JAIC Co (TSE:7073) Debt-to-Equity: 1.12 (As of Jan. 2026) — Near Median

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Director of Data and Quant Analytics at GuruFocus
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TSE:7073 JAIC Co Ltd TSE:7073
79 GF Score
Price 円2,353.00
GF Value 円2,717.24
Valuation Modestly Undervalued
! 4 Warning Signs
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What is JAIC Co Debt-to-Equity?

JAIC Co TSE:7073 -0.30% 79 Debt-to-Equity is 1.12 as of Jan. 2026, which is at its 10-year median of 1.12. GuruFocus rates TSE:7073 with a GF Score™ of 79/100 and a GF Value™ of 円2,717.24 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 225 Education companies, JAIC Co ranks worse than 83.11% on this metric.

JAIC Co's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jan. 2026 was 円303 Mil. JAIC Co's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jan. 2026 was 円891 Mil. JAIC Co's Total Stockholders Equity for the quarter that ended in Jan. 2026 was 円1,071 Mil. JAIC Co's debt to equity for the quarter that ended in Jan. 2026 was 1.11.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for JAIC Co's Debt-to-Equity or its related term are showing as below:

TSE:7073' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.54   Med: 1.12   Max: 4.85
Current: 1.2

During the past 9 years, the highest Debt-to-Equity Ratio of JAIC Co was 4.85. The lowest was 0.54. And the median was 1.12.

TSE:7073's Debt-to-Equity is ranked worse than
83.11% of 225 companies
in the Education industry
Industry Median: 0.27 vs TSE:7073: 1.20

JAIC Co  (TSE:7073) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


JAIC Co Debt-to-Equity Related Terms


JAIC Co Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for JAIC Co's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

JAIC Co Debt-to-Equity Chart

JAIC Co Annual Data
Trend Jan18 Jan19 Jan20 Jan21 Jan22 Jan23 Jan24 Jan25 Jan26
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only 0.96 1.39 1.04 1.08 1.12

JAIC Co Quarterly Data
Apr21 Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.11 1.37 1.21 1.12 1.20

TSE:7073 vs EDU, TAL, LAUR: Debt-to-Equity Comparison

For the Education & Training Services subindustry, JAIC Co's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


JAIC Co Debt-to-Equity vs Education Industry

For the Education industry and Consumer Defensive sector, JAIC Co's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where JAIC Co's Debt-to-Equity falls into.


TSE:7073
79GF Score
JAIC Co Ltd TSE:7073
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

JAIC Co Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

JAIC Co's Debt to Equity Ratio for the fiscal year that ended in Jan. 2026 is calculated as

JAIC Co's Debt to Equity Ratio for the quarter that ended in Jan. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 1.12 mean?
JAIC Co (TSE:7073) has a Debt-to-Equity of 1.12 as of Jan. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on JAIC Co and its competitors. This is near median its historical median of 1.12. Over the past decade, JAIC Co's Debt-to-Equity has ranged from 0.54 to 4.85. According to the industry distribution chart, JAIC Co ranks #187 out of 225 companies in the Education industry, placing it in the top 83.1%.
Is JAIC Co's Debt-to-Equity too high?
JAIC Co's current Debt-to-Equity of 1.12 is near median its 10-year median of 1.12. Over the past 10 years, this metric has ranged from a low of 0.54 to a high of 4.85. The Education industry median Debt-to-Equity is 0.27. JAIC Co's value of 1.12 is 314.8% above this industry median. Based on the distribution chart, JAIC Co ranks #187 out of 225 companies in the Education industry, which is in the bottom quartile relative to peers. Overall, JAIC Co has a GF Score™ of 79/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does JAIC Co's Debt-to-Equity compare to EDU and TAL?
According to the Education industry distribution chart, JAIC Co ranks #187 out of 225 companies for Debt-to-Equity. This places JAIC Co in the lower half of its industry. The industry median Debt-to-Equity is 0.27. JAIC Co's value of 1.12 is 314.8% above this benchmark. Historically, JAIC Co's own Debt-to-Equity has ranged from 0.54 to 4.85 over the past decade. While the company's 10-year median is 1.12 vs. the industry median of 0.27, JAIC Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for an Education company?
The median Debt-to-Equity among Education companies is 0.27, based on 225 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. JAIC Co's current Debt-to-Equity of 1.12 is 314.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on JAIC Co and its competitors. For the Education industry, the median Debt-to-Equity is 0.27 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. JAIC Co's current Debt-to-Equity is 1.12, which is near median its own 10-year median of 1.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is JAIC Co stock overvalued right now?
Based on GuruFocus' analysis, JAIC Co (TSE:7073) is currently considered Modestly Undervalued. The stock's GF Value™ is 円2,717.24, compared to a current price of 円2,353.00 — trading 13.4% below its estimated fair value. The current Debt-to-Equity is 1.12, which is near median its 10-year median of 1.12 and 314.8% above the Education industry median of 0.27. JAIC Co's overall GF Score™ is 79/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For JAIC Co (TSE:7073), the current Debt-to-Equity is 1.12 as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is JAIC Co (TSE:7073) Overvalued in 2026?

Based on GuruFocus' analysis, JAIC Co stock appears to be undervalued. The current stock price of 円2,353.00 is trading 13.4% below its estimated GF Value™ of 円2,717.24. GuruFocus considers JAIC Co to be Modestly Undervalued.

Key valuation signals for TSE:7073:

  • Debt-to-Equity: 1.12 (near median its 10-year median of 1.12)
  • GF Value™: 円2,717.24 vs. price of 円2,353.00 (13.4% below fair value)
  • GF Score™: 79/100 with 4 warning signs
  • Industry Position: 314.8% above the Education median (#187 of 225)

No single metric tells the full story. See the TSE:7073 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


JAIC Co Business Description

Address Jimbocho 101 Building, 1-101 Jimbocho, 7th floor, Kanda, Chiyoda-ku, Tokyo, JPN, 101-0051
JAIC Co Ltd is engaged in providing integrated education recruitment consulting services. It is involved in various educational seminars, business, employee education, teaching material development and sales business, university support service, and others. The group has a single segment, the college business.
79GF Score

Get the complete analysis for TSE:7073

Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円2,353.00
Price
円2,717.24
GF Value