Musashino Bank (TSE:8336) Net Debt Paydown Yield % : 1.79% (As of Sep. 08, 2026) — 142% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSE:8336 Musashino Bank Ltd TSE:8336
47 GF Score
Price 円2,829.00
GF Value 円1,268.16
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Musashino Bank Net Debt Paydown Yield %?

Musashino Bank TSE:8336 -0.18% 47 Net Debt Paydown Yield % is 1.79% as of Sep. 08, 2026, which is 142% above its 10-year median of 0.74. GuruFocus rates TSE:8336 with a GF Score™ of 47/100 and a GF Value™ of 円1,268.16 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,411 Banks companies, Musashino Bank ranks better than 69.31% on this metric.

Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt. As of today, Musashino Bank's Net Debt Paydown Yield % was 1.79%.


Musashino Bank  (TSE:8336) Net Debt Paydown Yield % Explanation

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.

In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.

We calculating the TTM average debt by adding up the total debt, calculated by the sum of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation, in the trailing twelve months(TTM) divided by the counts of the total debt, accoring to the company's report frequency.


Musashino Bank Net Debt Paydown Yield % Related Terms


Musashino Bank Net Debt Paydown Yield % Historical Data

* Premium members only.

The historical data trend for Musashino Bank's Net Debt Paydown Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Musashino Bank Net Debt Paydown Yield % Chart

Musashino Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Net Debt Paydown Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -241.76 304.90 105.94 -5.42 2.39

Musashino Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Net Debt Paydown Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.31 2.25 2.32 2.39 0.00

Musashino Bank Net Debt Paydown Yield % Competitor Comparison

For the Banks - Regional subindustry, Musashino Bank's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Musashino Bank Net Debt Paydown Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Musashino Bank's Net Debt Paydown Yield % distribution charts can be found below:

* The bar in red indicates where Musashino Bank's Net Debt Paydown Yield % falls into.


TSE:8336
47GF Score
Musashino Bank Ltd TSE:8336
Net Debt Paydown Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Musashino Bank Net Debt Paydown Yield % Calculation

Musashino Bank's Net Debt Paydown Yield % for the quarter that ended in Mar. 2026 is calculated as:

Net Debt Paydown Yield %
=( TTM Average Debt   (1-Year Ago))-TTM Average Debt )/Market Cap
=( 65146.5-67225.75 )/206014.949
=-1.01 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

What does a Net Debt Paydown Yield % of 1.79% mean?
Musashino Bank (TSE:8336) has a Net Debt Paydown Yield % of 1.79% as of Sep. 08, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Musashino Bank and its competitors. This is 142% above median its historical median of 0.74. According to the industry distribution chart, Musashino Bank ranks #433 out of 1411 companies in the Banks industry, placing it in the top 30.7%.
Is Musashino Bank's Net Debt Paydown Yield % too high?
Musashino Bank's current Net Debt Paydown Yield % of 1.79% is 142% above median its 10-year median of 0.74. Based on the distribution chart, Musashino Bank ranks #433 out of 1411 companies in the Banks industry, which is above the industry midpoint. Overall, Musashino Bank has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Musashino Bank's Net Debt Paydown Yield % compare to competitors?
According to the Banks industry distribution chart, Musashino Bank ranks #433 out of 1411 companies for Net Debt Paydown Yield %. This puts Musashino Bank in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for a Banks company?
A good Net Debt Paydown Yield % depends on the Banks industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Musashino Bank and its competitors. Musashino Bank's current Net Debt Paydown Yield % is 1.79%, which is 142% above median its own 10-year median of 0.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Musashino Bank stock overvalued right now?
Based on GuruFocus' analysis, Musashino Bank (TSE:8336) is currently considered Significantly Overvalued. The stock's GF Value™ is 円1,268.16, compared to a current price of 円2,829.00 — trading 123.1% above its estimated fair value. The current Net Debt Paydown Yield % is 1.79%, which is 142% above median its 10-year median of 0.74. Musashino Bank's overall GF Score™ is 47/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For Musashino Bank (TSE:8336), the current Net Debt Paydown Yield % is 1.79% as of Sep. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Musashino Bank (TSE:8336) Overvalued in 2026?

Based on GuruFocus' analysis, Musashino Bank stock appears to be overvalued. The current stock price of 円2,829.00 is trading 123.1% above its estimated GF Value™ of 円1,268.16. GuruFocus considers Musashino Bank to be Significantly Overvalued.

Key valuation signals for TSE:8336:

  • Net Debt Paydown Yield %: 1.79% (142% above median its 10-year median of 0.74)
  • GF Value™: 円1,268.16 vs. price of 円2,829.00 (123.1% above fair value)
  • GF Score™: 47/100 with 6 warning signs

No single metric tells the full story. See the TSE:8336 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Musashino Bank Business Description

Address 333-13, OLS Building, Sakuragi-cho 4-chome, Omiya-ku, Saitama, JPN, 330-0854
Musashino Bank Ltd provides banking products and financial services to its customers in Japan and internationally. The bank is headquartered in Japan and generates the majority of revenue domestically. There are three major segments of the bank's operations, with banking contributing the largest portion of revenue, followed by leasing and finally credit guarantee. Products and services include deposits, loans, investment securities, domestic and foreign exchange, leasing, credit cards, debt guarantee, Internet banking, and ATM services. The bank also develops and sells computer systems and provides management support for local companies.
47GF Score

Get the complete analysis for TSE:8336

Net Debt Paydown Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円2,829.00
Price
円1,268.16
GF Value