Daiichi Life Group (TSE:8750) Moat Score: 5/10 (As of Jul. 03, 2026)


TSE:8750 Daiichi Life Group Inc TSE:8750
69 GF Score
Price 円1,824.50
GF Value 円1,168.98
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Daiichi Life Group Moat Score?

Daiichi Life Group TSE:8750 +1.87% 69 Moat Score is 5 as of Jul. 03, 2026. GuruFocus rates TSE:8750 with a GF Score™ of 69/100 and a GF Value™ of 円1,168.98 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 599 Insurance companies, Daiichi Life Group ranks better than 88.81% on this metric.

Daiichi Life Group has the Moat Score of 5, which implies that the company might have Narrow Moat - Solid narrow moat.

Daiichi Life Group has Narrow Moat: Daiichi Life Group has a solid narrow moat due to its strong brand and customer loyalty in the insurance sector. However, it faces regulatory challenges and lacks significant cost advantages.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Daiichi Life Group might have Narrow Moat - Solid narrow moat.

Daiichi Life Group  (TSE:8750) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Daiichi Life Group Moat Score Related Terms

TSE:8750 vs AFL, MET, PRU: Moat Score Comparison

For the Insurance - Life subindustry, Daiichi Life Group's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Daiichi Life Group Moat Score vs Insurance Industry

For the Insurance industry and Financial Services sector, Daiichi Life Group's Moat Score distribution charts can be found below:

* The bar in red indicates where Daiichi Life Group's Moat Score falls into.


TSE:8750
69GF Score
Daiichi Life Group Inc TSE:8750
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 5 mean?
Daiichi Life Group (TSE:8750) has a Moat Score of 5 as of Jul. 03, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Daiichi Life Group ranks #67 out of 599 companies in the Insurance industry, placing it in the top 11.2%.
Is Daiichi Life Group's Moat Score too high?
Daiichi Life Group's current Moat Score is 5. Based on the distribution chart, Daiichi Life Group ranks #67 out of 599 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Daiichi Life Group has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Daiichi Life Group's Moat Score compare to AFL and MET?
According to the Insurance industry distribution chart, Daiichi Life Group ranks #67 out of 599 companies for Moat Score. This places Daiichi Life Group in the top 11% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for an Insurance company?
A good Moat Score depends on the Insurance industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Daiichi Life Group's current Moat Score is 5. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Daiichi Life Group stock overvalued right now?
Based on GuruFocus' analysis, Daiichi Life Group (TSE:8750) is currently considered Significantly Overvalued. The stock's GF Value™ is 円1,168.98, compared to a current price of 円1,824.50 — trading 56.1% above its estimated fair value. The current Moat Score is 5. Daiichi Life Group's overall GF Score™ is 69/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Daiichi Life Group (TSE:8750), the current Moat Score is 5 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Daiichi Life Group (TSE:8750) Overvalued in 2026?

Based on GuruFocus' analysis, Daiichi Life Group stock appears to be overvalued. The current stock price of 円1,824.50 is trading 56.1% above its estimated GF Value™ of 円1,168.98. GuruFocus considers Daiichi Life Group to be Significantly Overvalued.

Key valuation signals for TSE:8750:

  • Moat Score: 5
  • GF Value™: 円1,168.98 vs. price of 円1,824.50 (56.1% above fair value)
  • GF Score™: 69/100 with 5 warning signs

No single metric tells the full story. See the TSE:8750 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Daiichi Life Group Business Description

Address 13-1, Yurakucho 1-chome, Chiyoda-ku, Tokyo, JPN, 100-8411
Dai-ichi Life is Japan's second-largest life insurer (excluding the recently privatized Japan Post Insurance), commanding 11% of annualized net premiums. Unlike its largest domestic rivals—Nippon Life, Meiji Yasuda, and Sumitomo Life—which remain mutually owned by policyholders, Dai-ichi Life demutualized and listed on the Tokyo Stock Exchange in 2010. The group's profit profile is geographically diversified: The main domestic life business contributes roughly 75% of profits, the overseas life business contributes about 22%, and the noninsurance business contributes about 4% of total profits.
69GF Score

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Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円1,824.50
Price
円1,168.98
GF Value