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Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
Hong Leong Financial Group Bhd's 10-Year RORE % for the quarter that ended in Mar. 2026 was 9.11%.
XKLS:1082's 10-Year RORE % is ranked worse than 55.56% of 1089
companies
in the Banks industry
Industry Median: 10.22
vs XKLS:1082: 9.11
Hong Leong Financial Group Bhd (XKLS:1082) 10-Year RORE % Explanation
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 10-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
Hong Leong Financial Group Bhd 10-Year RORE % Related Terms
Hong Leong Financial Group Bhd 10-Year RORE % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hong Leong Financial Group Bhd 10-Year RORE % Chart
Hong Leong Financial Group Bhd 10-Year RORE % Competitor Comparison
For the Banks - Regional subindustry, Hong Leong Financial Group Bhd's 10-Year RORE %, along with its competitors' market caps and 10-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hong Leong Financial Group Bhd 10-Year RORE % vs Banks Industry
For the Banks industry and Financial Services sector, Hong Leong Financial Group Bhd's 10-Year RORE % distribution charts can be found below:
* The bar in red indicates where Hong Leong Financial Group Bhd's 10-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 10-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 10-year before.
Hong Leong Financial Group Bhd (XKLS:1082) has a 10-Year RORE % of 9.11 as of Mar. 2026. 10-Year RORE % shows how much a company earns by reinvesting its retained earnings in 10-year. View historical data on Hong Leong Financial Group Bhd and its competitors. According to the industry distribution chart, Hong Leong Financial Group Bhd ranks #605 out of 1089 companies in the Banks industry, placing it in the top 55.6%.
Is Hong Leong Financial Group Bhd's 10-Year RORE % too high?
Hong Leong Financial Group Bhd's current 10-Year RORE % is 9.11. The Banks industry median 10-Year RORE % is 10.22. Hong Leong Financial Group Bhd's value of 9.11 is 10.9% below this industry median. Based on the distribution chart, Hong Leong Financial Group Bhd ranks #605 out of 1089 companies in the Banks industry, which is below the industry midpoint. Overall, Hong Leong Financial Group Bhd has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hong Leong Financial Group Bhd's 10-Year RORE % compare to competitors?
According to the Banks industry distribution chart, Hong Leong Financial Group Bhd ranks #605 out of 1089 companies for 10-Year RORE %. This places Hong Leong Financial Group Bhd in the lower half of its industry. The industry median 10-Year RORE % is 10.22. Hong Leong Financial Group Bhd's value of 9.11 is 10.9% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 10-Year RORE % for a Banks company?
The median 10-Year RORE % among Banks companies is 10.22, based on 1,089 companies in the industry. Companies in the top quartile (top 25%) have a 10-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 10-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hong Leong Financial Group Bhd's current 10-Year RORE % of 9.11 is 10.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 10-Year RORE % mean?
A high 10-Year RORE % can signal that a stock is expensive relative to its fundamentals. 10-Year RORE % shows how much a company earns by reinvesting its retained earnings in 10-year. View historical data on Hong Leong Financial Group Bhd and its competitors. For the Banks industry, the median 10-Year RORE % is 10.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hong Leong Financial Group Bhd's current 10-Year RORE % is 9.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hong Leong Financial Group Bhd stock overvalued right now?
Based on GuruFocus' analysis, Hong Leong Financial Group Bhd (XKLS:1082) is currently considered Significantly Overvalued. The stock's GF Value™ is RM11.48, compared to a current price of RM18.36 — trading 59.9% above its estimated fair value. The current 10-Year RORE % is 9.11 and 10.9% below the Banks industry median of 10.22. Hong Leong Financial Group Bhd's overall GF Score™ is 53/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 10-Year RORE % calculated?
10-Year RORE % is calculated from a company's financial statements. For Hong Leong Financial Group Bhd (XKLS:1082), the current 10-Year RORE % is 9.11 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hong Leong Financial Group Bhd (XKLS:1082) Overvalued in 2026?
Based on GuruFocus' analysis, Hong Leong Financial Group Bhd stock appears to be overvalued.
The current stock price of RM18.36 is trading 59.9% above its estimated GF Value™ of RM11.48.
GuruFocus considers Hong Leong Financial Group Bhd to be Significantly Overvalued.
Key valuation signals for XKLS:1082:
10-Year RORE %: 9.11
GF Value™: RM11.48 vs. price of RM18.36 (59.9% above fair value)
Industry Position: 10.9% below the Banks median (#605 of 1089)
No single metric tells the full story. See the XKLS:1082 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hong Leong Financial Group Bhd Business Description
Hong Leong Financial Group Bhd is a Malaysia-based company engaged in providing financial and banking services. The company's reportable segments consist of Commercial banking, Investment banking, Insurance, and the other operations segment that contains investment holding and provision of management services. The commercial banking segment accounts for the majority of total revenue. The firm's business operations are concentrated in Malaysia.
53GF Score
Get the complete analysis for XKLS:1082
10-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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