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Daiichi Life Group (TSE:8750) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
Daiichi Life Group Effective Interest Rate on Debt % Related Terms
Daiichi Life Group Effective Interest Rate on Debt % Historical Data
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The historical data trend for Daiichi Life Group's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Daiichi Life Group Effective Interest Rate on Debt % Chart
TSE:8750 vs AFL, MET, PRU: Effective Interest Rate on Debt % Comparison
For the Insurance - Life subindustry, Daiichi Life Group's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Daiichi Life Group Effective Interest Rate on Debt % vs Insurance Industry
For the Insurance industry and Financial Services sector, Daiichi Life Group's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where Daiichi Life Group's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 5.64% mean?
Daiichi Life Group (TSE:8750) has a Effective Interest Rate on Debt % of 5.64% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Daiichi Life Group and its competitors.
Is Daiichi Life Group's Effective Interest Rate on Debt % too high?
Daiichi Life Group's current Effective Interest Rate on Debt % is 5.64%. Overall, Daiichi Life Group has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Daiichi Life Group's Effective Interest Rate on Debt % compare to AFL and MET?
Daiichi Life Group's Effective Interest Rate on Debt % of 5.64% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Insurance company?
A good Effective Interest Rate on Debt % depends on the Insurance industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Daiichi Life Group and its competitors. Daiichi Life Group's current Effective Interest Rate on Debt % is 5.64%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Daiichi Life Group stock overvalued right now?
Based on GuruFocus' analysis, Daiichi Life Group (TSE:8750) is currently considered Significantly Overvalued. The stock's GF Value™ is 円1,165.16, compared to a current price of 円1,799.00 — trading 54.4% above its estimated fair value. The current Effective Interest Rate on Debt % is 5.64%. Daiichi Life Group's overall GF Score™ is 69/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Daiichi Life Group (TSE:8750), the current Effective Interest Rate on Debt % is 5.64% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Daiichi Life Group (TSE:8750) Overvalued in 2026?
Based on GuruFocus' analysis, Daiichi Life Group stock appears to be overvalued.
The current stock price of 円1,799.00 is trading 54.4% above its estimated GF Value™ of 円1,165.16.
GuruFocus considers Daiichi Life Group to be Significantly Overvalued.
Key valuation signals for TSE:8750:
Effective Interest Rate on Debt %: 5.64%
GF Value™: 円1,165.16 vs. price of 円1,799.00 (54.4% above fair value)
No single metric tells the full story. See the TSE:8750 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Dai-ichi Life is Japan's second-largest life insurer (excluding the recently privatized Japan Post Insurance), commanding 11% of annualized net premiums. Unlike its largest domestic rivals—Nippon Life, Meiji Yasuda, and Sumitomo Life—which remain mutually owned by policyholders, Dai-ichi Life demutualized and listed on the Tokyo Stock Exchange in 2010. The group's profit profile is geographically diversified: The main domestic life business contributes roughly 75% of profits, the overseas life business contributes about 22%, and the noninsurance business contributes about 4% of total profits.
69GF Score
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