Musashino Bank (TSE:8336) Pretax Margin %: 18.40% (As of Mar. 2026) — 10% Below Median


TSE:8336 Musashino Bank Ltd TSE:8336
47 GF Score
Price 円2,584.00
GF Value 円1,254.98
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Musashino Bank Pretax Margin %?

Musashino Bank TSE:8336 +0.62% 47 Pretax Margin % is 18.40% as of Mar. 2026, which is 10% below its 10-year median of 20.55. GuruFocus rates TSE:8336 with a GF Score™ of 47/100 and a GF Value™ of 円1,254.98 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,528 Banks companies, Musashino Bank ranks worse than 71.47% on this metric.

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Musashino Bank's Pre-Tax Income for the three months ended in Mar. 2026 was 円4,507 Mil. Musashino Bank's Revenue for the three months ended in Mar. 2026 was 円24,491 Mil. Therefore, Musashino Bank's pretax margin for the quarter that ended in Mar. 2026 was 18.40%.

The historical rank and industry rank for Musashino Bank's Pretax Margin % or its related term are showing as below:

TSE:8336' s Pretax Margin % Range Over the Past 10 Years
Min: 14.19   Med: 20.55   Max: 26.04
Current: 26.04


TSE:8336's Pretax Margin % is ranked worse than
71.47% of 1528 companies
in the Banks industry
Industry Median: 34.715 vs TSE:8336: 26.04

Musashino Bank  (TSE:8336) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


Musashino Bank Pretax Margin % Related Terms


Musashino Bank Pretax Margin % Historical Data

* Premium members only.

The historical data trend for Musashino Bank's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Musashino Bank Pretax Margin % Chart

Musashino Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Pretax Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 20.30 20.80 22.36 24.84 26.04

Musashino Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 21.99 28.57 28.66 29.71 18.40

Musashino Bank Pretax Margin % Competitor Comparison

For the Banks - Regional subindustry, Musashino Bank's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Musashino Bank Pretax Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Musashino Bank's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where Musashino Bank's Pretax Margin % falls into.


TSE:8336
47GF Score
Musashino Bank Ltd TSE:8336
Pretax Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Musashino Bank Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

Musashino Bank's Pretax Margin for the fiscal year that ended in Mar. 2026 is calculated as

Pretax Margin=Pre-Tax Income (A: Mar. 2026 )/Revenue (A: Mar. 2026 )
=22798/87558
=26.04 %

Musashino Bank's Pretax Margin for the quarter that ended in Mar. 2026 is calculated as

Pretax Margin=Pre-Tax Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=4507/24491
=18.40 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pretax Margin % →
What does a Pretax Margin % of 18.40% mean?
Musashino Bank (TSE:8336) has a Pretax Margin % of 18.40% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Musashino Bank and its competitors. This is 10% below median its historical median of 20.55. Over the past decade, Musashino Bank's Pretax Margin % has ranged from 14.19 to 26.04. According to the industry distribution chart, Musashino Bank ranks #1092 out of 1528 companies in the Banks industry, placing it in the top 71.5%.
Is Musashino Bank's Pretax Margin % too high?
Musashino Bank's current Pretax Margin % of 18.40% is 10% below median its 10-year median of 20.55. Over the past 10 years, this metric has ranged from a low of 14.19 to a high of 26.04. The Banks industry median Pretax Margin % is 34.72. Musashino Bank's value of 18.40% is 47% below this industry median. Based on the distribution chart, Musashino Bank ranks #1092 out of 1528 companies in the Banks industry, which is below the industry midpoint. Overall, Musashino Bank has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Musashino Bank's Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, Musashino Bank ranks #1092 out of 1528 companies for Pretax Margin %. This places Musashino Bank in the lower half of its industry. The industry median Pretax Margin % is 34.72. Musashino Bank's value of 18.40% is 47% below this benchmark. Historically, Musashino Bank's own Pretax Margin % has ranged from 14.19 to 26.04 over the past decade. While the company's 10-year median is 20.55 vs. the industry median of 34.72, Musashino Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.72, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Musashino Bank's current Pretax Margin % of 18.40% is 47% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Musashino Bank and its competitors. For the Banks industry, the median Pretax Margin % is 34.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Musashino Bank's current Pretax Margin % is 18.40%, which is 10% below median its own 10-year median of 20.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Musashino Bank stock overvalued right now?
Based on GuruFocus' analysis, Musashino Bank (TSE:8336) is currently considered Significantly Overvalued. The stock's GF Value™ is 円1,254.98, compared to a current price of 円2,584.00 — trading 105.9% above its estimated fair value. The current Pretax Margin % is 18.40%, which is 10% below median its 10-year median of 20.55 and 47% below the Banks industry median of 34.72. Musashino Bank's overall GF Score™ is 47/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Musashino Bank (TSE:8336), the current Pretax Margin % is 18.40% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Musashino Bank (TSE:8336) Overvalued in 2026?

Based on GuruFocus' analysis, Musashino Bank stock appears to be overvalued. The current stock price of 円2,584.00 is trading 105.9% above its estimated GF Value™ of 円1,254.98. GuruFocus considers Musashino Bank to be Significantly Overvalued.

Key valuation signals for TSE:8336:

  • Pretax Margin %: 18.40% (10% below median its 10-year median of 20.55)
  • GF Value™: 円1,254.98 vs. price of 円2,584.00 (105.9% above fair value)
  • GF Score™: 47/100 with 6 warning signs
  • Industry Position: 47% below the Banks median (#1092 of 1528)

No single metric tells the full story. See the TSE:8336 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Musashino Bank Business Description

Address 333-13, OLS Building, Sakuragi-cho 4-chome, Omiya-ku, Saitama, JPN, 330-0854
Musashino Bank Ltd provides banking products and financial services to its customers in Japan and internationally. The bank is headquartered in Japan and generates the majority of revenue domestically. There are three major segments of the bank's operations, with banking contributing the largest portion of revenue, followed by leasing and finally credit guarantee. Products and services include deposits, loans, investment securities, domestic and foreign exchange, leasing, credit cards, debt guarantee, Internet banking, and ATM services. The bank also develops and sells computer systems and provides management support for local companies.
47GF Score

Get the complete analysis for TSE:8336

Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円2,584.00
Price
円1,254.98
GF Value