Daiichi Life Group (TSE:8750) ROE %: 6.36% (As of Mar. 2026) — 27% Below Median


TSE:8750 Daiichi Life Group Inc TSE:8750
71 GF Score
Price 円1,728.00
GF Value 円1,168.05
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is Daiichi Life Group ROE %?

Daiichi Life Group TSE:8750 -4.64% 71 ROE % is 6.36% as of Mar. 2026, which is 27% below its 10-year median of 8.68. GuruFocus rates TSE:8750 with a GF Score™ of 71/100 and a GF Value™ of 円1,168.05 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 502 Insurance companies, Daiichi Life Group ranks worse than 52.19% on this metric.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Daiichi Life Group's annualized net income for the quarter that ended in Mar. 2026 was 円265,012 Mil. Daiichi Life Group's average Total Stockholders Equity over the quarter that ended in Mar. 2026 was 円4,166,866 Mil. Therefore, Daiichi Life Group's annualized ROE % for the quarter that ended in Mar. 2026 was 6.36%.

The historical rank and industry rank for Daiichi Life Group's ROE % or its related term are showing as below:

TSE:8750' s ROE % Range Over the Past 10 Years
Min: 0.87   Med: 8.68   Max: 12.19
Current: 11.24

During the past 13 years, Daiichi Life Group's highest ROE % was 12.19%. The lowest was 0.87%. And the median was 8.68%.

TSE:8750's ROE % is ranked worse than
52.19% of 502 companies
in the Insurance industry
Industry Median: 11.73 vs TSE:8750: 11.24

Daiichi Life Group  (TSE:8750) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=265012/4166866
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(265012 / 10768856)*(10768856 / 73271884)*(73271884 / 4166866)
=Net Margin %*Asset Turnover*Equity Multiplier
=2.46 %*0.147*17.5844
=ROA %*Equity Multiplier
=0.36 %*17.5844
=6.36 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=265012/4166866
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / EBIT) * (EBIT / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (265012 / 437140) * (437140 / 508132) * (508132 / 10768856) * (10768856 / 73271884) * (73271884 / 4166866)
= Tax Burden * Interest Burden * EBIT Margin % * Asset Turnover * Equity Multiplier
= 0.6062 * 0.8603 * 4.72 % * 0.147 * 17.5844
=6.36 %

Note: The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


Daiichi Life Group ROE % Related Terms


Daiichi Life Group ROE % Historical Data

* Premium members only.

The historical data trend for Daiichi Life Group's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Daiichi Life Group ROE % Chart

Daiichi Life Group Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
ROE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.88 4.91 9.80 12.19 11.06

Daiichi Life Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.07 4.78 17.89 16.19 6.36

TSE:8750 vs AFL, MET, PRU: ROE % Comparison

For the Insurance - Life subindustry, Daiichi Life Group's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Daiichi Life Group ROE % vs Insurance Industry

For the Insurance industry and Financial Services sector, Daiichi Life Group's ROE % distribution charts can be found below:

* The bar in red indicates where Daiichi Life Group's ROE % falls into.


TSE:8750
71GF Score
Daiichi Life Group Inc TSE:8750
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Daiichi Life Group ROE % Calculation

Daiichi Life Group's annualized ROE % for the fiscal year that ended in Mar. 2026 is calculated as

ROE %=Net Income (A: Mar. 2026 )/( (Total Stockholders Equity (A: Mar. 2025 )+Total Stockholders Equity (A: Mar. 2026 ))/ count )
=436597/( (3639366+4254211)/ 2 )
=436597/3946788.5
=11.06 %

Daiichi Life Group's annualized ROE % for the quarter that ended in Mar. 2026 is calculated as

