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The historical rank and industry rank for Hong Leong Financial Group Bhd's Net Margin % or its related term are showing as below:
XKLS:1082'
s Net Margin % Range Over the Past 10 Years
Min: 30.25 Med: 37.01 Max: 48.88
Current: 46.41
XKLS:1082's Net Margin % is ranked better than 91.36% of 1527
companies
in the Banks industry
Industry Median: 26.88
vs XKLS:1082: 46.41
Hong Leong Financial Group Bhd (XKLS:1082) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Hong Leong Financial Group Bhd Net Margin % Related Terms
Hong Leong Financial Group Bhd Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hong Leong Financial Group Bhd Net Margin % Competitor Comparison
For the Banks - Regional subindustry, Hong Leong Financial Group Bhd's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hong Leong Financial Group Bhd Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Hong Leong Financial Group Bhd's Net Margin % distribution charts can be found below:
* The bar in red indicates where Hong Leong Financial Group Bhd's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hong Leong Financial Group Bhd (XKLS:1082) has a Net Margin % of 44.89% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Hong Leong Financial Group Bhd and its competitors. This is 21% above median its historical median of 37.01. Over the past decade, Hong Leong Financial Group Bhd's Net Margin % has ranged from 30.25 to 48.88. According to the industry distribution chart, Hong Leong Financial Group Bhd ranks #132 out of 1527 companies in the Banks industry, placing it in the top 8.6%.
Is Hong Leong Financial Group Bhd's Net Margin % too high?
Hong Leong Financial Group Bhd's current Net Margin % of 44.89% is 21% above median its 10-year median of 37.01. Over the past 10 years, this metric has ranged from a low of 30.25 to a high of 48.88. The Banks industry median Net Margin % is 26.88. Hong Leong Financial Group Bhd's value of 44.89% is 67% above this industry median. Based on the distribution chart, Hong Leong Financial Group Bhd ranks #132 out of 1527 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Hong Leong Financial Group Bhd has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hong Leong Financial Group Bhd's Net Margin % compare to competitors?
According to the Banks industry distribution chart, Hong Leong Financial Group Bhd ranks #132 out of 1527 companies for Net Margin %. This places Hong Leong Financial Group Bhd in the top 9% of its industry — outperforming the majority of peers. The industry median Net Margin % is 26.88. Hong Leong Financial Group Bhd's value of 44.89% is 67% above this benchmark. Historically, Hong Leong Financial Group Bhd's own Net Margin % has ranged from 30.25 to 48.88 over the past decade. While the company's 10-year median is 37.01 vs. the industry median of 26.88, Hong Leong Financial Group Bhd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.88, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hong Leong Financial Group Bhd's current Net Margin % of 44.89% is 67% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Hong Leong Financial Group Bhd and its competitors. For the Banks industry, the median Net Margin % is 26.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hong Leong Financial Group Bhd's current Net Margin % is 44.89%, which is 21% above median its own 10-year median of 37.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hong Leong Financial Group Bhd stock overvalued right now?
Based on GuruFocus' analysis, Hong Leong Financial Group Bhd (XKLS:1082) is currently considered Significantly Overvalued. The stock's GF Value™ is RM11.47, compared to a current price of RM18.82 — trading 64.1% above its estimated fair value. The current Net Margin % is 44.89%, which is 21% above median its 10-year median of 37.01 and 67% above the Banks industry median of 26.88. Hong Leong Financial Group Bhd's overall GF Score™ is 53/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Hong Leong Financial Group Bhd (XKLS:1082), the current Net Margin % is 44.89% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hong Leong Financial Group Bhd (XKLS:1082) Overvalued in 2026?
Based on GuruFocus' analysis, Hong Leong Financial Group Bhd stock appears to be overvalued.
The current stock price of RM18.82 is trading 64.1% above its estimated GF Value™ of RM11.47.
GuruFocus considers Hong Leong Financial Group Bhd to be Significantly Overvalued.
Key valuation signals for XKLS:1082:
Net Margin %: 44.89% (21% above median its 10-year median of 37.01)
GF Value™: RM11.47 vs. price of RM18.82 (64.1% above fair value)
Industry Position: 67% above the Banks median (#132 of 1527)
No single metric tells the full story. See the XKLS:1082 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hong Leong Financial Group Bhd Business Description
Hong Leong Financial Group Bhd is a Malaysia-based company engaged in providing financial and banking services. The company's reportable segments consist of Commercial banking, Investment banking, Insurance, and the other operations segment that contains investment holding and provision of management services. The commercial banking segment accounts for the majority of total revenue. The firm's business operations are concentrated in Malaysia.
53GF Score
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Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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