Musashino BankTSE:8336 +2.23%47 Net Margin % is 10.65% as of Mar. 2026, which is 28% below its 10-year median of 14.79. GuruFocus rates TSE:8336 with a GF Score™ of 47/100 and a GF Value™ of 円1,253.38 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,527 Banks companies, Musashino Bank ranks worse than 76.03% on this metric.
Net margin is calculated as Net Income divided by its Revenue. Musashino Bank's Net Income for the
three
months ended in Mar. 2026 was 円2,608 Mil. Musashino Bank's Revenue for the
three
months ended in Mar. 2026 was 円24,491 Mil. Therefore, Musashino Bank's net margin for the quarter that ended in Mar. 2026 was 10.65%.
The historical rank and industry rank for Musashino Bank's Net Margin % or its related term are showing as below:
TSE:8336'
s Net Margin % Range Over the Past 10 Years
Min: 7.5 Med: 14.79 Max: 18.06
Current: 17.6
TSE:8336's Net Margin % is ranked worse than 76.03% of 1527
companies
in the Banks industry
Industry Median: 26.95
vs TSE:8336: 17.60
Musashino Bank (TSE:8336) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Musashino Bank Net Margin % Related Terms
Musashino Bank Net Margin % Historical Data
* Premium members only.
The historical data trend for Musashino Bank's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Musashino Bank's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Musashino Bank Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Musashino Bank's Net Margin % distribution charts can be found below:
* The bar in red indicates where Musashino Bank's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Musashino Bank (TSE:8336) has a Net Margin % of 10.65% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Musashino Bank and its competitors. This is 28% below median its historical median of 14.79. Over the past decade, Musashino Bank's Net Margin % has ranged from 7.50 to 18.06. According to the industry distribution chart, Musashino Bank ranks #1161 out of 1527 companies in the Banks industry, placing it in the top 76%.
Is Musashino Bank's Net Margin % too high?
Musashino Bank's current Net Margin % of 10.65% is 28% below median its 10-year median of 14.79. Over the past 10 years, this metric has ranged from a low of 7.50 to a high of 18.06. The Banks industry median Net Margin % is 26.95. Musashino Bank's value of 10.65% is 60.5% below this industry median. Based on the distribution chart, Musashino Bank ranks #1161 out of 1527 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Musashino Bank has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Musashino Bank's Net Margin % compare to competitors?
According to the Banks industry distribution chart, Musashino Bank ranks #1161 out of 1527 companies for Net Margin %. This places Musashino Bank in the lower half of its industry. The industry median Net Margin % is 26.95. Musashino Bank's value of 10.65% is 60.5% below this benchmark. Historically, Musashino Bank's own Net Margin % has ranged from 7.50 to 18.06 over the past decade. While the company's 10-year median is 14.79 vs. the industry median of 26.95, Musashino Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Musashino Bank's current Net Margin % of 10.65% is 60.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Musashino Bank and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Musashino Bank's current Net Margin % is 10.65%, which is 28% below median its own 10-year median of 14.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Musashino Bank stock overvalued right now?
Based on GuruFocus' analysis, Musashino Bank (TSE:8336) is currently considered Significantly Overvalued. The stock's GF Value™ is 円1,253.38, compared to a current price of 円2,519.00 — trading 101% above its estimated fair value. The current Net Margin % is 10.65%, which is 28% below median its 10-year median of 14.79 and 60.5% below the Banks industry median of 26.95. Musashino Bank's overall GF Score™ is 47/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Musashino Bank (TSE:8336), the current Net Margin % is 10.65% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Musashino Bank (TSE:8336) Overvalued in 2026?
Based on GuruFocus' analysis, Musashino Bank stock appears to be overvalued.
The current stock price of 円2,519.00 is trading 101% above its estimated GF Value™ of 円1,253.38.
GuruFocus considers Musashino Bank to be Significantly Overvalued.
Key valuation signals for TSE:8336:
Net Margin %: 10.65% (28% below median its 10-year median of 14.79)
GF Value™: 円1,253.38 vs. price of 円2,519.00 (101% above fair value)
Industry Position: 60.5% below the Banks median (#1161 of 1527)
No single metric tells the full story. See the TSE:8336 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Musashino Bank Ltd provides banking products and financial services to its customers in Japan and internationally. The bank is headquartered in Japan and generates the majority of revenue domestically. There are three major segments of the bank's operations, with banking contributing the largest portion of revenue, followed by leasing and finally credit guarantee. Products and services include deposits, loans, investment securities, domestic and foreign exchange, leasing, credit cards, debt guarantee, Internet banking, and ATM services. The bank also develops and sells computer systems and provides management support for local companies.
47GF Score
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