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Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Musashino Bank's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was 円15,740 Mil. Musashino Bank's average total debt for the quarter that ended in Mar. 2026 was 円68,143 Mil. Therefore, Musashino Bank's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 23.10%.
Musashino Bank (TSE:8336) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
Musashino Bank Effective Interest Rate on Debt % Related Terms
Musashino Bank Effective Interest Rate on Debt % Historical Data
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The historical data trend for Musashino Bank's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Musashino Bank Effective Interest Rate on Debt % Chart
Musashino Bank Effective Interest Rate on Debt % Competitor Comparison
For the Banks - Regional subindustry, Musashino Bank's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Musashino Bank Effective Interest Rate on Debt % vs Banks Industry
For the Banks industry and Financial Services sector, Musashino Bank's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where Musashino Bank's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 23.10% mean?
Musashino Bank (TSE:8336) has a Effective Interest Rate on Debt % of 23.10% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Musashino Bank and its competitors.
Is Musashino Bank's Effective Interest Rate on Debt % too high?
Musashino Bank's current Effective Interest Rate on Debt % is 23.10%. Overall, Musashino Bank has a GF Score™ of 50/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Musashino Bank's Effective Interest Rate on Debt % compare to competitors?
Musashino Bank's Effective Interest Rate on Debt % of 23.10% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Banks company?
A good Effective Interest Rate on Debt % depends on the Banks industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Musashino Bank and its competitors. Musashino Bank's current Effective Interest Rate on Debt % is 23.10%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Musashino Bank stock overvalued right now?
Based on GuruFocus' analysis, Musashino Bank (TSE:8336) is currently considered Significantly Overvalued. The stock's GF Value™ is 円1,262.17, compared to a current price of 円2,654.00 — trading 110.3% above its estimated fair value. The current Effective Interest Rate on Debt % is 23.10%. Musashino Bank's overall GF Score™ is 50/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Musashino Bank (TSE:8336), the current Effective Interest Rate on Debt % is 23.10% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Musashino Bank (TSE:8336) Overvalued in 2026?
Based on GuruFocus' analysis, Musashino Bank stock appears to be overvalued.
The current stock price of 円2,654.00 is trading 110.3% above its estimated GF Value™ of 円1,262.17.
GuruFocus considers Musashino Bank to be Significantly Overvalued.
Key valuation signals for TSE:8336:
Effective Interest Rate on Debt %: 23.10%
GF Value™: 円1,262.17 vs. price of 円2,654.00 (110.3% above fair value)
No single metric tells the full story. See the TSE:8336 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Musashino Bank Ltd provides banking products and financial services to its customers in Japan and internationally. The bank is headquartered in Japan and generates the majority of revenue domestically. There are three major segments of the bank's operations, with banking contributing the largest portion of revenue, followed by leasing and finally credit guarantee. Products and services include deposits, loans, investment securities, domestic and foreign exchange, leasing, credit cards, debt guarantee, Internet banking, and ATM services. The bank also develops and sells computer systems and provides management support for local companies.
50GF Score
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