ROE %=Net Income (Q: Mar. 2026 )/( (Total Stockholders Equity (Q: Dec. 2025 )+Total Stockholders Equity (Q: Mar. 2026 ))/ count )
=265012/( (4079521+4254211)/ 2 )
=265012/4166866
=6.36 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2026) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of 6.36% mean?
Daiichi Life Group (TSE:8750) has a ROE % of 6.36% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Daiichi Life Group and its competitors. This is 27% below median its historical median of 8.68. Over the past decade, Daiichi Life Group's ROE % has ranged from 0.87 to 12.19. According to the industry distribution chart, Daiichi Life Group ranks #262 out of 502 companies in the Insurance industry, placing it in the top 52.2%.
Is Daiichi Life Group's ROE % too high?
Daiichi Life Group's current ROE % of 6.36% is 27% below median its 10-year median of 8.68. Over the past 10 years, this metric has ranged from a low of 0.87 to a high of 12.19. The Insurance industry median ROE % is 11.73. Daiichi Life Group's value of 6.36% is 45.8% below this industry median. Based on the distribution chart, Daiichi Life Group ranks #262 out of 502 companies in the Insurance industry, which is below the industry midpoint. Overall, Daiichi Life Group has a GF Score™ of 71/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Daiichi Life Group's ROE % compare to AFL and MET?
According to the Insurance industry distribution chart, Daiichi Life Group ranks #262 out of 502 companies for ROE %. This places Daiichi Life Group in the lower half of its industry. The industry median ROE % is 11.73. Daiichi Life Group's value of 6.36% is 45.8% below this benchmark. Historically, Daiichi Life Group's own ROE % has ranged from 0.87 to 12.19 over the past decade. While the company's 10-year median is 8.68 vs. the industry median of 11.73, Daiichi Life Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for an Insurance company?
The median ROE % among Insurance companies is 11.73, based on 502 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Daiichi Life Group's current ROE % of 6.36% is 45.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Daiichi Life Group and its competitors. For the Insurance industry, the median ROE % is 11.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Daiichi Life Group's current ROE % is 6.36%, which is 27% below median its own 10-year median of 8.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Daiichi Life Group stock overvalued right now?
Based on GuruFocus' analysis, Daiichi Life Group (TSE:8750) is currently considered Significantly Overvalued. The stock's GF Value™ is 円1,168.05, compared to a current price of 円1,728.00 — trading 47.9% above its estimated fair value. The current ROE % is 6.36%, which is 27% below median its 10-year median of 8.68 and 45.8% below the Insurance industry median of 11.73. Daiichi Life Group's overall GF Score™ is 71/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Daiichi Life Group (TSE:8750), the current ROE % is 6.36% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Daiichi Life Group (TSE:8750) Overvalued in 2026?

Based on GuruFocus' analysis, Daiichi Life Group stock appears to be overvalued. The current stock price of 円1,728.00 is trading 47.9% above its estimated GF Value™ of 円1,168.05. GuruFocus considers Daiichi Life Group to be Significantly Overvalued.

Key valuation signals for TSE:8750:

  • ROE %: 6.36% (27% below median its 10-year median of 8.68)
  • GF Value™: 円1,168.05 vs. price of 円1,728.00 (47.9% above fair value)
  • GF Score™: 71/100 with 5 warning signs
  • Industry Position: 45.8% below the Insurance median (#262 of 502)

No single metric tells the full story. See the TSE:8750 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Daiichi Life Group Business Description

Address 13-1, Yurakucho 1-chome, Chiyoda-ku, Tokyo, JPN, 100-8411
Dai-ichi Life is Japan's second-largest life insurer (excluding the recently privatized Japan Post Insurance), commanding 11% of annualized net premiums. Unlike its largest domestic rivals—Nippon Life, Meiji Yasuda, and Sumitomo Life—which remain mutually owned by policyholders, Dai-ichi Life demutualized and listed on the Tokyo Stock Exchange in 2010. The group's profit profile is geographically diversified: The main domestic life business contributes roughly 75% of profits, the overseas life business contributes about 22%, and the noninsurance business contributes about 4% of total profits.
71GF Score

Get the complete analysis for TSE:8750

ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円1,728.00
Price
円1,168.05
GF Value