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Daiichi Life GroupTSE:8750 +0.60%65 Debt-to-Equity is 0.32 as of Mar. 2026, which is 10% above its 10-year median of 0.29. GuruFocus rates TSE:8750 with a GF Score™ of 65/100 and a GF Value™ of 円945.38 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 404 Insurance companies, Daiichi Life Group ranks worse than 64.6% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Daiichi Life Group's Debt-to-Equity or its related term are showing as below:
TSE:8750'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.19 Med: 0.29 Max: 0.36
Current: 0.32
During the past 13 years, the highest Debt-to-Equity Ratio of Daiichi Life Group was 0.36. The lowest was 0.19. And the median was 0.29.
TSE:8750's Debt-to-Equity is ranked worse than 64.6% of 404
companies
in the Insurance industry
Industry Median: 0.21
vs TSE:8750: 0.32
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Daiichi Life Group Debt-to-Equity Related Terms
Daiichi Life Group Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Daiichi Life Group's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TSE:8750 vs AFL, MET, PRU: Debt-to-Equity Comparison
For the Insurance - Life subindustry, Daiichi Life Group's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Daiichi Life Group Debt-to-Equity vs Insurance Industry
For the Insurance industry and Financial Services sector, Daiichi Life Group's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Daiichi Life Group's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Daiichi Life Group (TSE:8750) has a Debt-to-Equity of 0.32 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Daiichi Life Group and its competitors. This is 10% above median its historical median of 0.29. Over the past decade, Daiichi Life Group's Debt-to-Equity has ranged from 0.19 to 0.36. According to the industry distribution chart, Daiichi Life Group ranks #261 out of 404 companies in the Insurance industry, placing it in the top 64.6%.
Is Daiichi Life Group's Debt-to-Equity too high?
Daiichi Life Group's current Debt-to-Equity of 0.32 is 10% above median its 10-year median of 0.29. Over the past 10 years, this metric has ranged from a low of 0.19 to a high of 0.36. The Insurance industry median Debt-to-Equity is 0.21. Daiichi Life Group's value of 0.32 is 52.4% above this industry median. Based on the distribution chart, Daiichi Life Group ranks #261 out of 404 companies in the Insurance industry, which is below the industry midpoint. Overall, Daiichi Life Group has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Daiichi Life Group's Debt-to-Equity compare to AFL and MET?
According to the Insurance industry distribution chart, Daiichi Life Group ranks #261 out of 404 companies for Debt-to-Equity. This places Daiichi Life Group in the lower half of its industry. The industry median Debt-to-Equity is 0.21. Daiichi Life Group's value of 0.32 is 52.4% above this benchmark. Historically, Daiichi Life Group's own Debt-to-Equity has ranged from 0.19 to 0.36 over the past decade. While the company's 10-year median is 0.29 vs. the industry median of 0.21, Daiichi Life Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for an Insurance company?
The median Debt-to-Equity among Insurance companies is 0.21, based on 404 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Daiichi Life Group's current Debt-to-Equity of 0.32 is 52.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Daiichi Life Group and its competitors. For the Insurance industry, the median Debt-to-Equity is 0.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Daiichi Life Group's current Debt-to-Equity is 0.32, which is 10% above median its own 10-year median of 0.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Daiichi Life Group stock overvalued right now?
Based on GuruFocus' analysis, Daiichi Life Group (TSE:8750) is currently considered Significantly Overvalued. The stock's GF Value™ is 円945.38, compared to a current price of 円1,932.50 — trading 104.4% above its estimated fair value. The current Debt-to-Equity is 0.32, which is 10% above median its 10-year median of 0.29 and 52.4% above the Insurance industry median of 0.21. Daiichi Life Group's overall GF Score™ is 65/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Daiichi Life Group (TSE:8750), the current Debt-to-Equity is 0.32 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Daiichi Life Group (TSE:8750) Overvalued in 2026?
Based on GuruFocus' analysis, Daiichi Life Group stock appears to be overvalued.
The current stock price of 円1,932.50 is trading 104.4% above its estimated GF Value™ of 円945.38.
GuruFocus considers Daiichi Life Group to be Significantly Overvalued.
Key valuation signals for TSE:8750:
Debt-to-Equity: 0.32 (10% above median its 10-year median of 0.29)
GF Value™: 円945.38 vs. price of 円1,932.50 (104.4% above fair value)
Industry Position: 52.4% above the Insurance median (#261 of 404)
No single metric tells the full story. See the TSE:8750 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Dai-ichi Life is Japan's second-largest life insurer (excluding the recently privatized Japan Post Insurance), commanding 11% of annualized net premiums. Unlike its largest domestic rivals—Nippon Life, Meiji Yasuda, and Sumitomo Life—which remain mutually owned by policyholders, Dai-ichi Life demutualized and listed on the Tokyo Stock Exchange in 2010. The group's profit profile is geographically diversified: The main domestic life business contributes roughly 75% of profits, the overseas life business contributes about 22%, and the noninsurance business contributes about 4% of total profits.
65GF Score
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