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A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Hong Leong Financial Group Bhd's Debt-to-Equity or its related term are showing as below:
XKLS:1082'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.15 Med: 0.18 Max: 0.44
Current: 0.15
During the past 13 years, the highest Debt-to-Equity Ratio of Hong Leong Financial Group Bhd was 0.44. The lowest was 0.15. And the median was 0.18.
XKLS:1082's Debt-to-Equity is ranked better than 83.02% of 1419
companies
in the Banks industry
Industry Median: 0.58
vs XKLS:1082: 0.15
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Hong Leong Financial Group Bhd Debt-to-Equity Related Terms
Hong Leong Financial Group Bhd Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hong Leong Financial Group Bhd Debt-to-Equity Chart
Hong Leong Financial Group Bhd Debt-to-Equity Competitor Comparison
For the Banks - Regional subindustry, Hong Leong Financial Group Bhd's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hong Leong Financial Group Bhd Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Hong Leong Financial Group Bhd's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Hong Leong Financial Group Bhd's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hong Leong Financial Group Bhd (XKLS:1082) has a Debt-to-Equity of 0.15 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Hong Leong Financial Group Bhd and its competitors. This is 17% below median its historical median of 0.18. Over the past decade, Hong Leong Financial Group Bhd's Debt-to-Equity has ranged from 0.15 to 0.44. According to the industry distribution chart, Hong Leong Financial Group Bhd ranks #241 out of 1419 companies in the Banks industry, placing it in the top 17%.
Is Hong Leong Financial Group Bhd's Debt-to-Equity too high?
Hong Leong Financial Group Bhd's current Debt-to-Equity of 0.15 is 17% below median its 10-year median of 0.18. Over the past 10 years, this metric has ranged from a low of 0.15 to a high of 0.44. The Banks industry median Debt-to-Equity is 0.58. Hong Leong Financial Group Bhd's value of 0.15 is 74.1% below this industry median. Based on the distribution chart, Hong Leong Financial Group Bhd ranks #241 out of 1419 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Hong Leong Financial Group Bhd has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hong Leong Financial Group Bhd's Debt-to-Equity compare to competitors?
According to the Banks industry distribution chart, Hong Leong Financial Group Bhd ranks #241 out of 1419 companies for Debt-to-Equity. This places Hong Leong Financial Group Bhd in the top 17% of its industry — outperforming the majority of peers. The industry median Debt-to-Equity is 0.58. Hong Leong Financial Group Bhd's value of 0.15 is 74.1% below this benchmark. Historically, Hong Leong Financial Group Bhd's own Debt-to-Equity has ranged from 0.15 to 0.44 over the past decade. While the company's 10-year median is 0.18 vs. the industry median of 0.58, Hong Leong Financial Group Bhd has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,419 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hong Leong Financial Group Bhd's current Debt-to-Equity of 0.15 is 74.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Hong Leong Financial Group Bhd and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hong Leong Financial Group Bhd's current Debt-to-Equity is 0.15, which is 17% below median its own 10-year median of 0.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hong Leong Financial Group Bhd stock overvalued right now?
Based on GuruFocus' analysis, Hong Leong Financial Group Bhd (XKLS:1082) is currently considered Significantly Overvalued. The stock's GF Value™ is RM11.52, compared to a current price of RM18.56 — trading 61.1% above its estimated fair value. The current Debt-to-Equity is 0.15, which is 17% below median its 10-year median of 0.18 and 74.1% below the Banks industry median of 0.58. Hong Leong Financial Group Bhd's overall GF Score™ is 56/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Hong Leong Financial Group Bhd (XKLS:1082), the current Debt-to-Equity is 0.15 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hong Leong Financial Group Bhd (XKLS:1082) Overvalued in 2026?
Based on GuruFocus' analysis, Hong Leong Financial Group Bhd stock appears to be overvalued.
The current stock price of RM18.56 is trading 61.1% above its estimated GF Value™ of RM11.52.
GuruFocus considers Hong Leong Financial Group Bhd to be Significantly Overvalued.
Key valuation signals for XKLS:1082:
Debt-to-Equity: 0.15 (17% below median its 10-year median of 0.18)
GF Value™: RM11.52 vs. price of RM18.56 (61.1% above fair value)
Industry Position: 74.1% below the Banks median (#241 of 1419)
No single metric tells the full story. See the XKLS:1082 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hong Leong Financial Group Bhd is a Malaysia-based company engaged in providing financial and banking services. The company's reportable segments consist of Commercial banking, Investment banking, Insurance, and the other operations segment that contains investment holding and provision of management services. The commercial banking segment accounts for the majority of total revenue. The firm's business operations are concentrated in Malaysia.
56GF Score
Get the complete analysis for XKLS:1082
Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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