Musashino Bank (TSE:8336) Debt-to-Equity: 0.22 (As of Mar. 2026) — Near Median

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TSE:8336 Musashino Bank Ltd TSE:8336
47 GF Score
Price 円2,799.00
GF Value 円1,268.96
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Musashino Bank Debt-to-Equity?

Musashino Bank TSE:8336 -0.14% 47 Debt-to-Equity is 0.22 as of Mar. 2026, which is 4% below its 10-year median of 0.23. GuruFocus rates TSE:8336 with a GF Score™ of 47/100 and a GF Value™ of 円1,268.96 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,410 Banks companies, Musashino Bank ranks better than 73.05% on this metric.

Musashino Bank's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was 円0 Mil. Musashino Bank's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was 円62,062 Mil. Musashino Bank's Total Stockholders Equity for the quarter that ended in Mar. 2026 was 円280,438 Mil. Musashino Bank's debt to equity for the quarter that ended in Mar. 2026 was 0.22.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Musashino Bank's Debt-to-Equity or its related term are showing as below:

TSE:8336' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.17   Med: 0.23   Max: 1.59
Current: 0.25

During the past 13 years, the highest Debt-to-Equity Ratio of Musashino Bank was 1.59. The lowest was 0.17. And the median was 0.23.

TSE:8336's Debt-to-Equity is ranked better than
73.05% of 1410 companies
in the Banks industry
Industry Median: 0.58 vs TSE:8336: 0.25

Musashino Bank  (TSE:8336) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


Musashino Bank Debt-to-Equity Related Terms


Musashino Bank Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for Musashino Bank's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Musashino Bank Debt-to-Equity Chart

Musashino Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.59 0.53 0.22 0.24 0.22

Musashino Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.22 0.23 0.27 0.22 0.25

Musashino Bank Debt-to-Equity Competitor Comparison

For the Banks - Regional subindustry, Musashino Bank's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Musashino Bank Debt-to-Equity vs Banks Industry

For the Banks industry and Financial Services sector, Musashino Bank's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Musashino Bank's Debt-to-Equity falls into.


TSE:8336
47GF Score
Musashino Bank Ltd TSE:8336
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Musashino Bank Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Musashino Bank's Debt to Equity Ratio for the fiscal year that ended in Mar. 2026 is calculated as

Musashino Bank's Debt to Equity Ratio for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 0.22 mean?
Musashino Bank (TSE:8336) has a Debt-to-Equity of 0.22 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Musashino Bank and its competitors. This is near median its historical median of 0.23. Over the past decade, Musashino Bank's Debt-to-Equity has ranged from 0.17 to 1.59. According to the industry distribution chart, Musashino Bank ranks #380 out of 1410 companies in the Banks industry, placing it in the top 27%.
Is Musashino Bank's Debt-to-Equity too high?
Musashino Bank's current Debt-to-Equity of 0.22 is near median its 10-year median of 0.23. Over the past 10 years, this metric has ranged from a low of 0.17 to a high of 1.59. The Banks industry median Debt-to-Equity is 0.58. Musashino Bank's value of 0.22 is 62.1% below this industry median. Based on the distribution chart, Musashino Bank ranks #380 out of 1410 companies in the Banks industry, which is above the industry midpoint. Overall, Musashino Bank has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Musashino Bank's Debt-to-Equity compare to competitors?
According to the Banks industry distribution chart, Musashino Bank ranks #380 out of 1410 companies for Debt-to-Equity. This puts Musashino Bank in the upper half of its industry. The industry median Debt-to-Equity is 0.58. Musashino Bank's value of 0.22 is 62.1% below this benchmark. Historically, Musashino Bank's own Debt-to-Equity has ranged from 0.17 to 1.59 over the past decade. While the company's 10-year median is 0.23 vs. the industry median of 0.58, Musashino Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,410 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Musashino Bank's current Debt-to-Equity of 0.22 is 62.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Musashino Bank and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Musashino Bank's current Debt-to-Equity is 0.22, which is near median its own 10-year median of 0.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Musashino Bank stock overvalued right now?
Based on GuruFocus' analysis, Musashino Bank (TSE:8336) is currently considered Significantly Overvalued. The stock's GF Value™ is 円1,268.96, compared to a current price of 円2,799.00 — trading 120.6% above its estimated fair value. The current Debt-to-Equity is 0.22, which is near median its 10-year median of 0.23 and 62.1% below the Banks industry median of 0.58. Musashino Bank's overall GF Score™ is 47/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Musashino Bank (TSE:8336), the current Debt-to-Equity is 0.22 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Musashino Bank (TSE:8336) Overvalued in 2026?

Based on GuruFocus' analysis, Musashino Bank stock appears to be overvalued. The current stock price of 円2,799.00 is trading 120.6% above its estimated GF Value™ of 円1,268.96. GuruFocus considers Musashino Bank to be Significantly Overvalued.

Key valuation signals for TSE:8336:

  • Debt-to-Equity: 0.22 (near median its 10-year median of 0.23)
  • GF Value™: 円1,268.96 vs. price of 円2,799.00 (120.6% above fair value)
  • GF Score™: 47/100 with 6 warning signs
  • Industry Position: 62.1% below the Banks median (#380 of 1410)

No single metric tells the full story. See the TSE:8336 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Musashino Bank Business Description

Address 333-13, OLS Building, Sakuragi-cho 4-chome, Omiya-ku, Saitama, JPN, 330-0854
Musashino Bank Ltd provides banking products and financial services to its customers in Japan and internationally. The bank is headquartered in Japan and generates the majority of revenue domestically. There are three major segments of the bank's operations, with banking contributing the largest portion of revenue, followed by leasing and finally credit guarantee. Products and services include deposits, loans, investment securities, domestic and foreign exchange, leasing, credit cards, debt guarantee, Internet banking, and ATM services. The bank also develops and sells computer systems and provides management support for local companies.
47GF Score

Get the complete analysis for TSE:8336

Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円2,799.00
Price
円1,268.96
GF Value