Hong Leong Financial Group Bhd (XKLS:1082) E10: RM2.48 (As of Mar. 2026)

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XKLS:1082 Hong Leong Financial Group Bhd XKLS:1082
53 GF Score
Price RM18.82
GF Value RM11.47
Valuation Significantly Overvalued
! 3 Warning Signs
View Full Analysis

What is Hong Leong Financial Group Bhd E10?

Hong Leong Financial Group Bhd XKLS:1082 +0.75% 53 E10 is RM2.48 as of Mar. 2026. GuruFocus rates XKLS:1082 with a GF Score™ of 53/100 and a GF Value™ of RM11.47 (Significantly Overvalued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Hong Leong Financial Group Bhd's adjusted earnings per share data for the three months ended in Mar. 2026 was RM0.660. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is RM2.48 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Hong Leong Financial Group Bhd's average E10 Growth Rate was 8.80% per year. During the past 3 years, the average E10 Growth Rate was 6.50% per year. During the past 5 years, the average E10 Growth Rate was 8.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Hong Leong Financial Group Bhd was 9.10% per year. The lowest was 6.50% per year. And the median was 8.40% per year.

As of today (2026-07-18), Hong Leong Financial Group Bhd's current stock price is RM18.82. Hong Leong Financial Group Bhd's E10 for the quarter that ended in Mar. 2026 was RM2.48. Hong Leong Financial Group Bhd's Shiller PE Ratio of today is 7.59.

During the past 13 years, the highest Shiller PE Ratio of Hong Leong Financial Group Bhd was 11.58. The lowest was 6.91. And the median was 8.77.


Hong Leong Financial Group Bhd  (XKLS:1082) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Hong Leong Financial Group Bhd's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=18.82/2.48
=7.59

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Hong Leong Financial Group Bhd was 11.58. The lowest was 6.91. And the median was 8.77.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Hong Leong Financial Group Bhd E10 Related Terms


Hong Leong Financial Group Bhd E10 Historical Data

* Premium members only.

The historical data trend for Hong Leong Financial Group Bhd's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hong Leong Financial Group Bhd E10 Chart

Hong Leong Financial Group Bhd Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.71 1.92 2.05 2.18 2.32

Hong Leong Financial Group Bhd Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.28 2.32 2.36 2.40 2.48

Hong Leong Financial Group Bhd E10 Competitor Comparison

For the Banks - Regional subindustry, Hong Leong Financial Group Bhd's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hong Leong Financial Group Bhd Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Hong Leong Financial Group Bhd's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Hong Leong Financial Group Bhd's Shiller PE Ratio falls into.


XKLS:1082
53GF Score
Hong Leong Financial Group Bhd XKLS:1082
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Hong Leong Financial Group Bhd E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Hong Leong Financial Group Bhd's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.66/330.2130*330.2130
=0.660

Current CPI (Mar. 2026) = 330.2130.

Hong Leong Financial Group Bhd Quarterly Data

per share eps CPI Adj_EPS
201606 0.346 241.018 0.474
201609 0.338 241.428 0.462
201612 0.387 241.432 0.529
201703 0.366 243.801 0.496
201706 0.227 244.955 0.306
201709 0.398 246.819 0.532
201712 0.433 246.524 0.580
201803 0.439 249.554 0.581
201806 0.397 251.989 0.520
201809 0.442 252.439 0.578
201812 0.421 251.233 0.553
201903 0.405 254.202 0.526
201906 0.411 256.143 0.530
201909 0.431 256.759 0.554
201912 0.443 256.974 0.569
202003 0.299 258.115 0.383
202006 0.463 257.797 0.593
202009 0.518 260.280 0.657
202012 0.465 260.474 0.589
202103 0.509 264.877 0.635
202106 0.506 271.696 0.615
202109 0.565 274.310 0.680
202112 0.493 278.802 0.584
202203 0.509 287.504 0.585
202206 0.595 296.311 0.663
202209 0.590 296.808 0.656
202212 0.716 296.797 0.797
202303 0.649 301.836 0.710
202306 0.585 305.109 0.633
202309 0.654 307.789 0.702
202312 0.733 306.746 0.789
202403 0.721 312.332 0.762
202406 0.711 314.175 0.747
202409 0.747 315.301 0.782
202412 0.740 315.605 0.774
202503 0.630 319.799 0.651
202506 0.752 322.561 0.770
202509 0.742 324.800 0.754
202512 0.793 324.054 0.808
202603 0.660 330.213 0.660

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of RM2.48 mean?
Hong Leong Financial Group Bhd (XKLS:1082) has a E10 of RM2.48 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Hong Leong Financial Group Bhd and its competitors.
Is Hong Leong Financial Group Bhd's E10 too high?
Hong Leong Financial Group Bhd's current E10 is RM2.48. Overall, Hong Leong Financial Group Bhd has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hong Leong Financial Group Bhd's E10 compare to competitors?
Hong Leong Financial Group Bhd's E10 of RM2.48 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Hong Leong Financial Group Bhd and its competitors. Hong Leong Financial Group Bhd's current E10 is RM2.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hong Leong Financial Group Bhd stock overvalued right now?
Based on GuruFocus' analysis, Hong Leong Financial Group Bhd (XKLS:1082) is currently considered Significantly Overvalued. The stock's GF Value™ is RM11.47, compared to a current price of RM18.82 — trading 64.1% above its estimated fair value. The current E10 is RM2.48. Hong Leong Financial Group Bhd's overall GF Score™ is 53/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Hong Leong Financial Group Bhd (XKLS:1082), the current E10 is RM2.48 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hong Leong Financial Group Bhd (XKLS:1082) Overvalued in 2026?

Based on GuruFocus' analysis, Hong Leong Financial Group Bhd stock appears to be overvalued. The current stock price of RM18.82 is trading 64.1% above its estimated GF Value™ of RM11.47. GuruFocus considers Hong Leong Financial Group Bhd to be Significantly Overvalued.

Key valuation signals for XKLS:1082:

  • E10: RM2.48
  • GF Value™: RM11.47 vs. price of RM18.82 (64.1% above fair value)
  • GF Score™: 53/100 with 3 warning signs

No single metric tells the full story. See the XKLS:1082 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hong Leong Financial Group Bhd Business Description

Address No. 6, Jalan Damanlela, Level 30, Menara Hong Leong, Bukit Damansara, Kuala Lumpur, SGR, MYS, 50490
Hong Leong Financial Group Bhd is a Malaysia-based company engaged in providing financial and banking services. The company's reportable segments consist of Commercial banking, Investment banking, Insurance, and the other operations segment that contains investment holding and provision of management services. The commercial banking segment accounts for the majority of total revenue. The firm's business operations are concentrated in Malaysia.
53GF Score

Get the complete analysis for XKLS:1082

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM18.82
Price
RM11.47
GF Value