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Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. JAIC Co's
Operating Income
for the
three
months ended in Jan. 2026 was 円-23 Mil. JAIC Co's Interest Expense for the
three
months ended in Jan. 2026 was 円-4 Mil.
did not have earnings to cover the interest expense.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for JAIC Co's Interest Coverage or its related term are showing as below:
TSE:7073'
s Interest Coverage Range Over the Past 10 Years
Min: 6.17 Med: 19.3 Max: 36.66
Current: 11.75
TSE:7073's Interest Coverage is ranked better than 50% of 190
companies
in the Education industry
Industry Median: 11.57
vs TSE:7073: 11.75
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
JAIC Co Interest Coverage Related Terms
JAIC Co Interest Coverage Historical Data
* Premium members only.
The historical data trend for JAIC Co's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
TSE:7073 vs EDU, TAL, LAUR: Interest Coverage Comparison
For the Education & Training Services subindustry, JAIC Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
JAIC Co Interest Coverage vs Education Industry
For the Education industry and Consumer Defensive sector, JAIC Co's Interest Coverage distribution charts can be found below:
* The bar in red indicates where JAIC Co's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
JAIC Co did not have earnings to cover the interest expense.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Interest Coverage of 0 (At Loss) mean?
JAIC Co (TSE:7073) has a Interest Coverage of 0 (At Loss) as of Jan. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on JAIC Co and its competitors. Over the past decade, JAIC Co's Interest Coverage has ranged from 6.17 to 36.66. According to the industry distribution chart, JAIC Co ranks #95 out of 190 companies in the Education industry, placing it in the top 50%.
Is JAIC Co's Interest Coverage too high?
JAIC Co's current Interest Coverage is 0 (At Loss). Over the past 10 years, this metric has ranged from a low of 6.17 to a high of 36.66. Based on the distribution chart, JAIC Co ranks #95 out of 190 companies in the Education industry, which is above the industry midpoint. Overall, JAIC Co has a GF Score™ of 79/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does JAIC Co's Interest Coverage compare to EDU and TAL?
According to the Education industry distribution chart, JAIC Co ranks #95 out of 190 companies for Interest Coverage. This puts JAIC Co in the upper half of its industry. The industry median Interest Coverage is 11.57. Historically, JAIC Co's own Interest Coverage has ranged from 6.17 to 36.66 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Education company?
The median Interest Coverage among Education companies is 11.57, based on 190 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on JAIC Co and its competitors. For the Education industry, the median Interest Coverage is 11.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. JAIC Co's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is JAIC Co stock overvalued right now?
Based on GuruFocus' analysis, JAIC Co (TSE:7073) is currently considered Modestly Undervalued. The stock's GF Value™ is 円2,714.01, compared to a current price of 円2,396.00 — trading 11.7% below its estimated fair value. The current Interest Coverage is 0 (At Loss). JAIC Co's overall GF Score™ is 79/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For JAIC Co (TSE:7073), the current Interest Coverage is 0 (At Loss) as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is JAIC Co (TSE:7073) Overvalued in 2026?
Based on GuruFocus' analysis, JAIC Co stock appears to be undervalued.
The current stock price of 円2,396.00 is trading 11.7% below its estimated GF Value™ of 円2,714.01.
GuruFocus considers JAIC Co to be Modestly Undervalued.
Key valuation signals for TSE:7073:
Interest Coverage: 0 (At Loss)
GF Value™: 円2,714.01 vs. price of 円2,396.00 (11.7% below fair value)
No single metric tells the full story. See the TSE:7073 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
JAIC Co Ltd is engaged in providing integrated education recruitment consulting services. It is involved in various educational seminars, business, employee education, teaching material development and sales business, university support service, and others. The group has a single segment, the college business.
79GF Score
Get the complete analysis for TSE:7073
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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