Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Hong Leong Financial Group BhdXKLS:1082 +0.33%53 Return-on-Tangible-Asset is 0.84% as of Mar. 2026, which is 3% below its 10-year median of 0.87. GuruFocus rates XKLS:1082 with a GF Score™ of 53/100 and a GF Value™ of RM11.48 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 1,529 Banks companies, Hong Leong Financial Group Bhd ranks worse than 54.15% on this metric.
The historical rank and industry rank for Hong Leong Financial Group Bhd's Return-on-Tangible-Asset or its related term are showing as below:
XKLS:1082'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 0.67 Med: 0.87 Max: 0.99
Current: 0.95
During the past 13 years, Hong Leong Financial Group Bhd's highest Return-on-Tangible-Asset was 0.99%. The lowest was 0.67%. And the median was 0.87%.
XKLS:1082's Return-on-Tangible-Asset is ranked worse than 54.15% of 1529
companies
in the Banks industry
Industry Median: 1
vs XKLS:1082: 0.95
Hong Leong Financial Group Bhd (XKLS:1082) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Hong Leong Financial Group Bhd Return-on-Tangible-Asset Related Terms
Hong Leong Financial Group Bhd Return-on-Tangible-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hong Leong Financial Group Bhd Return-on-Tangible-Asset Chart
Hong Leong Financial Group Bhd Return-on-Tangible-Asset Competitor Comparison
For the Banks - Regional subindustry, Hong Leong Financial Group Bhd's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hong Leong Financial Group Bhd Return-on-Tangible-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Hong Leong Financial Group Bhd's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Hong Leong Financial Group Bhd's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
What does a Return-on-Tangible-Asset of 0.84% mean?
Hong Leong Financial Group Bhd (XKLS:1082) has a Return-on-Tangible-Asset of 0.84% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Hong Leong Financial Group Bhd and its competitors. This is near median its historical median of 0.87. Over the past decade, Hong Leong Financial Group Bhd's Return-on-Tangible-Asset has ranged from 0.67 to 0.99. According to the industry distribution chart, Hong Leong Financial Group Bhd ranks #828 out of 1529 companies in the Banks industry, placing it in the top 54.2%.
Is Hong Leong Financial Group Bhd's Return-on-Tangible-Asset too high?
Hong Leong Financial Group Bhd's current Return-on-Tangible-Asset of 0.84% is near median its 10-year median of 0.87. Over the past 10 years, this metric has ranged from a low of 0.67 to a high of 0.99. The Banks industry median Return-on-Tangible-Asset is 1.00. Hong Leong Financial Group Bhd's value of 0.84% is 16% below this industry median. Based on the distribution chart, Hong Leong Financial Group Bhd ranks #828 out of 1529 companies in the Banks industry, which is below the industry midpoint. Overall, Hong Leong Financial Group Bhd has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hong Leong Financial Group Bhd's Return-on-Tangible-Asset compare to competitors?
According to the Banks industry distribution chart, Hong Leong Financial Group Bhd ranks #828 out of 1529 companies for Return-on-Tangible-Asset. This places Hong Leong Financial Group Bhd in the lower half of its industry. The industry median Return-on-Tangible-Asset is 1.00. Hong Leong Financial Group Bhd's value of 0.84% is 16% below this benchmark. Historically, Hong Leong Financial Group Bhd's own Return-on-Tangible-Asset has ranged from 0.67 to 0.99 over the past decade. While the company's 10-year median is 0.87 vs. the industry median of 1.00, Hong Leong Financial Group Bhd has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Banks company?
The median Return-on-Tangible-Asset among Banks companies is 1.00, based on 1,529 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hong Leong Financial Group Bhd's current Return-on-Tangible-Asset of 0.84% is 16% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Hong Leong Financial Group Bhd and its competitors. For the Banks industry, the median Return-on-Tangible-Asset is 1.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hong Leong Financial Group Bhd's current Return-on-Tangible-Asset is 0.84%, which is near median its own 10-year median of 0.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hong Leong Financial Group Bhd stock overvalued right now?
Based on GuruFocus' analysis, Hong Leong Financial Group Bhd (XKLS:1082) is currently considered Significantly Overvalued. The stock's GF Value™ is RM11.48, compared to a current price of RM18.36 — trading 59.9% above its estimated fair value. The current Return-on-Tangible-Asset is 0.84%, which is near median its 10-year median of 0.87 and 16% below the Banks industry median of 1.00. Hong Leong Financial Group Bhd's overall GF Score™ is 53/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Hong Leong Financial Group Bhd (XKLS:1082), the current Return-on-Tangible-Asset is 0.84% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hong Leong Financial Group Bhd (XKLS:1082) Overvalued in 2026?
Based on GuruFocus' analysis, Hong Leong Financial Group Bhd stock appears to be overvalued.
The current stock price of RM18.36 is trading 59.9% above its estimated GF Value™ of RM11.48.
GuruFocus considers Hong Leong Financial Group Bhd to be Significantly Overvalued.
Key valuation signals for XKLS:1082:
Return-on-Tangible-Asset: 0.84% (near median its 10-year median of 0.87)
GF Value™: RM11.48 vs. price of RM18.36 (59.9% above fair value)
Industry Position: 16% below the Banks median (#828 of 1529)
No single metric tells the full story. See the XKLS:1082 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hong Leong Financial Group Bhd Business Description
Hong Leong Financial Group Bhd is a Malaysia-based company engaged in providing financial and banking services. The company's reportable segments consist of Commercial banking, Investment banking, Insurance, and the other operations segment that contains investment holding and provision of management services. The commercial banking segment accounts for the majority of total revenue. The firm's business operations are concentrated in Malaysia.
53GF Score
Get the complete analysis for XKLS:1082
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
XKLS:1082 has been successfully added to your 
