWD: 14.51
Skyward Specialty Insurance Group (NAS:SKWD) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Skyward Specialty Insurance Group Pretax Margin % Related Terms
Skyward Specialty Insurance Group Pretax Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Skyward Specialty Insurance Group Pretax Margin % Chart
For the Insurance - Property & Casualty subindustry, Skyward Specialty Insurance Group's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Skyward Specialty Insurance Group Pretax Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Skyward Specialty Insurance Group's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Skyward Specialty Insurance Group's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Skyward Specialty Insurance Group (SKWD) has a Pretax Margin % of 13.04% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Skyward Specialty Insurance Group and its competitors. This is 22% above median its historical median of 10.66. According to the industry distribution chart, Skyward Specialty Insurance Group ranks #211 out of 501 companies in the Insurance industry, placing it in the top 42.1%.
Is Skyward Specialty Insurance Group's Pretax Margin % too high?
Skyward Specialty Insurance Group's current Pretax Margin % of 13.04% is 22% above median its 10-year median of 10.66. The Insurance industry median Pretax Margin % is 12.04. Skyward Specialty Insurance Group's value of 13.04% is 8.3% above this industry median. Based on the distribution chart, Skyward Specialty Insurance Group ranks #211 out of 501 companies in the Insurance industry, which is above the industry midpoint. Overall, Skyward Specialty Insurance Group has a GF Scoreâ„¢ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Skyward Specialty Insurance Group's Pretax Margin % compare to HMN and HCI?
According to the Insurance industry distribution chart, Skyward Specialty Insurance Group ranks #211 out of 501 companies for Pretax Margin %. This puts Skyward Specialty Insurance Group in the upper half of its industry. The industry median Pretax Margin % is 12.04. Skyward Specialty Insurance Group's value of 13.04% is 8.3% above this benchmark. While the company's 10-year median is 10.66 vs. the industry median of 12.04, Skyward Specialty Insurance Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for an Insurance company?
The median Pretax Margin % among Insurance companies is 12.04, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Skyward Specialty Insurance Group's current Pretax Margin % of 13.04% is 8.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Skyward Specialty Insurance Group and its competitors. For the Insurance industry, the median Pretax Margin % is 12.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Skyward Specialty Insurance Group's current Pretax Margin % is 13.04%, which is 22% above median its own 10-year median of 10.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Skyward Specialty Insurance Group stock overvalued right now?
Based on GuruFocus' analysis, Skyward Specialty Insurance Group (SKWD) is currently considered Fairly Valued. The stock's GF Value™ is $58.62, compared to a current price of $59.06 — trading 0.8% above its estimated fair value. The current Pretax Margin % is 13.04%, which is 22% above median its 10-year median of 10.66 and 8.3% above the Insurance industry median of 12.04. Skyward Specialty Insurance Group's overall GF Score™ is 81/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Skyward Specialty Insurance Group (SKWD), the current Pretax Margin % is 13.04% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Skyward Specialty Insurance Group (SKWD) Overvalued in 2026?
Based on GuruFocus' analysis, Skyward Specialty Insurance Group stock appears to be overvalued.
The current stock price of $59.06 is trading 0.8% above its estimated GF Value™ of $58.62.
GuruFocus considers Skyward Specialty Insurance Group to be Fairly Valued.
Key valuation signals for SKWD:
Pretax Margin %: 13.04% (22% above median its 10-year median of 10.66)
GF Value™: $58.62 vs. price of $59.06 (0.8% above fair value)
Industry Position: 8.3% above the Insurance median (#211 of 501)
No single metric tells the full story. See the SKWD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Skyward Specialty Insurance Group Business Description
Skyward Specialty Insurance Group Inc is a specialty insurance company that offers a suite of specialized insurance solutions across specialty property and casualty markets on a non-admitted and admitted basis. Its portfolio of insurance offerings covers a wide variety of risks, including general liability, commercial auto, group accident and health, property, agriculture, credit, surety, and workers' compensation, among others. Geographically, the group mainly operates in the United States.
81GF Score
Get the complete analysis for SKWD
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