Daiichi Life Group (TSE:8750) Cyclically Adjusted PB Ratio: 1.93 (As of Jul. 22, 2026) — 117% Above Median

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TSE:8750 Daiichi Life Group Inc TSE:8750
69 GF Score
Price 円1,877.50
GF Value 円1,165.72
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is Daiichi Life Group Cyclically Adjusted PB Ratio?

Daiichi Life Group TSE:8750 +4.36% 69 Cyclically Adjusted PB Ratio is 1.93 as of Jul. 22, 2026, which is 117% above its 10-year median of 0.89. GuruFocus rates TSE:8750 with a GF Score™ of 69/100 and a GF Value™ of 円1,165.72 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 415 Insurance companies, Daiichi Life Group ranks worse than 63.13% on this metric.

As of today (2026-07-22), Daiichi Life Group's current share price is 円1877.50. Daiichi Life Group's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was 円971.43. Daiichi Life Group's Cyclically Adjusted PB Ratio for today is 1.93.

The historical rank and industry rank for Daiichi Life Group's Cyclically Adjusted PB Ratio or its related term are showing as below:

TSE:8750' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.49   Med: 0.89   Max: 1.93
Current: 1.93

During the past years, Daiichi Life Group's highest Cyclically Adjusted PB Ratio was 1.93. The lowest was 0.49. And the median was 0.89.

TSE:8750's Cyclically Adjusted PB Ratio is ranked worse than
63.13% of 415 companies
in the Insurance industry
Industry Median: 1.38 vs TSE:8750: 1.93

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Daiichi Life Group's adjusted book value per share data for the three months ended in Mar. 2026 was 円1,181.413. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is 円971.43 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Daiichi Life Group  (TSE:8750) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Daiichi Life Group Cyclically Adjusted PB Ratio Related Terms


Daiichi Life Group Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Daiichi Life Group's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Daiichi Life Group Cyclically Adjusted PB Ratio Chart

Daiichi Life Group Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.84 0.75 1.11 1.22 1.46

Daiichi Life Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.22 1.17 1.23 1.35 1.46

TSE:8750 vs AFL, MET, PRU: Cyclically Adjusted PB Ratio Comparison

For the Insurance - Life subindustry, Daiichi Life Group's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Daiichi Life Group Cyclically Adjusted PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Daiichi Life Group's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Daiichi Life Group's Cyclically Adjusted PB Ratio falls into.


TSE:8750
69GF Score
Daiichi Life Group Inc TSE:8750
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Daiichi Life Group Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Daiichi Life Group's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=1877.50/971.43
=1.93

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Daiichi Life Group's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Daiichi Life Group's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book=Book Value per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=1181.413/112.7000*112.7000
=1,181.413

Current CPI (Mar. 2026) = 112.7000.

Daiichi Life Group Quarterly Data

Book Value per Share CPI Adj_Book
201606 599.377 98.100 688.581
201609 603.811 98.000 694.383
201612 652.005 98.400 746.758
201703 667.418 98.100 766.748
201706 707.510 98.500 809.506
201709 759.050 98.800 865.839
201712 844.753 99.400 957.783
201803 804.708 99.200 914.220
201806 790.923 99.200 898.559
201809 785.994 99.900 886.702
201812 726.058 99.700 820.730
201903 810.432 99.700 916.105
201906 841.227 99.800 949.963
201909 950.481 100.100 1,070.122
201912 993.365 100.500 1,113.953
202003 836.293 100.300 939.683
202006 887.177 99.900 1,000.849
202009 979.263 99.900 1,104.734
202012 1,055.335 99.300 1,197.747
202103 1,082.477 99.900 1,221.173
202106 1,104.090 99.500 1,250.562
202109 1,165.420 100.100 1,312.116
202112 1,188.020 100.100 1,337.561
202203 1,075.809 101.100 1,199.245
202206 841.597 101.800 931.709
202209 717.610 103.100 784.429
202212 621.606 104.100 672.959
202303 676.818 104.400 730.626
202306 792.903 105.200 849.431
202309 763.810 106.200 810.559
202312 771.677 106.800 814.307
202403 1,026.838 107.200 1,079.521
202406 1,035.611 108.200 1,078.682
202409 973.605 108.900 1,007.578
202412 1,056.137 110.700 1,075.218
202503 988.680 111.100 1,002.918
202506 977.417 111.700 986.167
202509 1,060.365 112.000 1,066.992
202512 1,124.062 113.000 1,121.078
202603 1,181.413 112.700 1,181.413

