Musashino Bank (TSE:8336) PB Ratio: 0.96 (As of Jul. 24, 2026) — 174% Above Median

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TSE:8336 Musashino Bank Ltd TSE:8336
47 GF Score
Price 円2,722.00
GF Value 円1,258.97
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Musashino Bank PB Ratio?

Musashino Bank TSE:8336 +1.38% 47 PB Ratio is 0.96 as of Jul. 24, 2026, which is 174% above its 10-year median of 0.35. GuruFocus rates TSE:8336 with a GF Score™ of 47/100 and a GF Value™ of 円1,258.97 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,511 Banks companies, Musashino Bank ranks better than 63.34% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-24), Musashino Bank's share price is 円2722.00. Musashino Bank's Book Value per Share for the quarter that ended in Mar. 2026 was 円2,835.49. Hence, Musashino Bank's PB Ratio of today is 0.96.

Warning Sign:

Musashino Bank Ltd stock PB Ratio (=0.89) is close to 10-year high of 0.92.

The historical rank and industry rank for Musashino Bank's PB Ratio or its related term are showing as below:

TSE:8336' s PB Ratio Range Over the Past 10 Years
Min: 0.15   Med: 0.35   Max: 0.96
Current: 0.96

During the past 13 years, Musashino Bank's highest PB Ratio was 0.96. The lowest was 0.15. And the median was 0.35.

TSE:8336's PB Ratio is ranked better than
63.34% of 1511 companies
in the Banks industry
Industry Median: 1.11 vs TSE:8336: 0.96

During the past 12 months, Musashino Bank's average Book Value Per Share Growth Rate was 5.00% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 4.00% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 2.90% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 2.10% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Musashino Bank was 10.00% per year. The lowest was -1.70% per year. And the median was 2.70% per year.

Back to Basics: PB Ratio


Musashino Bank  (TSE:8336) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Musashino Bank PB Ratio Related Terms


Musashino Bank PB Ratio Historical Data

* Premium members only.

The historical data trend for Musashino Bank's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Musashino Bank PB Ratio Chart

Musashino Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.24 0.29 0.35 0.40 0.73

Musashino Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.40 0.39 0.48 0.58 0.73

Musashino Bank PB Ratio Competitor Comparison

For the Banks - Regional subindustry, Musashino Bank's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Musashino Bank PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Musashino Bank's PB Ratio distribution charts can be found below:

* The bar in red indicates where Musashino Bank's PB Ratio falls into.


TSE:8336
47GF Score
Musashino Bank Ltd TSE:8336
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Musashino Bank PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Musashino Bank's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2026)
=2722.00/2835.485
=0.96

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 0.96 mean?
Musashino Bank (TSE:8336) has a PB Ratio of 0.96 as of Jul. 24, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Musashino Bank and its competitors. This is 174% above median its historical median of 0.35. Over the past decade, Musashino Bank's PB Ratio has ranged from 0.15 to 0.96. According to the industry distribution chart, Musashino Bank ranks #554 out of 1511 companies in the Banks industry, placing it in the top 36.7%.
Is Musashino Bank's PB Ratio too high?
Musashino Bank's current PB Ratio of 0.96 is 174% above median its 10-year median of 0.35. Over the past 10 years, this metric has ranged from a low of 0.15 to a high of 0.96. The Banks industry median PB Ratio is 1.11. Musashino Bank's value of 0.96 is 13.5% below this industry median. Based on the distribution chart, Musashino Bank ranks #554 out of 1511 companies in the Banks industry, which is above the industry midpoint. Overall, Musashino Bank has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Musashino Bank's PB Ratio compare to competitors?
According to the Banks industry distribution chart, Musashino Bank ranks #554 out of 1511 companies for PB Ratio. This puts Musashino Bank in the upper half of its industry. The industry median PB Ratio is 1.11. Musashino Bank's value of 0.96 is 13.5% below this benchmark. Historically, Musashino Bank's own PB Ratio has ranged from 0.15 to 0.96 over the past decade. While the company's 10-year median is 0.35 vs. the industry median of 1.11, Musashino Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.11, based on 1,511 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Musashino Bank's current PB Ratio of 0.96 is 13.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Musashino Bank and its competitors. For the Banks industry, the median PB Ratio is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Musashino Bank's current PB Ratio is 0.96, which is 174% above median its own 10-year median of 0.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Musashino Bank stock overvalued right now?
Based on GuruFocus' analysis, Musashino Bank (TSE:8336) is currently considered Significantly Overvalued. The stock's GF Value™ is 円1,258.97, compared to a current price of 円2,722.00 — trading 116.2% above its estimated fair value. The current PB Ratio is 0.96, which is 174% above median its 10-year median of 0.35 and 13.5% below the Banks industry median of 1.11. Musashino Bank's overall GF Score™ is 47/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Musashino Bank (TSE:8336), the current PB Ratio is 0.96 as of Jul. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Musashino Bank (TSE:8336) Overvalued in 2026?

Based on GuruFocus' analysis, Musashino Bank stock appears to be overvalued. The current stock price of 円2,722.00 is trading 116.2% above its estimated GF Value™ of 円1,258.97. GuruFocus considers Musashino Bank to be Significantly Overvalued.

Key valuation signals for TSE:8336:

  • PB Ratio: 0.96 (174% above median its 10-year median of 0.35)
  • GF Value™: 円1,258.97 vs. price of 円2,722.00 (116.2% above fair value)
  • GF Score™: 47/100 with 6 warning signs
  • Industry Position: 13.5% below the Banks median (#554 of 1511)

No single metric tells the full story. See the TSE:8336 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Musashino Bank Business Description

Address 333-13, OLS Building, Sakuragi-cho 4-chome, Omiya-ku, Saitama, JPN, 330-0854
Musashino Bank Ltd provides banking products and financial services to its customers in Japan and internationally. The bank is headquartered in Japan and generates the majority of revenue domestically. There are three major segments of the bank's operations, with banking contributing the largest portion of revenue, followed by leasing and finally credit guarantee. Products and services include deposits, loans, investment securities, domestic and foreign exchange, leasing, credit cards, debt guarantee, Internet banking, and ATM services. The bank also develops and sells computer systems and provides management support for local companies.
47GF Score

Get the complete analysis for TSE:8336

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円2,722.00
Price
円1,258.97
GF Value