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 1.93 mean?
Daiichi Life Group (TSE:8750) has a Cyclically Adjusted PB Ratio of 1.93 as of Jul. 22, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Daiichi Life Group and its competitors. This is 117% above median its historical median of 0.89. Over the past decade, Daiichi Life Group's Cyclically Adjusted PB Ratio has ranged from 0.49 to 1.93. According to the industry distribution chart, Daiichi Life Group ranks #262 out of 415 companies in the Insurance industry, placing it in the top 63.1%.
Is Daiichi Life Group's Cyclically Adjusted PB Ratio too high?
Daiichi Life Group's current Cyclically Adjusted PB Ratio of 1.93 is 117% above median its 10-year median of 0.89. Over the past 10 years, this metric has ranged from a low of 0.49 to a high of 1.93. The Insurance industry median Cyclically Adjusted PB Ratio is 1.38. Daiichi Life Group's value of 1.93 is 39.9% above this industry median. Based on the distribution chart, Daiichi Life Group ranks #262 out of 415 companies in the Insurance industry, which is below the industry midpoint. Overall, Daiichi Life Group has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Daiichi Life Group's Cyclically Adjusted PB Ratio compare to AFL and MET?
According to the Insurance industry distribution chart, Daiichi Life Group ranks #262 out of 415 companies for Cyclically Adjusted PB Ratio. This places Daiichi Life Group in the lower half of its industry. The industry median Cyclically Adjusted PB Ratio is 1.38. Daiichi Life Group's value of 1.93 is 39.9% above this benchmark. Historically, Daiichi Life Group's own Cyclically Adjusted PB Ratio has ranged from 0.49 to 1.93 over the past decade. While the company's 10-year median is 0.89 vs. the industry median of 1.38, Daiichi Life Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for an Insurance company?
The median Cyclically Adjusted PB Ratio among Insurance companies is 1.38, based on 415 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Daiichi Life Group's current Cyclically Adjusted PB Ratio of 1.93 is 39.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Daiichi Life Group and its competitors. For the Insurance industry, the median Cyclically Adjusted PB Ratio is 1.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Daiichi Life Group's current Cyclically Adjusted PB Ratio is 1.93, which is 117% above median its own 10-year median of 0.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Daiichi Life Group stock overvalued right now?
Based on GuruFocus' analysis, Daiichi Life Group (TSE:8750) is currently considered Significantly Overvalued. The stock's GF Value™ is 円1,165.72, compared to a current price of 円1,877.50 — trading 61.1% above its estimated fair value. The current Cyclically Adjusted PB Ratio is 1.93, which is 117% above median its 10-year median of 0.89 and 39.9% above the Insurance industry median of 1.38. Daiichi Life Group's overall GF Score™ is 69/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Daiichi Life Group (TSE:8750), the current Cyclically Adjusted PB Ratio is 1.93 as of Jul. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Daiichi Life Group (TSE:8750) Overvalued in 2026?

Based on GuruFocus' analysis, Daiichi Life Group stock appears to be overvalued. The current stock price of 円1,877.50 is trading 61.1% above its estimated GF Value™ of 円1,165.72. GuruFocus considers Daiichi Life Group to be Significantly Overvalued.

Key valuation signals for TSE:8750:

  • Cyclically Adjusted PB Ratio: 1.93 (117% above median its 10-year median of 0.89)
  • GF Value™: 円1,165.72 vs. price of 円1,877.50 (61.1% above fair value)
  • GF Score™: 69/100 with 5 warning signs
  • Industry Position: 39.9% above the Insurance median (#262 of 415)

No single metric tells the full story. See the TSE:8750 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Daiichi Life Group Business Description

Address 13-1, Yurakucho 1-chome, Chiyoda-ku, Tokyo, JPN, 100-8411
Dai-ichi Life is Japan's second-largest life insurer (excluding the recently privatized Japan Post Insurance), commanding 11% of annualized net premiums. Unlike its largest domestic rivals—Nippon Life, Meiji Yasuda, and Sumitomo Life—which remain mutually owned by policyholders, Dai-ichi Life demutualized and listed on the Tokyo Stock Exchange in 2010. The group's profit profile is geographically diversified: The main domestic life business contributes roughly 75% of profits, the overseas life business contributes about 22%, and the noninsurance business contributes about 4% of total profits.
69GF Score

Get the complete analysis for TSE:8750

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円1,877.50
Price
円1,165.72
GF Value